Seminole County, Oklahoma: commercial real estate data.
Seminole County, Oklahoma had an estimated 23,351 residents on July 1, 2024, down 0.9 percent since the 2020 census base of 23,555, across 633 square miles. County output reached $978.2 m in 2024, 425 establishments operate here, and the SBA record carries 15 7(a) approvals worth $9.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Seminole County
How many people live in Seminole County
- Population, American Community Survey 2020-202423,494
- Households8,782
- Average household size2.68
- Median household income$48,062
- Median age39.2
- Median gross rent$752 per month
- Median owner-occupied home value$99,500
- Home value to household income2.1 times
- Annual rent as a share of median income18.8 percent
- Adults 25 and over with a bachelor degree or higher15.9 percent
- Adults 25 and over with a graduate degree4.9 percent
- Adults 25 and over15,636
- Population under 185,714
- Share under 1824.3 percent
- Population 65 and over4,325
- Share 65 and over18.4 percent
- Working age population, 18 to 6413,455
- Civilian labor force9,383
- Unemployment rate6.3 percent
- Labor force participation, adults 18 and over52.8 percent
- Rank by population among Oklahoma counties37th of 77
- Rank by population among US county-equivalents, Puerto Rico included1710th of 3,222
Seminole County is the 37th largest of 77 Oklahoma counties by population. A median home costs 2.1 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 24.3 percent against 18.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Seminole County
Is Seminole County's population growing?
- Population, July 1, 202423,351
- Census 2020 base population23,555
- Population change since the 2020 census base-0.87 percent
- Population change, 2023 to 2024-234
- Births, 2024276
- Deaths, 2024393
- Natural change, 2024-117
- Net domestic migration, 2024-137
- Net international migration, 202421
- Total net migration, 2024-116
- Cumulative net domestic migration, 2021 to 2024293
- Rank by growth among US county-equivalents2149th of 3,144
The county has lost 0.87 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Seminole County
Where are people moving to Seminole County from?
- Tax returns filed by households arriving599
- People arriving, from those returns1,217
- Tax returns filed by households leaving536
- Net household movement63
- Adjusted gross income arriving$21.8 m
- Net adjusted gross income movement$4.1 m
- Average income of an arriving household$36,316
- Average income of a leaving household$32,910
- Largest single originPottawatomie County (113 households)
- Largest single destinationPottawatomie County (133 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Pottawatomie County | 113 | 239 | $4.0 m |
| Hughes County | 58 | 117 | $2.1 m |
| Oklahoma County | 46 | 97 | $1.9 m |
| Pontotoc County | 43 | 97 | $1.3 m |
| Cleveland County | 22 | 35 | $545,000 |
Households arriving report $3,406 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Pottawatomie County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Seminole County
What is the Seminole County economy?
- County GDP, 2024$978.2 m
- County GDP, 2023$1.01 bn
- GDP change, 2023 to 2024-2.7 percent
- GDP change over five years27.4 percent
- Rank by GDP among the Oklahoma areas BEA publishes43rd of 77
- Rank by GDP among the US county areas BEA publishes1865th of 3,127
- GDP per resident$41,638
Output grew -2.7 percent in the latest year and 27.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Seminole County
Employment by industry in Seminole County
- Covered employment, annual average7,215
- Establishments reporting504
- Average annual pay$46,968
- Average weekly wage$903
- Manufacturing, employment1,007
- Manufacturing, average annual pay$58,320
- Retail trade, employment754
- Retail trade, average annual pay$36,540
- Accommodation and food services, employment571
- Accommodation and food services, average annual pay$17,184
- Transportation and warehousing, employment394
- Transportation and warehousing, average annual pay$54,466
- Mining, quarrying, and oil and gas extraction, employment280
- Construction, employment214
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,007 | 22 | $58,320 |
| Retail trade | 754 | 61 | $36,540 |
| Accommodation and food services | 571 | 25 | $17,184 |
| Transportation and warehousing | 394 | 13 | $54,466 |
| Mining, quarrying, and oil and gas extraction | 280 | 34 | $72,516 |
| Construction | 214 | 42 | $55,784 |
| Finance and insurance | 181 | 33 | $54,003 |
| Administrative and support and waste management services | 180 | 24 | $34,548 |
Manufacturing is the largest private sector at 1,007 jobs, 14.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Seminole County
How many businesses are in Seminole County?
