HomeOklahomaPayne CountyCushing
Cushing, Oklahoma: commercial real estate data.
Cushing is a Census city of 8,367 people across 7.59 square miles of land, in Payne County. Median household income is $44,136, 55.2 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $4.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cushing
What Cushing is
- Census place typecity
- Land area7.59 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,102
- County holding the largest share of its areaPayne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cushing
How many people live in Cushing
- Population8,367
- Median age35.7
- Population under 182,048
- Share under 1824.5 percent
- Population 65 and over1,343
- Share 65 and over16.1 percent
- Households3,124
- Family households1,762
- Share of households that are families56.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cushing
Income and work in Cushing
- Median household income$44,136
- Per capita income$26,161
- Civilian labor force3,793
- Employed3,581
- Unemployed212 plus or minus 98
- Unemployment rate5.6 percent plus or minus 2.5
- Adults 25 and over5,532
- Adults 25 and over with a high school diploma or higher88.4 percent
- Adults 25 and over with a bachelor degree or higher15.9 percent plus or minus 3.6
- Adults 25 and over with a graduate degree6.2 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cushing
Housing in Cushing
- Housing units3,733
- Occupied units3,124
- Vacant units609
- Vacancy rate16.3 percent
- Owner occupied1,724
- Renter occupied1,400
- Ownership rate55.2 percent
- Median owner-occupied home value$114,500
- Median gross rent, monthly$798
- Annual rent as a share of median income21.7 percent
- Single family units3,193
- Share single family85.5 percent
- Units in buildings of two or more452 plus or minus 136
- Share in buildings of two or more12.1 percent plus or minus 3.6
- Mobile homes83 plus or minus 53
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cushing
How Cushing gets to work
- Workers 16 and over who commute3,356
- Commuting under 15 minutes1,956
- Share commuting under 15 minutes58.3 percent
- Commuting 30 minutes or more1,008 plus or minus 216
- Share commuting 30 minutes or more30.0 percent
- Drove alone72.6 percent
- Carpooled19.2 percent plus or minus 5.6
- Public transport0.8 percent plus or minus 0.9
- Walked1.9 percent plus or minus 1.2
- Worked from home4.3 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cushing
SBA loans in Cushing (7(a))
- Approvals7
- Gross approval$4,659,600
- Average approval$665,657
- Median approval$310,300
- Largest approval$2,371,000
- Jobs supported69
- Jobs per approval9.9
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises14.3 percent
- Distinct lenders4
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Cushing, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cushing
SBA loans in Cushing (504)
- Approvals1
- Gross approval$416,000
- Average approval$416,000
- Median approval$416,000
- Largest approval$416,000
- Jobs supported8
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Cushing, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cushing
Flood risk in Cushing
- NFIP communityCity of Cushing
- NFIP community number400165
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/16/07
The City of Cushing participates in the National Flood Insurance Program as community 400165 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Payne County, not Cushing
Payne County context, not Cushing figures
- Establishments in Payne County1,826
- Covered employment, Payne County35,198
- Average annual pay, Payne County$52,066
- Housing units permitted, Payne County145
Every figure in this section is published for Payne County as a whole and is not a measurement of Cushing.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cushing questions, answered from the record.
How many people live in Cushing, Oklahoma?
8,367, in 3,124 households. Cushing city covers 7.59 square miles of land, which is 1,102 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cushing in?
Payne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cushing?
$44,136. The median owner-occupied home is valued at $114,500. Median gross rent is $798 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cushing businesses?
7 7(a) approvals totaling $4.7 m since FY2020, across 4 lenders, median approval $310,300, plus 1 504 approvals worth $416,000 since FY2010. These count approvals to borrowers whose address is in Cushing, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cushing borrowers get paid back?
No rate is published for Cushing. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cushing in the National Flood Insurance Program?
Yes. Cushing appears in the FEMA Community Status Book as Cushing, city of, community 400165, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cushing figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Payne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cushing.
Is zoning published for Cushing?
No. Nothing on this page presents parcel level zoning.
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