HomeOklahomaTulsa CountyOwasso
Owasso, Oklahoma: commercial real estate data.
Owasso is a Census city of 40,151 people across 17.02 square miles of land, lying across Tulsa County and Rogers County. Median household income is $79,036, 63.5 percent of occupied homes are owned, and the SBA record carries 53 7(a) approvals to borrowers here worth $18.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Owasso
What Owasso is
- Census place typecity
- Land area17.02 sq mi
- Water area0.02 sq mi
- Population per square mile of land2,358
- County holding the largest share of its areaTulsa County, 80.3 percent
- Counties this place lies inTulsa County 80.3 percent, Rogers County 19.7 percent
Owasso crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owasso
How many people live in Owasso
- Population40,151
- Median age34.0
- Population under 1810,421
- Share under 1826.0 percent
- Population 65 and over5,126
- Share 65 and over12.8 percent
- Households15,748
- Family households10,471
- Share of households that are families66.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owasso
Income and work in Owasso
- Median household income$79,036
- Per capita income$37,590
- Civilian labor force22,005
- Employed20,815
- Unemployed1,190 plus or minus 260
- Unemployment rate5.4 percent plus or minus 1.2
- Adults 25 and over25,820
- Adults 25 and over with a high school diploma or higher94.8 percent
- Adults 25 and over with a bachelor degree or higher34.6 percent
- Adults 25 and over with a graduate degree10.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owasso
Housing in Owasso
- Housing units16,231
- Occupied units15,748
- Vacant units483 plus or minus 122
- Vacancy rate3.0 percent plus or minus 0.7
- Owner occupied10,000
- Renter occupied5,748
- Ownership rate63.5 percent
- Median owner-occupied home value$243,100
- Median gross rent, monthly$1,270
- Annual rent as a share of median income19.3 percent
- Single family units12,250
- Share single family75.5 percent
- Units in buildings of two or more3,771
- Share in buildings of two or more23.2 percent
- Mobile homes186 plus or minus 89
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owasso
How Owasso gets to work
- Workers 16 and over who commute17,960
- Commuting under 15 minutes5,341
- Share commuting under 15 minutes29.7 percent
- Commuting 30 minutes or more4,671
- Share commuting 30 minutes or more26.0 percent
- Drove alone78.7 percent
- Carpooled7.1 percent plus or minus 1.5
- Public transport0.1 percent plus or minus 0.1
- Walked0.7 percent plus or minus 0.4
- Worked from home12.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owasso
SBA loans in Owasso (7(a))
- Approvals53
- Gross approval$18,193,500
- Average approval$343,274
- Median approval$160,800
- Ninetieth percentile approval$928,000
- Largest approval$1,190,000
- Jobs supported889
- Jobs per approval16.8
- Loans with a final outcome9
- Paid in full8
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more13.2 percent
- Share to franchises15.1 percent
- Distinct lenders27
- Distinct industries by NAICS38
Counted by borrower city: approvals to borrowers whose address is in Owasso, in any county, FY2020 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Owasso
SBA loans in Owasso (504)
- Approvals14
- Gross approval$7,445,000
- Average approval$531,786
- Median approval$449,500
- Largest approval$1,107,000
- Jobs supported113
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Owasso, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Owasso
Flood risk in Owasso
- NFIP communityCity of Owasso
- NFIP community number400210
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/16/12
The City of Owasso participates in the National Flood Insurance Program as community 400210 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Tulsa County, not Owasso
Tulsa County context, not Owasso figures
- Establishments in Tulsa County19,556
- Covered employment, Tulsa County368,636
- Average annual pay, Tulsa County$63,561
- Housing units permitted, Tulsa County2,818
Every figure in this section is published for Tulsa County as a whole and is not a measurement of Owasso.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Owasso questions, answered from the record.
How many people live in Owasso, Oklahoma?
40,151, in 15,748 households. Owasso city covers 17.02 square miles of land, which is 2,358 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Owasso in?
Owasso lies in more than one. By area it is 80.3 percent in Tulsa County, 19.7 percent in Rogers County. This page sits under Tulsa County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Owasso?
$79,036. The median owner-occupied home is valued at $243,100. Median gross rent is $1,270 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Owasso businesses?
53 7(a) approvals totaling $18.2 m since FY2020, across 27 lenders, median approval $160,800, plus 14 504 approvals worth $7.4 m since FY2010. These count approvals to borrowers whose address is in Owasso, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Owasso borrowers get paid back?
No rate is published for Owasso. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Owasso in the National Flood Insurance Program?
Yes. Owasso appears in the FEMA Community Status Book as Owasso, city of, community 400210, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Owasso figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Tulsa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Owasso.
Is zoning published for Owasso?
No. Nothing on this page presents parcel level zoning.