- Establishments, all industries425
- Employment at those establishments5,762
- Annual payroll$257.4 m
- Establishments per 1,000 residents18.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Seminole County
Building permits in Seminole County
- Housing units authorized by permit, 202492
- Declared construction value permitted$13.1 m
- Single family units authorized39
- Multifamily units authorized53
- Multifamily share of units57.6 percent
- Average declared value per unit$142,827
- Units authorized per 1,000 households10.5
Multifamily is 57.6 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Seminole County
SBA loans in Seminole County (7(a) and 504)
- 7(a) approvals recorded15
- 7(a) gross approval dollars$9.1 m
- Average 7(a) approval$609,847
- Median 7(a) approval$136,000
- Largest single approval$2,001,900
- Jobs reported supported, 7(a)151
- Jobs per approval10.1
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals12
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter9
- Franchise loans2
- Franchise share of approvals13.3 percent
- Most active lenderBancFirst (8)
- 504 approvals recorded1
- 504 gross approval dollars$511,000
- Average 504 approval$511,000
- Median 504 approval$511,000
- Distinct CDCs active1
- 504 jobs per approval8.0
- 504 jobs per million dollars approved15.7
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$9.7 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Seminole County
SBA loan default and charge-off rates in Seminole County
Do SBA loans in Seminole County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure10
- Status: Cancelled3
- Status: Committed, not yet disbursed1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Seminole County
SBA lending by place in Seminole County
- Borrower cities with recorded lending2
- Seminole, approvals11
- Wewoka, approvals4
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Seminole | 11 | $7,152,700 |
| Wewoka | 4 | $1,995,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Seminole County
How large is Seminole County?
- Land area633 sq mi
- Rank by land area among Oklahoma counties59th of 77
- Width, east to west19 mi
- Height, north to south42.2 mi
- Geographies sharing a boundary4
- Residents per square mile of land37
- Establishments per square mile0.67
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Seminole County
Flood risk in Seminole County
- Participation of the county's own NFIP community Seminole County, unincorporated areasParticipating, community 400497
- Communities in the county in the NFIP Community Status Book10
- Of those, participating in the NFIP8
- NFIP participation rate80.0 percent
- Communities carrying a CRS class0
- Radon levels in Seminole County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Seminole County (community 400497), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Seminole County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 80.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Seminole County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Seminole County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202423,494
- Households8,782
- Average household size2.68
- Median household income$48,062
- Median age39.2
Common questions
Seminole County questions, answered from the record.
How many people live in Seminole County, Oklahoma?
The Census Bureau estimates 23,351 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 23,494, in 8,782 households, ranking 37th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Seminole County's population growing?
The population has fallen 0.87 percent since the 2020 census base of 23,555, to 23,351 on July 1, 2024. In 2024 there were 276 births against 393 deaths, with net migration of -116. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Seminole County?
$48,062. The median owner-occupied home is valued at $99,500, which is 2.1 times income, and median gross rent is $752 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Seminole County?
425 establishments, employing 5,762 people with an annual payroll of $257.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Seminole County?
Manufacturing is the largest private sector at 1,007 jobs, 14.0 percent of covered employment. Covered employment averages 7,215 jobs at an average annual pay of $46,968, or $903 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Seminole County?
15 7(a) approvals totaling $9.1 m since FY2020, across 6 lenders, with a median approval of $136,000, plus 1 504 approvals worth $511,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Seminole County?
92 housing units were authorized by permit in 2024, with a declared construction value of $13.1 m. Multifamily was 57.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Seminole County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Seminole County come from?
The largest single origin is Pottawatomie County, with 113 households. Arriving households report an average income of $36,316 against $32,910 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Seminole County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Seminole County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Seminole County
Cities and places in Seminole.
9 Census places lie wholly or partly in Seminole County. All 9 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Seminole | city | 7,194 | 11 | Wholly in this county |
| Wewoka | city | 3,091 | 4 | Wholly in this county |
| Konawa | city | 1,076 | None recorded | Wholly in this county |
| Maud | city | 973 | None recorded | 31.0 percent here, 69.0 percent Pottawatomie County |
| Bowlegs | town | 331 | None recorded | Wholly in this county |
| Cromwell | town | 238 | None recorded | Wholly in this county |
| Dixon | CDP | 150 | None recorded | Wholly in this county |
| Sasakwa | town | 58 | None recorded | Wholly in this county |
| Lima | town | 31 | None recorded | Wholly in this county |
Nearby