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HomeOklahomaTulsa CountyOwasso city

Owasso city, Oklahoma: commercial real estate data.

Owasso city is a Census city of 40,151 people across 17.02 square miles of land, lying across Tulsa County and Rogers County. Median household income is $79,036, 63.5 percent of occupied homes are owned, and the SBA record carries 53 7(a) approvals to borrowers here worth $18.2 m.

77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Owasso

What Owasso is

  • Census place typecity
  • Land area17.02 sq mi
  • Water area0.02 sq mi
  • Population per square mile of land2,358
  • County holding the largest share of its areaTulsa County, 80.3 percent
  • Counties this place lies inTulsa County 80.3 percent, Rogers County 19.7 percent

Owasso city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Owasso

How many people live in Owasso

  • Population40,151
  • Median age34.0
  • Population under 1810,421
  • Share under 1826.0 percent
  • Population 65 and over5,126
  • Share 65 and over12.8 percent
  • Households15,748
  • Family households10,471
  • Share of households that are families66.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Owasso

Income and work in Owasso

  • Median household income$79,036
  • Per capita income$37,590
  • Civilian labor force22,005
  • Employed20,815
  • Unemployed1,190 plus or minus 260
  • Unemployment rate5.4 percent plus or minus 1.2
  • Adults 25 and over25,820
  • Adults 25 and over with a high school diploma or higher94.8 percent
  • Adults 25 and over with a bachelor degree or higher34.6 percent
  • Adults 25 and over with a graduate degree10.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Owasso

Housing in Owasso

  • Housing units16,231
  • Occupied units15,748
  • Vacant units483 plus or minus 122
  • Vacancy rate3.0 percent plus or minus 0.7
  • Owner occupied10,000
  • Renter occupied5,748
  • Ownership rate63.5 percent
  • Median owner-occupied home value$243,100
  • Median gross rent, monthly$1,270
  • Annual rent as a share of median income19.3 percent
  • Single family units12,250
  • Share single family75.5 percent
  • Units in buildings of two or more3,771
  • Share in buildings of two or more23.2 percent
  • Mobile homes186 plus or minus 89
  • Median year structure built2001

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Owasso

How Owasso gets to work

  • Workers 16 and over who commute17,960
  • Commuting under 15 minutes5,341
  • Share commuting under 15 minutes29.7 percent
  • Commuting 30 minutes or more4,671
  • Share commuting 30 minutes or more26.0 percent
  • Drove alone78.7 percent
  • Carpooled7.1 percent plus or minus 1.5
  • Public transport0.1 percent plus or minus 0.1
  • Walked0.7 percent plus or minus 0.4
  • Worked from home12.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Owasso

SBA loans in Owasso (7(a))

  • Approvals53
  • Gross approval$18,193,500
  • Average approval$343,274
  • Median approval$160,800
  • Ninetieth percentile approval$940,000
  • Largest approval$1,190,000
  • Jobs supported889
  • Jobs per approval16.8
  • Loans with a final outcome9
  • Paid in full8
  • Charged off1
  • Median term120 months
  • Share on real estate terms of 20 years or more13.2 percent
  • Share to franchises15.1 percent
  • Distinct lenders27
  • Distinct industries by NAICS38

A charge-off rate is not published here. only 9 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Owasso

SBA loans in Owasso (504)

  • Approvals14
  • Gross approval$7,445,000
  • Average approval$531,786
  • Median approval$453,000
  • Largest approval$1,107,000
  • Jobs supported113
  • Loans with a final outcome3
  • Charged off0
  • Median term240 months
  • Distinct CDCs4

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Tulsa County, not Owasso

Tulsa County context, not Owasso figures

These are Tulsa County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Owasso measurements.

  • Establishments in Tulsa County19,556
  • Employment at those establishments, Tulsa County329,036
  • Covered employment, Tulsa County368,636
  • Average annual pay, Tulsa County$63,561
  • Average weekly wage, Tulsa County$1,222
  • Housing units permitted, Tulsa County2,818
  • Of those, single family, Tulsa County2,224
  • County product, 2024, Tulsa County$59,297,961,000
  • County product change over the prior year, Tulsa County6.4 percent
  • Average income of an arriving household, Tulsa County$66,466

Every figure in this section is published for Tulsa County as a whole and is not a measurement of Owasso. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Owasso questions, answered from the record.

How many people live in Owasso, Oklahoma?

40,151, in 15,748 households. Owasso city covers 17.02 square miles of land, which is 2,358 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Owasso in?

Owasso lies in more than one. By area it is 80.3 percent in Tulsa County, 19.7 percent in Rogers County. This page sits under Tulsa County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.

What is the median household income in Owasso?

$79,036. The median owner-occupied home is valued at $243,100. Median gross rent is $1,270 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Owasso businesses?

53 7(a) approvals totalling $18.2 m, across 27 lenders, median approval $160,800, plus 14 504 approvals worth $7.4 m. These count approvals to borrowers whose address is in Owasso, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Owasso borrowers get paid back?

No rate is published for Owasso. only 9 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Owasso figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Tulsa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Owasso.

Is zoning published for Owasso?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.