McClain County, Oklahoma: commercial real estate data.
McClain County, Oklahoma had an estimated 48,434 residents on July 1, 2024, up 16.3 percent since the 2020 census base of 41,659, across 571 square miles. County output reached $2.26 bn in 2024, 958 establishments operate here, and the SBA record carries 42 7(a) approvals worth $27.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
McClain County
How many people live in McClain County
- Population, American Community Survey 2020-202445,273
- Households16,421
- Average household size2.76
- Median household income$84,552
- Median age38.6
- Median gross rent$954 per month
- Median owner-occupied home value$255,900
- Home value to household income3.0 times
- Annual rent as a share of median income13.5 percent
- Adults 25 and over with a bachelor degree or higher28.7 percent
- Adults 25 and over with a graduate degree8.3 percent
- Adults 25 and over30,460
- Population under 1811,357
- Share under 1825.1 percent
- Population 65 and over7,054
- Share 65 and over15.6 percent
- Working age population, 18 to 6426,862
- Civilian labor force22,516
- Unemployment rate4.7 percent
- Labor force participation, adults 18 and over66.4 percent
- Rank by population among Oklahoma counties21st of 77
- Rank by population among US county-equivalents, Puerto Rico included1096th of 3,222
McClain County is the 21st largest of 77 Oklahoma counties by population. A median home costs 3.0 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 25.1 percent against 15.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
McClain County
Is McClain County's population growing?
- Population, July 1, 202448,434
- Census 2020 base population41,659
- Population change since the 2020 census base16.26 percent
- Population change, 2023 to 20241,374
- Births, 2024483
- Deaths, 2024464
- Natural change, 202419
- Net domestic migration, 20241,329
- Net international migration, 202436
- Total net migration, 20241,365
- Cumulative net domestic migration, 2021 to 20246,402
- Rank by growth among US county-equivalents44th of 3,144
The county has grown 16.26 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
McClain County
Where are people moving to McClain County from?
- Tax returns filed by households arriving2,009
- People arriving, from those returns4,216
- Tax returns filed by households leaving1,398
- Net household movement611
- Adjusted gross income arriving$140.6 m
- Net adjusted gross income movement$61.3 m
- Average income of an arriving household$69,962
- Average income of a leaving household$56,672
- Largest single originCleveland County (621 households)
- Largest single destinationCleveland County (436 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Cleveland County | 621 | 1,286 | $45.4 m |
| Oklahoma County | 309 | 589 | $18.5 m |
| Grady County | 200 | 454 | $15.2 m |
| Canadian County | 91 | 213 | $7.1 m |
| Garvin County | 73 | 183 | $3.8 m |
| Pottawatomie County | 28 | 57 | $1.3 m |
| Comanche County | 21 | 45 | $1.0 m |
| Pontotoc County | 21 | 38 | $1.0 m |
Households arriving report $13,290 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Cleveland County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
McClain County
What is the McClain County economy?
- County GDP, 2024$2.26 bn
- County GDP, 2023$2.32 bn
- GDP change, 2023 to 2024-2.6 percent
- GDP change over five years62.7 percent
- Rank by GDP among the Oklahoma areas BEA publishes23rd of 77
- Rank by GDP among the US county areas BEA publishes1184th of 3,127
- GDP per resident$49,907
Output grew -2.6 percent in the latest year and 62.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
McClain County
Employment by industry in McClain County
- Covered employment, annual average12,439
- Establishments reporting1,302
- Average annual pay$47,650
- Average weekly wage$916
- Accommodation and food services, employment1,858
- Accommodation and food services, average annual pay$21,561
- Construction, employment1,590
- Construction, average annual pay$59,209
- Retail trade, employment1,522
- Retail trade, average annual pay$32,321
- Health care and social assistance, employment780
- Health care and social assistance, average annual pay$40,783
- Finance and insurance, employment581
- Professional, scientific and technical services, employment526
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Accommodation and food services | 1,858 | 86 | $21,561 |
| Construction | 1,590 | 208 | $59,209 |
| Retail trade | 1,522 | 128 | $32,321 |
| Health care and social assistance | 780 | 110 | $40,783 |
| Finance and insurance | 581 | 76 | $66,240 |
| Professional, scientific and technical services | 526 | 156 | $59,423 |
| Manufacturing | 500 | 45 | $66,901 |
| Mining, quarrying, and oil and gas extraction | 395 | 44 | $100,427 |
Accommodation and food services is the largest private sector at 1,858 jobs, 14.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
McClain County
How many businesses are in McClain County?
