HomeOklahomaPayne CountyYale city
Yale city, Oklahoma: commercial real estate data.
Yale city is a Census city of 998 people across 0.92 square miles of land, in Payne County. Median household income is $42,750, 52.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $616,400.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Yale
What Yale is
- Census place typecity
- Land area0.92 sq mi
- Water area0 sq mi
- Population per square mile of land1,090
- County holding the largest share of its areaPayne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Yale
How many people live in Yale
- Population998
- Median age36.9
- Population under 18225 plus or minus 74
- Share under 1822.5 percent plus or minus 6.0
- Population 65 and over172 plus or minus 51
- Share 65 and over17.2 percent plus or minus 3.9
- Households425
- Family households282 plus or minus 63
- Share of households that are families66.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Yale
Income and work in Yale
- Median household income$42,750
- Per capita income$22,546
- Civilian labor force519
- Employed490 plus or minus 104
- Unemployed29 plus or minus 20
- Unemployment rate5.6 percent plus or minus 3.7
- Adults 25 and over659 plus or minus 136
- Adults 25 and over with a high school diploma or higher85.1 percent plus or minus 24.1
- Adults 25 and over with a bachelor degree or higher12.9 percent plus or minus 5.6
- Adults 25 and over with a graduate degree3.8 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Yale
Housing in Yale
- Housing units541
- Occupied units425
- Vacant units116 plus or minus 49
- Vacancy rate21.4 percent plus or minus 8.4
- Owner occupied222 plus or minus 61
- Renter occupied203 plus or minus 55
- Ownership rate52.2 percent plus or minus 10.7
- Median owner-occupied home value$82,400 plus or minus $18,438
- Median gross rent, monthly$788
- Annual rent as a share of median income22.1 percent
- Single family units438
- Share single family81.0 percent
- Units in buildings of two or more55 plus or minus 36
- Share in buildings of two or more10.2 percent plus or minus 6.5
- Mobile homes48 plus or minus 25
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Yale
How Yale gets to work
- Workers 16 and over who commute472 plus or minus 103
- Commuting under 15 minutes132 plus or minus 72
- Share commuting under 15 minutes28.0 percent plus or minus 13.9
- Commuting 30 minutes or more181 plus or minus 55
- Share commuting 30 minutes or more38.3 percent plus or minus 8.1
- Drove alone79.1 percent
- Carpooled13.2 percent plus or minus 4.1
- Public transport0.0 percent
- Walked5.2 percent plus or minus 6.5
- Worked from home2.5 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Yale
SBA loans in Yale (7(a))
- Approvals2
- Gross approval$616,400
- Average approval$308,200
- Median approval$590,900
- Ninetieth percentile approval$590,900
- Largest approval$590,900
- Jobs supported46
- Jobs per approval23.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises100.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Payne County, not Yale
Payne County context, not Yale figures
These are Payne County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Yale measurements.
- Establishments in Payne County1,826
- Employment at those establishments, Payne County22,510
- Covered employment, Payne County35,198
- Average annual pay, Payne County$52,066
- Average weekly wage, Payne County$1,001
- Housing units permitted, Payne County145
- Of those, single family, Payne County131
- County product, 2024, Payne County$4,479,467,000
- County product change over the prior year, Payne County4.9 percent
- Average income of an arriving household, Payne County$50,166
Every figure in this section is published for Payne County as a whole and is not a measurement of Yale. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Yale questions, answered from the record.
How many people live in Yale, Oklahoma?
998, in 425 households. Yale city covers 0.92 square miles of land, which is 1,090 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Yale in?
Payne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Yale?
$42,750. The median owner-occupied home is valued at $82,400. Median gross rent is $788 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Yale businesses?
2 7(a) approvals totalling $616,400, across 1 lenders, median approval $590,900. These count approvals to borrowers whose address is in Yale, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Yale borrowers get paid back?
No rate is published for Yale. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Yale figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Payne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Yale.
Is zoning published for Yale?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby