Sherman County, Texas: commercial real estate data.
Sherman County, Texas had an estimated 2,771 residents on July 1, 2024, down 0.5 percent since the 2020 census base of 2,784, across 923 square miles. County output reached $657.9 m in 2024, 60 establishments operate here, and the SBA record carries 3 7(a) approvals worth $2.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sherman County
How many people live in Sherman County
- Population, American Community Survey 2020-20242,295
- Households843
- Average household size2.72
- Median household income$61,250
- Median age39.7
- Median gross rent$835 per month
- Median owner-occupied home value$146,900
- Home value to household income2.4 times
- Annual rent as a share of median income16.4 percent
- Adults 25 and over with a bachelor degree or higher30.2 percent
- Adults 25 and over with a graduate degree10.3 percent
- Adults 25 and over1,532
- Population under 18399
- Share under 1817.4 percent
- Population 65 and over422
- Share 65 and over18.4 percent
- Working age population, 18 to 641,474
- Civilian labor force1,192
- Unemployment rate1.9 percent
- Labor force participation, adults 18 and over62.9 percent
- Rank by population among Texas counties230th of 254
- Rank by population among US county-equivalents, Puerto Rico included3097th of 3,222
Sherman County is the 230th largest of 254 Texas counties by population. A median home costs 2.4 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 18.4 percent against 17.4 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Sherman County
Is Sherman County's population growing?
- Population, July 1, 20242,771
- Census 2020 base population2,784
- Population change since the 2020 census base-0.47 percent
- Population change, 2023 to 202461
- Births, 202448
- Deaths, 202430
- Natural change, 202418
- Net domestic migration, 202414
- Net international migration, 202430
- Total net migration, 202444
- Cumulative net domestic migration, 2021 to 2024-139
- Rank by growth among US county-equivalents2013th of 3,144
The county has lost 0.47 percent of its population since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Sherman County
Where are people moving to Sherman County from?
- Tax returns filed by households arriving68
- People arriving, from those returns143
- Tax returns filed by households leaving79
- Net household movement-11
- Adjusted gross income arriving$3.6 m
- Net adjusted gross income movement$-361,000
- Average income of an arriving household$53,676
- Average income of a leaving household$50,772
| Origin | Households | People | Adjusted gross income |
|---|
Households arriving report $2,904 more average income than households leaving, so the migration is raising local spending power rather than just moving it around.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Sherman County
What is the Sherman County economy?
- County GDP, 2024$657.9 m
- County GDP, 2023$744.1 m
- GDP change, 2023 to 2024-11.6 percent
- GDP change over five years86.9 percent
- Rank by GDP among the Texas areas BEA publishes177th of 254
- Rank by GDP among the US county areas BEA publishes2203rd of 3,127
- GDP per resident$286,651
Output grew -11.6 percent in the latest year and 86.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Sherman County
Employment by industry in Sherman County
- Covered employment, annual average1,132
- Establishments reporting137
- Average annual pay$54,301
- Average weekly wage$1,044
- Agriculture, forestry, fishing and hunting, employment509
- Agriculture, forestry, fishing and hunting, average annual pay$58,642
- Retail trade, employment119
- Retail trade, average annual pay$42,873
- Transportation and warehousing, employment52
- Transportation and warehousing, average annual pay$94,504
- Manufacturing, employment30
- Manufacturing, average annual pay$49,291
- Construction, employment21
- Unclassified establishments, employment14
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Agriculture, forestry, fishing and hunting | 509 | 36 | $58,642 |
| Retail trade | 119 | 11 | $42,873 |
| Transportation and warehousing | 52 | 6 | $94,504 |
| Manufacturing | 30 | 3 | $49,291 |
| Construction | 21 | 6 | $69,196 |
| Unclassified establishments | 14 | 7 | $49,289 |
| Professional, scientific and technical services | 13 | 8 | $39,382 |
| Administrative and support and waste management services | 10 | 4 | $69,388 |
Agriculture, forestry, fishing and hunting is the largest private sector at 509 jobs, 45.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Sherman County
How many businesses are in Sherman County?
- Establishments, all industries60
- Employment at those establishments436
- Annual payroll$19.5 m
- Establishments per 1,000 residents26.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Sherman County
Building permits in Sherman County
- Housing units authorized by permit, 202417
- Declared construction value permitted$1.9 m
- Single family units authorized17
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$109,006
- Units authorized per 1,000 households20.2
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Sherman County
SBA loans in Sherman County (7(a) and 504)
- 7(a) approvals recorded3
- 7(a) gross approval dollars$2.6 m
- Average 7(a) approval$868,633
- Median 7(a) approval$150,000
- Largest single approval$2,400,000
- Jobs reported supported, 7(a)66
- Jobs per approval22.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter3
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sherman County
SBA loan default and charge-off rates in Sherman County
Do SBA loans in Sherman County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure2
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sherman County
How large is Sherman County?
- Land area923 sq mi
- Rank by land area among Texas counties107th of 254
- Width, east to west30 mi
- Height, north to south30.7 mi
- Geographies sharing a boundary5
- Residents per square mile of land2
- Establishments per square mile0.07
- Radon levels in Sherman County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Sherman County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Sherman County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20242,295
- Households843
- Average household size2.72
- Median household income$61,250
- Median age39.7
Common questions
Sherman County questions, answered from the record.
How many people live in Sherman County, Texas?
The Census Bureau estimates 2,771 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 2,295, in 843 households, ranking 230th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Sherman County's population growing?
The population has fallen 0.47 percent since the 2020 census base of 2,784, to 2,771 on July 1, 2024. In 2024 there were 48 births against 30 deaths, with net migration of 44. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Sherman County?
$61,250. The median owner-occupied home is valued at $146,900, which is 2.4 times income, and median gross rent is $835 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Sherman County?
60 establishments, employing 436 people with an annual payroll of $19.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Sherman County?
Agriculture, forestry, fishing and hunting is the largest private sector at 509 jobs, 45.0 percent of covered employment. Covered employment averages 1,132 jobs at an average annual pay of $54,301, or $1,044 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Sherman County?
3 7(a) approvals totaling $2.6 m since FY2020, across 2 lenders, with a median approval of $150,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Sherman County?
17 housing units were authorized by permit in 2024, with a declared construction value of $1.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Sherman County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for Sherman County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Sherman County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Sherman County
Cities and places in Sherman.
2 Census places lie wholly or partly in Sherman County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Stratford | city | 1,326 | 3 | Wholly in this county |
| Texhoma | city | 336 | None recorded | Wholly in this county |
Nearby