Grady County, Oklahoma: commercial real estate data.
Grady County, Oklahoma had an estimated 58,353 residents on July 1, 2024, up 6.5 percent since the 2020 census base of 54,805, across 1,100 square miles. County output reached $4.05 bn in 2024, 1,183 establishments operate here, and the SBA record carries 46 7(a) approvals worth $23.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Grady County
How many people live in Grady County
- Population, American Community Survey 2020-202456,606
- Households20,688
- Average household size2.74
- Median household income$75,419
- Median age40.0
- Median gross rent$883 per month
- Median owner-occupied home value$205,800
- Home value to household income2.7 times
- Annual rent as a share of median income14.0 percent
- Adults 25 and over with a bachelor degree or higher22.8 percent
- Adults 25 and over with a graduate degree6.8 percent
- Adults 25 and over38,588
- Population under 1813,144
- Share under 1823.2 percent
- Population 65 and over9,605
- Share 65 and over17.0 percent
- Working age population, 18 to 6433,857
- Civilian labor force27,434
- Unemployment rate5.5 percent
- Labor force participation, adults 18 and over63.1 percent
- Rank by population among Oklahoma counties13th of 77
- Rank by population among US county-equivalents, Puerto Rico included935th of 3,222
Grady County is the 13th largest of 77 Oklahoma counties by population. A median home costs 2.7 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.2 percent against 17.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Grady County
Is Grady County's population growing?
- Population, July 1, 202458,353
- Census 2020 base population54,805
- Population change since the 2020 census base6.47 percent
- Population change, 2023 to 2024860
- Births, 2024582
- Deaths, 2024612
- Natural change, 2024-30
- Net domestic migration, 2024839
- Net international migration, 202452
- Total net migration, 2024891
- Cumulative net domestic migration, 2021 to 20243,696
- Rank by growth among US county-equivalents354th of 3,144
The county has grown 6.47 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Grady County
Where are people moving to Grady County from?
- Tax returns filed by households arriving1,832
- People arriving, from those returns3,950
- Tax returns filed by households leaving1,432
- Net household movement400
- Adjusted gross income arriving$107.5 m
- Net adjusted gross income movement$24.4 m
- Average income of an arriving household$58,656
- Average income of a leaving household$58,011
- Largest single originOklahoma County (304 households)
- Largest single destinationOklahoma County (226 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Oklahoma County | 304 | 598 | $16.1 m |
| Cleveland County | 248 | 513 | $14.9 m |
| Canadian County | 228 | 496 | $14.1 m |
| McClain County | 201 | 499 | $13.7 m |
| Caddo County | 82 | 182 | $3.6 m |
| Stephens County | 51 | 82 | $1.9 m |
| Comanche County | 37 | 82 | $1.7 m |
| Garvin County | 34 | 61 | $1.3 m |
Households arriving report $645 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Oklahoma County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Grady County
What is the Grady County economy?
- County GDP, 2024$4.05 bn
- County GDP, 2023$4.55 bn
- GDP change, 2023 to 2024-11.1 percent
- GDP change over five years78.7 percent
- Rank by GDP among the Oklahoma areas BEA publishes9th of 77
- Rank by GDP among the US county areas BEA publishes799th of 3,127
- GDP per resident$71,483
Output grew -11.1 percent in the latest year and 78.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Grady County
Employment by industry in Grady County
- Covered employment, annual average13,583
- Establishments reporting1,286
- Average annual pay$48,591
- Average weekly wage$934
- Manufacturing, employment1,676
- Manufacturing, average annual pay$53,167
- Retail trade, employment1,533
- Retail trade, average annual pay$34,741
- Accommodation and food services, employment1,232
- Accommodation and food services, average annual pay$18,167
- Construction, employment1,213
- Construction, average annual pay$63,234
- Health care and social assistance, employment1,197
- Finance and insurance, employment466
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,676 | 61 | $53,167 |
| Retail trade | 1,533 | 141 | $34,741 |
| Accommodation and food services | 1,232 | 76 | $18,167 |
| Construction | 1,213 | 179 | $63,234 |
| Health care and social assistance | 1,197 | 104 | $40,910 |
| Finance and insurance | 466 | 75 | $64,605 |
| Wholesale trade | 424 | 70 | $66,222 |
| Mining, quarrying, and oil and gas extraction | 398 | 42 | $98,398 |
Manufacturing is the largest private sector at 1,676 jobs, 12.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Grady County
How many businesses are in Grady County?
