Texas County, Oklahoma: commercial real estate data.
Texas County, Oklahoma had an estimated 20,577 residents on July 1, 2024, down 3.8 percent since the 2020 census base of 21,383, across 2,041 square miles. County output reached $2.64 bn in 2024, 474 establishments operate here, and the SBA record carries 4 7(a) approvals worth $4.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Texas County
How many people live in Texas County
- Population, American Community Survey 2020-202420,774
- Households6,824
- Average household size3.04
- Median household income$60,069
- Median age33.0
- Median gross rent$873 per month
- Median owner-occupied home value$163,500
- Home value to household income2.7 times
- Annual rent as a share of median income17.4 percent
- Adults 25 and over with a bachelor degree or higher22.1 percent
- Adults 25 and over with a graduate degree7.7 percent
- Adults 25 and over12,592
- Population under 185,983
- Share under 1828.8 percent
- Population 65 and over2,533
- Share 65 and over12.2 percent
- Working age population, 18 to 6412,258
- Civilian labor force9,780
- Unemployment rate3.4 percent
- Labor force participation, adults 18 and over66.1 percent
- Rank by population among Oklahoma counties39th of 77
- Rank by population among US county-equivalents, Puerto Rico included1837th of 3,222
Texas County is the 39th largest of 77 Oklahoma counties by population. A median home costs 2.7 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 28.8 percent against 12.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Texas County
Is Texas County's population growing?
- Population, July 1, 202420,577
- Census 2020 base population21,383
- Population change since the 2020 census base-3.77 percent
- Population change, 2023 to 202465
- Births, 2024364
- Deaths, 2024164
- Natural change, 2024200
- Net domestic migration, 2024-394
- Net international migration, 2024256
- Total net migration, 2024-138
- Cumulative net domestic migration, 2021 to 2024-2,164
- Rank by growth among US county-equivalents2866th of 3,144
The county has lost 3.77 percent of its population since the 2020 census base. Births exceeded deaths in 2024 by more than net migration took away, so the population grew even though more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Texas County
Where are people moving to Texas County from?
- Tax returns filed by households arriving378
- People arriving, from those returns781
- Tax returns filed by households leaving621
- Net household movement-243
- Adjusted gross income arriving$15.8 m
- Net adjusted gross income movement$-17.3 m
- Average income of an arriving household$41,873
- Average income of a leaving household$53,398
- Largest single originSeward County (53 households)
- Largest single destinationSeward County (35 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Seward County | 53 | 105 | $2.4 m |
Households arriving report $11,525 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Seward County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Texas County
What is the Texas County economy?
- County GDP, 2024$2.64 bn
- County GDP, 2023$2.43 bn
- GDP change, 2023 to 20248.7 percent
- GDP change over five years55.2 percent
- Rank by GDP among the Oklahoma areas BEA publishes20th of 77
- Rank by GDP among the US county areas BEA publishes1075th of 3,127
- GDP per resident$126,864
Output grew 8.7 percent in the latest year and 55.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Texas County
Employment by industry in Texas County
- Covered employment, annual average9,684
- Establishments reporting579
- Average annual pay$51,506
- Average weekly wage$991
- Retail trade, employment1,046
- Retail trade, average annual pay$30,437
- Agriculture, forestry, fishing and hunting, employment1,001
- Agriculture, forestry, fishing and hunting, average annual pay$53,480
- Finance and insurance, employment232
- Finance and insurance, average annual pay$66,953
- Wholesale trade, employment215
- Wholesale trade, average annual pay$80,547
- Professional, scientific and technical services, employment190
- Mining, quarrying, and oil and gas extraction, employment98
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 1,046 | 81 | $30,437 |
| Agriculture, forestry, fishing and hunting | 1,001 | 42 | $53,480 |
| Finance and insurance | 232 | 30 | $66,953 |
| Wholesale trade | 215 | 35 | $80,547 |
| Professional, scientific and technical services | 190 | 35 | $58,762 |
| Mining, quarrying, and oil and gas extraction | 98 | 13 | $90,742 |
| Real estate and rental and leasing | 33 | 16 | $39,801 |
Retail trade is the largest private sector at 1,046 jobs, 10.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Texas County
How many businesses are in Texas County?
