HomeOklahomaTulsa CountySand Springs city
Sand Springs city, Oklahoma: commercial real estate data.
Sand Springs city is a Census city of 20,117 people across 19.82 square miles of land, lying across Tulsa County and Osage County. Median household income is $75,645, 71.3 percent of occupied homes are owned, and the SBA record carries 21 7(a) approvals to borrowers here worth $18.4 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Sand Springs
What Sand Springs is
- Census place typecity
- Land area19.82 sq mi
- Water area2.25 sq mi
- Population per square mile of land1,015
- County holding the largest share of its areaTulsa County, 81.4 percent
- Counties this place lies inTulsa County 81.4 percent, Osage County 18.6 percent
Sand Springs city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sand Springs
How many people live in Sand Springs
- Population20,117
- Median age37.1
- Population under 185,266
- Share under 1826.2 percent
- Population 65 and over3,473
- Share 65 and over17.3 percent
- Households7,742
- Family households5,224
- Share of households that are families67.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sand Springs
Income and work in Sand Springs
- Median household income$75,645
- Per capita income$35,815
- Civilian labor force9,776
- Employed9,204
- Unemployed572
- Unemployment rate5.9 percent
- Adults 25 and over13,037
- Adults 25 and over with a high school diploma or higher91.9 percent
- Adults 25 and over with a bachelor degree or higher27.3 percent
- Adults 25 and over with a graduate degree8.3 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sand Springs
Housing in Sand Springs
- Housing units8,273
- Occupied units7,742
- Vacant units531 plus or minus 120
- Vacancy rate6.4 percent plus or minus 1.4
- Owner occupied5,522
- Renter occupied2,220
- Ownership rate71.3 percent
- Median owner-occupied home value$197,700
- Median gross rent, monthly$1,002
- Annual rent as a share of median income15.9 percent
- Single family units6,667
- Share single family80.6 percent
- Units in buildings of two or more1,206
- Share in buildings of two or more14.6 percent
- Mobile homes316 plus or minus 93
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sand Springs
How Sand Springs gets to work
- Workers 16 and over who commute8,503
- Commuting under 15 minutes2,462
- Share commuting under 15 minutes29.0 percent
- Commuting 30 minutes or more2,110
- Share commuting 30 minutes or more24.8 percent
- Drove alone80.0 percent
- Carpooled10.7 percent
- Public transport0.0 percent
- Walked1.3 percent plus or minus 0.7
- Worked from home7.0 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sand Springs
SBA loans in Sand Springs (7(a))
- Approvals21
- Gross approval$18,373,600
- Average approval$874,933
- Median approval$289,700
- Ninetieth percentile approval$2,440,000
- Largest approval$5,000,000
- Jobs supported229
- Jobs per approval10.9
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more23.8 percent
- Share to franchises19.0 percent
- Distinct lenders13
- Distinct industries by NAICS17
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sand Springs
SBA loans in Sand Springs (504)
- Approvals5
- Gross approval$2,882,000
- Average approval$576,400
- Median approval$490,000
- Largest approval$968,000
- Jobs supported44
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Tulsa County, not Sand Springs
Tulsa County context, not Sand Springs figures
These are Tulsa County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Sand Springs measurements.
- Establishments in Tulsa County19,556
- Employment at those establishments, Tulsa County329,036
- Covered employment, Tulsa County368,636
- Average annual pay, Tulsa County$63,561
- Average weekly wage, Tulsa County$1,222
- Housing units permitted, Tulsa County2,818
- Of those, single family, Tulsa County2,224
- County product, 2024, Tulsa County$59,297,961,000
- County product change over the prior year, Tulsa County6.4 percent
- Average income of an arriving household, Tulsa County$66,466
Every figure in this section is published for Tulsa County as a whole and is not a measurement of Sand Springs. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Sand Springs questions, answered from the record.
How many people live in Sand Springs, Oklahoma?
20,117, in 7,742 households. Sand Springs city covers 19.82 square miles of land, which is 1,015 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sand Springs in?
Sand Springs lies in more than one. By area it is 81.4 percent in Tulsa County, 18.6 percent in Osage County. This page sits under Tulsa County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Sand Springs?
$75,645. The median owner-occupied home is valued at $197,700. Median gross rent is $1,002 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sand Springs businesses?
21 7(a) approvals totalling $18.4 m, across 13 lenders, median approval $289,700, plus 5 504 approvals worth $2.9 m. These count approvals to borrowers whose address is in Sand Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sand Springs borrowers get paid back?
No rate is published for Sand Springs. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Sand Springs figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Tulsa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sand Springs.
Is zoning published for Sand Springs?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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