- Establishments, all industries1,183
- Employment at those establishments11,304
- Annual payroll$534.4 m
- Establishments per 1,000 residents20.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Grady County
Building permits in Grady County
- Housing units authorized by permit, 2024229
- Declared construction value permitted$45.6 m
- Single family units authorized229
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$199,162
- Units authorized per 1,000 households11.1
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Grady County
SBA loans in Grady County (7(a) and 504)
- 7(a) approvals recorded46
- 7(a) gross approval dollars$23.4 m
- Average 7(a) approval$507,739
- Median 7(a) approval$136,450
- 10th percentile approval$29,750
- 90th percentile approval$1,250,000
- Largest single approval$4,490,800
- Jobs reported supported, 7(a)457
- Jobs per approval9.9
- Distinct 7(a) lenders active21
- Distinct industries receiving approvals32
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer21.7 percent
- Loans on real estate terms10
- Loans on working capital terms, 120 months or shorter32
- Franchise loans4
- Franchise share of approvals8.7 percent
- Leading industry by approval countGeneral Freight Trucking, Local (5)
- Most active lenderBancFirst (11)
- 504 approvals recorded7
- 504 gross approval dollars$5.5 m
- Average 504 approval$788,571
- Median 504 approval$629,000
- Distinct CDCs active3
- 504 jobs per approval13.4
- 504 jobs per million dollars approved17.0
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$28.9 m
The average approval of $507,739 sits well above the median of $136,450, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 21.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grady County
SBA loan default and charge-off rates in Grady County
Do SBA loans in Grady County get paid back?
- Loans with a final outcome recorded15
- Paid in full15
- Charged off0
- Status: Paid in full15
- Status: Exempt from disclosure26
- Status: Cancelled5
Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grady County
SBA lending by place in Grady County
- Borrower cities with recorded lending6
- Tuttle, approvals22
- Chickasha, approvals16
- Blanchard, approvals4
- Minco, approvals2
- Rush Springs, approvals1
- Ninnekah, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Tuttle | 22 | $8,848,800 |
| Chickasha | 16 | $13,879,700 |
| Blanchard | 4 | $440,000 |
| Minco | 2 | $142,500 |
| Rush Springs | 1 | $35,000 |
| Ninnekah | 1 | $10,000 |
Tuttle accounts for 22 approvals against 16 in Chickasha. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grady County
How large is Grady County?
- Land area1,100 sq mi
- Rank by land area among Oklahoma counties14th of 77
- Width, east to west24.2 mi
- Height, north to south48.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land51
- Establishments per square mile1.08
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Grady County
Flood risk in Grady County
- Participation of the county's own NFIP community Grady County, unincorporated areasNot participating, community 400483
- Communities in the county in the NFIP Community Status Book12
- Of those, participating in the NFIP7
- NFIP participation rate58.3 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
- Communities carrying a CRS class1
- Radon levels in Grady County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Grady County (community 400483), does not participate in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Grady County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 10, which carries a flood insurance premium discount for policies written in that community. 58.3 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Grady County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Grady County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202456,606
- Households20,688
- Average household size2.74
- Median household income$75,419
- Median age40.0
Common questions
Grady County questions, answered from the record.
How many people live in Grady County, Oklahoma?
The Census Bureau estimates 58,353 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 56,606, in 20,688 households, ranking 13th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Grady County's population growing?
The population has grown 6.47 percent since the 2020 census base of 54,805, to 58,353 on July 1, 2024. In 2024 there were 582 births against 612 deaths, with net migration of 891. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Grady County?
$75,419. The median owner-occupied home is valued at $205,800, which is 2.7 times income, and median gross rent is $883 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Grady County?
1,183 establishments, employing 11,304 people with an annual payroll of $534.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Grady County?
Manufacturing is the largest private sector at 1,676 jobs, 12.3 percent of covered employment. Covered employment averages 13,583 jobs at an average annual pay of $48,591, or $934 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Grady County?
46 7(a) approvals totaling $23.4 m since FY2020, across 21 lenders, with a median approval of $136,450, plus 7 504 approvals worth $5.5 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Grady County?
229 housing units were authorized by permit in 2024, with a declared construction value of $45.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Grady County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Grady County come from?
The largest single origin is Oklahoma County, with 304 households. Arriving households report an average income of $58,656 against $58,011 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Grady County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Grady County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Grady County
Cities and places in Grady.
14 Census places lie wholly or partly in Grady County. All 14 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Chickasha | city | 16,539 | 16 | Wholly in this county |
| Blanchard | city | 9,215 | 4 | 34.8 percent here, 65.2 percent McClain County |
| Tuttle | city | 8,040 | 22 | Wholly in this county |
| Minco | city | 1,607 | 2 | Wholly in this county |
| Rush Springs | town | 1,299 | 1 | Wholly in this county |
| Ninnekah | town | 966 | 1 | Wholly in this county |
| Alex | town | 529 | None recorded | Wholly in this county |
| Amber | town | 445 | None recorded | Wholly in this county |
| Verden | town | 441 | None recorded | Wholly in this county |
| Bridge Creek | town | 356 | None recorded | Wholly in this county |
| Middleberg | CDP | 218 | None recorded | Wholly in this county |
| Pocasset | town | 181 | None recorded | Wholly in this county |
| Norge | town | 143 | None recorded | Wholly in this county |
| Bradley | town | 126 | None recorded | Wholly in this county |
Nearby