HomeOklahomaPottawatomie County
Pottawatomie County, Oklahoma: commercial real estate data.
Pottawatomie County, Oklahoma had an estimated 74,446 residents on July 1, 2024, up 2.8 percent since the 2020 census base of 72,450, across 788 square miles. County output reached $2.82 bn in 2024, 1,253 establishments operate here, and the SBA record carries 38 7(a) approvals worth $25.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Pottawatomie County
How many people live in Pottawatomie County
- Population, American Community Survey 2020-202473,463
- Households26,927
- Average household size2.73
- Median household income$61,398
- Median age37.9
- Median gross rent$894 per month
- Median owner-occupied home value$165,400
- Home value to household income2.7 times
- Annual rent as a share of median income17.5 percent
- Adults 25 and over with a bachelor degree or higher20.4 percent
- Adults 25 and over with a graduate degree6.6 percent
- Adults 25 and over49,160
- Population under 1816,979
- Share under 1823.1 percent
- Population 65 and over12,239
- Share 65 and over16.7 percent
- Working age population, 18 to 6444,245
- Civilian labor force31,877
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over56.4 percent
- Rank by population among Oklahoma counties9th of 77
- Rank by population among US county-equivalents, Puerto Rico included764th of 3,222
Pottawatomie County is the 9th largest of 77 Oklahoma counties by population. A median home costs 2.7 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.1 percent against 16.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Pottawatomie County
Is Pottawatomie County's population growing?
- Population, July 1, 202474,446
- Census 2020 base population72,450
- Population change since the 2020 census base2.76 percent
- Population change, 2023 to 2024582
- Births, 2024799
- Deaths, 20241,026
- Natural change, 2024-227
- Net domestic migration, 2024753
- Net international migration, 202458
- Total net migration, 2024811
- Cumulative net domestic migration, 2021 to 20242,683
- Rank by growth among US county-equivalents935th of 3,144
The county has grown 2.76 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Pottawatomie County
Where are people moving to Pottawatomie County from?
- Tax returns filed by households arriving1,940
- People arriving, from those returns3,939
- Tax returns filed by households leaving1,716
- Net household movement224
- Adjusted gross income arriving$92.6 m
- Net adjusted gross income movement$15.1 m
- Average income of an arriving household$47,752
- Average income of a leaving household$45,161
- Largest single originOklahoma County (452 households)
- Largest single destinationOklahoma County (448 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Oklahoma County | 452 | 888 | $22.7 m |
| Cleveland County | 230 | 480 | $11.5 m |
| Lincoln County | 135 | 305 | $6.3 m |
| Seminole County | 133 | 278 | $4.6 m |
| Canadian County | 60 | 122 | $3.6 m |
| Payne County | 30 | 46 | $1.2 m |
| Pontotoc County | 30 | 59 | $1.1 m |
| Tulsa County | 24 | 45 | $1.3 m |
Households arriving report $2,591 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Oklahoma County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Pottawatomie County
What is the Pottawatomie County economy?
- County GDP, 2024$2.82 bn
- County GDP, 2023$2.72 bn
- GDP change, 2023 to 20243.6 percent
- GDP change over five years22.1 percent
- Rank by GDP among the Oklahoma areas BEA publishes16th of 77
- Rank by GDP among the US county areas BEA publishes1021st of 3,127
- GDP per resident$38,409
Output grew 3.6 percent in the latest year and 22.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Pottawatomie County
Employment by industry in Pottawatomie County
- Covered employment, annual average22,901
- Establishments reporting1,472
- Average annual pay$46,693
- Average weekly wage$898
- Health care and social assistance, employment3,382
- Health care and social assistance, average annual pay$57,029
- Accommodation and food services, employment2,746
- Accommodation and food services, average annual pay$19,449
- Retail trade, employment2,649
- Retail trade, average annual pay$34,812
- Manufacturing, employment2,085
- Manufacturing, average annual pay$62,856
- Construction, employment668
- Finance and insurance, employment624
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 3,382 | 184 | $57,029 |
| Accommodation and food services | 2,746 | 128 | $19,449 |
| Retail trade | 2,649 | 218 | $34,812 |
| Manufacturing | 2,085 | 56 | $62,856 |
| Construction | 668 | 138 | $52,429 |
| Finance and insurance | 624 | 100 | $57,944 |
| Wholesale trade | 544 | 61 | $63,186 |
| Other services, except public administration | 461 | 88 | $38,891 |
Health care and social assistance is the largest private sector at 3,382 jobs, 14.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Pottawatomie County
How many businesses are in Pottawatomie County?
