Yale, Oklahoma: commercial real estate data.
Yale is a Census city of 998 people across 0.92 square miles of land, in Payne County. Median household income is $42,750, 52.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $616,400 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Yale
What Yale is
- Census place typecity
- Land area0.92 sq mi
- Water area0 sq mi
- Population per square mile of land1,090
- County holding the largest share of its areaPayne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Yale
How many people live in Yale
- Population998
- Median age36.9
- Population under 18225 plus or minus 74
- Share under 1822.5 percent plus or minus 6.0
- Population 65 and over172 plus or minus 51
- Share 65 and over17.2 percent plus or minus 3.9
- Households425
- Family households282 plus or minus 63
- Share of households that are families66.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Yale
Income and work in Yale
- Median household income$42,750
- Per capita income$22,546
- Civilian labor force519
- Employed490 plus or minus 104
- Unemployed29 plus or minus 20
- Unemployment rate5.6 percent plus or minus 3.7
- Adults 25 and over659 plus or minus 136
- Adults 25 and over with a high school diploma or higher85.1 percent plus or minus 24.1
- Adults 25 and over with a bachelor degree or higher12.9 percent plus or minus 5.6
- Adults 25 and over with a graduate degree3.8 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Yale
Housing in Yale
- Housing units541
- Occupied units425
- Vacant units116 plus or minus 49
- Vacancy rate21.4 percent plus or minus 8.4
- Owner occupied222 plus or minus 61
- Renter occupied203 plus or minus 55
- Ownership rate52.2 percent plus or minus 10.7
- Median owner-occupied home value$82,400 plus or minus $18,438
- Median gross rent, monthly$788
- Annual rent as a share of median income22.1 percent
- Single family units438
- Share single family81.0 percent
- Units in buildings of two or more55 plus or minus 36
- Share in buildings of two or more10.2 percent plus or minus 6.5
- Mobile homes48 plus or minus 25
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Yale
How Yale gets to work
- Workers 16 and over who commute472 plus or minus 103
- Commuting under 15 minutes132 plus or minus 72
- Share commuting under 15 minutes28.0 percent plus or minus 13.9
- Commuting 30 minutes or more181 plus or minus 55
- Share commuting 30 minutes or more38.3 percent plus or minus 8.1
- Drove alone79.1 percent
- Carpooled13.2 percent plus or minus 4.1
- Public transport0.0 percent
- Walked5.2 percent plus or minus 6.5
- Worked from home2.5 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Yale
SBA loans in Yale (7(a))
- Approvals2
- Gross approval$616,400
- Average approval$308,200
- Median approval$308,200
- Largest approval$590,900
- Jobs supported46
- Jobs per approval23.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises100.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Yale, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yale
Flood risk in Yale
- NFIP communityCity of Yale
- NFIP community number400455
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date05/16/07
The City of Yale does not participate in the National Flood Insurance Program as community 400455 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Payne County, not Yale
Payne County context, not Yale figures
- Establishments in Payne County1,826
- Covered employment, Payne County35,198
- Average annual pay, Payne County$52,066
- Housing units permitted, Payne County145
Every figure in this section is published for Payne County as a whole and is not a measurement of Yale.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Yale questions, answered from the record.
How many people live in Yale, Oklahoma?
998, in 425 households. Yale city covers 0.92 square miles of land, which is 1,090 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Yale in?
Payne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Yale?
$42,750. The median owner-occupied home is valued at $82,400. Median gross rent is $788 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Yale businesses?
2 7(a) approvals totaling $616,400 since FY2020, across 1 lenders, median approval $308,200. These count approvals to borrowers whose address is in Yale, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Yale borrowers get paid back?
No rate is published for Yale. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Yale in the National Flood Insurance Program?
No, it is listed but not participating. Yale appears in the FEMA Community Status Book as Yale, city of, community 400455, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Yale figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Payne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Yale.
Is zoning published for Yale?
No. Nothing on this page presents parcel level zoning.
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