- Establishments, all industries958
- Employment at those establishments9,219
- Annual payroll$397.8 m
- Establishments per 1,000 residents21.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
McClain County
Building permits in McClain County
- Housing units authorized by permit, 2024331
- Declared construction value permitted$85.6 m
- Single family units authorized323
- Multifamily units authorized8
- Multifamily share of units2.4 percent
- Average declared value per unit$258,494
- Units authorized per 1,000 households20.2
Single-family homes are 97.6 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
McClain County
SBA loans in McClain County (7(a) and 504)
- 7(a) approvals recorded42
- 7(a) gross approval dollars$27.0 m
- Average 7(a) approval$643,100
- Median 7(a) approval$316,850
- 10th percentile approval$45,540
- 90th percentile approval$1,362,400
- Largest single approval$4,342,000
- Jobs reported supported, 7(a)485
- Jobs per approval11.5
- Distinct 7(a) lenders active17
- Distinct industries receiving approvals28
- Median 7(a) term97 months
- Share of loans on real estate terms, 240 months or longer9.5 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter33
- Franchise loans3
- Franchise share of approvals7.1 percent
- Most active lenderBancFirst (8)
- 504 approvals recorded9
- 504 gross approval dollars$8.5 m
- Average 504 approval$941,667
- Median 504 approval$619,000
- Distinct CDCs active2
- 504 jobs per approval14.3
- 504 jobs per million dollars approved15.2
- Most active CDCRural Enterprises of Oklahoma, Inc. (5)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$35.5 m
The average approval of $643,100 sits well above the median of $316,850, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 9.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
McClain County
SBA loan default and charge-off rates in McClain County
Do SBA loans in McClain County get paid back?
- Loans with a final outcome recorded11
- Paid in full11
- Charged off0
- Status: Cancelled6
- Status: Exempt from disclosure25
- Status: Paid in full11
Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McClain County
SBA lending by place in McClain County
- Borrower cities with recorded lending6
- Blanchard, approvals19
- Purcell, approvals9
- Newcastle, approvals9
- Washington, approvals3
- Wayne, approvals1
- Goldsby, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Blanchard | 19 | $11,672,700 |
| Purcell | 9 | $7,357,400 |
| Newcastle | 9 | $2,625,100 |
| Washington | 3 | $928,000 |
| Wayne | 1 | $4,342,000 |
| Goldsby | 1 | $85,000 |
Blanchard accounts for 19 approvals against 9 in Purcell. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McClain County
How large is McClain County?
- Land area571 sq mi
- Rank by land area among Oklahoma counties65th of 77
- Width, east to west42 mi
- Height, north to south33.4 mi
- Geographies sharing a boundary6
- Residents per square mile of land79
- Establishments per square mile1.68
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
McClain County
Flood risk in McClain County
- Participation of the county's own NFIP community McClain County, unincorporated areasParticipating, community 400538
- Communities in the county in the NFIP Community Status Book10
- Of those, participating in the NFIP9
- NFIP participation rate90.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class1
- Radon levels in McClain County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated McClain County (community 400538), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places McClain County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 8, which carries a flood insurance premium discount for policies written in that community. 90.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a McClain County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a McClain County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202445,273
- Households16,421
- Average household size2.76
- Median household income$84,552
- Median age38.6
Common questions
McClain County questions, answered from the record.
How many people live in McClain County, Oklahoma?
The Census Bureau estimates 48,434 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 45,273, in 16,421 households, ranking 21st of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is McClain County's population growing?
The population has grown 16.26 percent since the 2020 census base of 41,659, to 48,434 on July 1, 2024. In 2024 there were 483 births against 464 deaths, with net migration of 1,365. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in McClain County?
$84,552. The median owner-occupied home is valued at $255,900, which is 3.0 times income, and median gross rent is $954 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in McClain County?
958 establishments, employing 9,219 people with an annual payroll of $397.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in McClain County?
Accommodation and food services is the largest private sector at 1,858 jobs, 14.9 percent of covered employment. Covered employment averages 12,439 jobs at an average annual pay of $47,650, or $916 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in McClain County?
42 7(a) approvals totaling $27.0 m since FY2020, across 17 lenders, with a median approval of $316,850, plus 9 504 approvals worth $8.5 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in McClain County?
331 housing units were authorized by permit in 2024, with a declared construction value of $85.6 m. Multifamily was 2.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for McClain County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to McClain County come from?
The largest single origin is Cleveland County, with 621 households. Arriving households report an average income of $69,962 against $56,672 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for McClain County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for McClain County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
McClain County
Cities and places in McClain.
11 Census places lie wholly or partly in McClain County. All 11 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Newcastle | city | 13,001 | 9 | Wholly in this county |
| Blanchard | city | 9,215 | 19 | 65.2 percent here, 34.8 percent Grady County |
| Purcell | city | 6,803 | 9 | Wholly in this county |
| Goldsby | town | 3,085 | 1 | Wholly in this county |
| Maysville | town | 1,399 | None recorded | 70.7 percent here, 29.3 percent Garvin County |
| Dibble | town | 1,045 | None recorded | Wholly in this county |
| Washington | town | 928 | 3 | Wholly in this county |
| Cole | town | 848 | None recorded | Wholly in this county |
| Wayne | town | 701 | 1 | Wholly in this county |
| Byars | town | 209 | None recorded | Wholly in this county |
| Rosedale | town | 48 | None recorded | Wholly in this county |
Nearby