- Establishments, all industries1,253
- Employment at those establishments16,706
- Annual payroll$728.8 m
- Establishments per 1,000 residents17.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Pottawatomie County
Building permits in Pottawatomie County
- Housing units authorized by permit, 2024179
- Declared construction value permitted$28.8 m
- Single family units authorized125
- Multifamily units authorized54
- Multifamily share of units30.2 percent
- Average declared value per unit$160,931
- Units authorized per 1,000 households6.6
Single-family homes are 69.8 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Pottawatomie County
SBA loans in Pottawatomie County (7(a) and 504)
- 7(a) approvals recorded38
- 7(a) gross approval dollars$25.4 m
- Average 7(a) approval$667,368
- Median 7(a) approval$209,000
- 10th percentile approval$40,000
- 90th percentile approval$2,046,500
- Largest single approval$4,350,000
- Jobs reported supported, 7(a)279
- Jobs per approval7.3
- Distinct 7(a) lenders active14
- Distinct industries receiving approvals30
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer23.7 percent
- Loans on real estate terms9
- Loans on working capital terms, 120 months or shorter25
- Franchise loans4
- Franchise share of approvals10.5 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (3)
- Most active lenderBancFirst (18)
- 504 approvals recorded7
- 504 gross approval dollars$3.8 m
- Average 504 approval$544,286
- Median 504 approval$320,000
- Distinct CDCs active2
- 504 jobs per approval6.4
- 504 jobs per million dollars approved11.8
- Most active CDCRural Enterprises of Oklahoma, Inc. (5)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$29.2 m
The average approval of $667,368 sits well above the median of $209,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 23.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pottawatomie County
SBA loan default and charge-off rates in Pottawatomie County
Do SBA loans in Pottawatomie County get paid back?
- Loans with a final outcome recorded9
- Paid in full9
- Charged off0
- Status: Paid in full9
- Status: Cancelled4
- Status: Exempt from disclosure23
- Status: Committed, not yet disbursed2
Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pottawatomie County
SBA lending by place in Pottawatomie County
- Borrower cities with recorded lending7
- Shawnee, approvals20
- McLoud, approvals8
- Macomb, approvals3
- Earlsboro, approvals2
- Tecumseh, approvals2
- Asher, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Shawnee | 20 | $20,663,200 |
| McLoud | 8 | $610,400 |
| Macomb | 3 | $2,117,400 |
| Earlsboro | 2 | $990,000 |
| Tecumseh | 2 | $619,000 |
| Asher | 2 | $295,000 |
| Maud | 1 | $65,000 |
Shawnee accounts for 20 approvals against 8 in McLoud. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pottawatomie County
How large is Pottawatomie County?
- Land area788 sq mi
- Rank by land area among Oklahoma counties41st of 77
- Width, east to west29.3 mi
- Height, north to south38.9 mi
- Geographies sharing a boundary7
- Residents per square mile of land93
- Establishments per square mile1.59
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Pottawatomie County
Flood risk in Pottawatomie County
- Participation of the county's own NFIP community Pottawatomie County, unincorporated areasParticipating, community 400496
- Communities in the county in the NFIP Community Status Book17
- Of those, participating in the NFIP10
- NFIP participation rate58.8 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class1
- Radon levels in Pottawatomie County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Pottawatomie County (community 400496), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Pottawatomie County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 8, which carries a flood insurance premium discount for policies written in that community. 58.8 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Pottawatomie County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Pottawatomie County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202473,463
- Households26,927
- Average household size2.73
- Median household income$61,398
- Median age37.9
Common questions
Pottawatomie County questions, answered from the record.
How many people live in Pottawatomie County, Oklahoma?
The Census Bureau estimates 74,446 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 73,463, in 26,927 households, ranking 9th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Pottawatomie County's population growing?
The population has grown 2.76 percent since the 2020 census base of 72,450, to 74,446 on July 1, 2024. In 2024 there were 799 births against 1,026 deaths, with net migration of 811. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Pottawatomie County?
$61,398. The median owner-occupied home is valued at $165,400, which is 2.7 times income, and median gross rent is $894 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Pottawatomie County?
1,253 establishments, employing 16,706 people with an annual payroll of $728.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Pottawatomie County?
Health care and social assistance is the largest private sector at 3,382 jobs, 14.8 percent of covered employment. Covered employment averages 22,901 jobs at an average annual pay of $46,693, or $898 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Pottawatomie County?
38 7(a) approvals totaling $25.4 m since FY2020, across 14 lenders, with a median approval of $209,000, plus 7 504 approvals worth $3.8 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Pottawatomie County?
179 housing units were authorized by permit in 2024, with a declared construction value of $28.8 m. Multifamily was 30.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Pottawatomie County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Pottawatomie County come from?
The largest single origin is Oklahoma County, with 452 households. Arriving households report an average income of $47,752 against $45,161 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Pottawatomie County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Pottawatomie County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Pottawatomie County
Cities and places in Pottawatomie.
16 Census places lie wholly or partly in Pottawatomie County. All 16 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Shawnee | city | 31,671 | 20 | Wholly in this county |
| Tecumseh | city | 6,332 | 2 | Wholly in this county |
| McLoud | city | 4,425 | 8 | Wholly in this county |
| Bethel Acres | town | 3,165 | None recorded | Wholly in this county |
| Pink | town | 2,206 | None recorded | Wholly in this county |
| Prague | city | 2,155 | None recorded | 3.3 percent here, 96.7 percent Lincoln County |
| Maud | city | 973 | 1 | 69.0 percent here, 31.0 percent Seminole County |
| Johnson | town | 684 | None recorded | Wholly in this county |
| Earlsboro | town | 571 | 2 | Wholly in this county |
| Asher | town | 438 | 2 | Wholly in this county |
| Tribbey | town | 423 | None recorded | Wholly in this county |
| Dale | CDP | 293 | None recorded | Wholly in this county |
| Wanette | town | 274 | None recorded | Wholly in this county |
| St. Louis | town | 93 | None recorded | Wholly in this county |
| Brooksville | town | 58 | None recorded | Wholly in this county |
| Macomb | town | 22 | 3 | Wholly in this county |
Nearby