- Establishments, all industries474
- Employment at those establishments8,178
- Annual payroll$418.5 m
- Establishments per 1,000 residents22.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Texas County
Building permits in Texas County
- Housing units authorized by permit, 202416
- Declared construction value permitted$4.8 m
- Single family units authorized16
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$302,641
- Units authorized per 1,000 households2.3
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Texas County
SBA loans in Texas County (7(a) and 504)
- 7(a) approvals recorded4
- 7(a) gross approval dollars$4.0 m
- Average 7(a) approval$990,300
- Median 7(a) approval$831,850
- Largest single approval$1,980,000
- Jobs reported supported, 7(a)31
- Jobs per approval7.8
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals3
- Median 7(a) term150 months
- Share of loans on real estate terms, 240 months or longer25.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded1
- 504 gross approval dollars$3.0 m
- Average 504 approval$2,956,000
- Median 504 approval$2,956,000
- Distinct CDCs active1
- 504 jobs per approval22.0
- 504 jobs per million dollars approved7.4
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$6.9 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Texas County
SBA loan default and charge-off rates in Texas County
Do SBA loans in Texas County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure4
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Texas County
How large is Texas County?
- Land area2,041 sq mi
- Rank by land area among Oklahoma counties2nd of 77
- Width, east to west60.2 mi
- Height, north to south34.5 mi
- Geographies sharing a boundary8
- Residents per square mile of land10
- Establishments per square mile0.23
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Texas County
Flood risk in Texas County
- Participation of the county's own NFIP community Texas County, unincorporated areasParticipating, community 400478
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Texas County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Texas County (community 400478), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Texas County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Texas County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Texas County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202420,774
- Households6,824
- Average household size3.04
- Median household income$60,069
- Median age33.0
Common questions
Texas County questions, answered from the record.
How many people live in Texas County, Oklahoma?
The Census Bureau estimates 20,577 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 20,774, in 6,824 households, ranking 39th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Texas County's population growing?
The population has fallen 3.77 percent since the 2020 census base of 21,383, to 20,577 on July 1, 2024. In 2024 there were 364 births against 164 deaths, with net migration of -138. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Texas County?
$60,069. The median owner-occupied home is valued at $163,500, which is 2.7 times income, and median gross rent is $873 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Texas County?
474 establishments, employing 8,178 people with an annual payroll of $418.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Texas County?
Retail trade is the largest private sector at 1,046 jobs, 10.8 percent of covered employment. Covered employment averages 9,684 jobs at an average annual pay of $51,506, or $991 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Texas County?
4 7(a) approvals totaling $4.0 m since FY2020, across 4 lenders, with a median approval of $831,850, plus 1 504 approvals worth $3.0 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Texas County?
16 housing units were authorized by permit in 2024, with a declared construction value of $4.8 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Texas County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Texas County come from?
The largest single origin is Seward County, with 53 households. Arriving households report an average income of $41,873 against $53,398 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Texas County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Texas County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Texas County
Cities and places in Texas.
10 Census places lie wholly or partly in Texas County. All 10 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Guymon | city | 12,539 | 4 | Wholly in this county |
| Hooker | city | 1,786 | None recorded | Wholly in this county |
| Goodwell | town | 1,122 | None recorded | Wholly in this county |
| Tyrone | town | 1,082 | None recorded | Wholly in this county |
| Texhoma | town | 992 | None recorded | Wholly in this county |
| Hardesty | town | 404 | None recorded | Wholly in this county |
| Adams | CDP | 103 | None recorded | Wholly in this county |
| Optima | town | 72 | None recorded | Wholly in this county |
| Hough | CDP | 21 | None recorded | Wholly in this county |
| Baker | CDP | 3 | None recorded | Wholly in this county |