Woods County, Oklahoma: commercial real estate data.
Woods County, Oklahoma had an estimated 8,582 residents on July 1, 2024, down 0.5 percent since the 2020 census base of 8,627, across 1,286 square miles. County output reached $731.0 m in 2024, 249 establishments operate here, and the SBA record carries 2 7(a) approvals worth $345,100 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Woods County
How many people live in Woods County
- Population, American Community Survey 2020-20248,596
- Households3,584
- Average household size2.40
- Median household income$53,275
- Median age34.3
- Median gross rent$850 per month
- Median owner-occupied home value$139,600
- Home value to household income2.6 times
- Annual rent as a share of median income19.1 percent
- Adults 25 and over with a bachelor degree or higher32.5 percent
- Adults 25 and over with a graduate degree12.3 percent
- Adults 25 and over5,193
- Population under 181,790
- Share under 1820.8 percent
- Population 65 and over1,501
- Share 65 and over17.5 percent
- Working age population, 18 to 645,305
- Civilian labor force4,284
- Unemployment rate4.6 percent
- Labor force participation, adults 18 and over62.9 percent
- Rank by population among Oklahoma counties60th of 77
- Rank by population among US county-equivalents, Puerto Rico included2600th of 3,222
Woods County is the 60th largest of 77 Oklahoma counties by population. A median home costs 2.6 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 20.8 percent against 17.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Woods County
Is Woods County's population growing?
- Population, July 1, 20248,582
- Census 2020 base population8,627
- Population change since the 2020 census base-0.52 percent
- Population change, 2023 to 202422
- Births, 202491
- Deaths, 202499
- Natural change, 2024-8
- Net domestic migration, 202426
- Net international migration, 20243
- Total net migration, 202429
- Cumulative net domestic migration, 2021 to 202423
- Rank by growth among US county-equivalents2024th of 3,144
The county has lost 0.52 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Woods County
Where are people moving to Woods County from?
- Tax returns filed by households arriving189
- People arriving, from those returns327
- Tax returns filed by households leaving213
- Net household movement-24
- Adjusted gross income arriving$8.4 m
- Net adjusted gross income movement$-126,000
- Average income of an arriving household$44,683
- Average income of a leaving household$40,239
- Largest single destinationOklahoma County (24 households)
| Origin | Households | People | Adjusted gross income |
|---|
Households arriving report $4,444 more average income than households leaving, so the migration is raising local spending power rather than just moving it around.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Woods County
What is the Woods County economy?
- County GDP, 2024$731.0 m
- County GDP, 2023$762.9 m
- GDP change, 2023 to 2024-4.2 percent
- GDP change over five years51.1 percent
- Rank by GDP among the Oklahoma areas BEA publishes47th of 77
- Rank by GDP among the US county areas BEA publishes2100th of 3,127
- GDP per resident$85,045
Output grew -4.2 percent in the latest year and 51.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Woods County
Employment by industry in Woods County
- Covered employment, annual average3,324
- Establishments reporting299
- Average annual pay$48,725
- Average weekly wage$937
- Retail trade, employment422
- Retail trade, average annual pay$31,675
- Mining, quarrying, and oil and gas extraction, employment313
- Mining, quarrying, and oil and gas extraction, average annual pay$98,822
- Finance and insurance, employment145
- Finance and insurance, average annual pay$65,538
- Wholesale trade, employment134
- Wholesale trade, average annual pay$93,529
- Manufacturing, employment131
- Construction, employment98
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 422 | 40 | $31,675 |
| Mining, quarrying, and oil and gas extraction | 313 | 12 | $98,822 |
| Finance and insurance | 145 | 22 | $65,538 |
| Wholesale trade | 134 | 19 | $93,529 |
| Manufacturing | 131 | 9 | $39,972 |
| Construction | 98 | 23 | $41,764 |
| Transportation and warehousing | 90 | 14 | $83,859 |
| Administrative and support and waste management services | 69 | 7 | $62,180 |
Retail trade is the largest private sector at 422 jobs, 12.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Woods County
How many businesses are in Woods County?
- Establishments, all industries249
- Employment at those establishments2,139
- Annual payroll$95.9 m
- Establishments per 1,000 residents29.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Woods County
Building permits in Woods County
- Housing units authorized by permit, 20247
- Declared construction value permitted$542,000
- Single family units authorized7
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$77,429
- Units authorized per 1,000 households2.0
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Woods County
SBA loans in Woods County (7(a) and 504)
- 7(a) approvals recorded2
- 7(a) gross approval dollars$345,100
- Average 7(a) approval$172,550
- Median 7(a) approval$172,550
- Largest single approval$250,000
- Jobs reported supported, 7(a)12
- Jobs per approval6.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term216 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter0
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded2
- 504 gross approval dollars$680,000
- Average 504 approval$340,000
- Median 504 approval$340,000
- Distinct CDCs active1
- 504 jobs per approval8.0
- 504 jobs per million dollars approved23.5
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$1.0 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Woods County
SBA loan default and charge-off rates in Woods County
Do SBA loans in Woods County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure2
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Woods County
SBA lending by place in Woods County
- Borrower cities with recorded lending2
- Waynoka, approvals1
- Alva, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Waynoka | 1 | $250,000 |
| Alva | 1 | $95,100 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Woods County
How large is Woods County?
- Land area1,286 sq mi
- Rank by land area among Oklahoma counties9th of 77
- Width, east to west51.1 mi
- Height, north to south41.9 mi
- Geographies sharing a boundary6
- Residents per square mile of land7
- Establishments per square mile0.19
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Woods County
Flood risk in Woods County
- Participation of the county's own NFIP community Woods County, unincorporated areasParticipating, community 400481
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP4
- NFIP participation rate80.0 percent
- Communities carrying a CRS class0
- Radon levels in Woods County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Woods County (community 400481), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Woods County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 80.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Woods County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Woods County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20248,596
- Households3,584
- Average household size2.40
- Median household income$53,275
- Median age34.3
Common questions
Woods County questions, answered from the record.
How many people live in Woods County, Oklahoma?
The Census Bureau estimates 8,582 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 8,596, in 3,584 households, ranking 60th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Woods County's population growing?
The population has fallen 0.52 percent since the 2020 census base of 8,627, to 8,582 on July 1, 2024. In 2024 there were 91 births against 99 deaths, with net migration of 29. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Woods County?
$53,275. The median owner-occupied home is valued at $139,600, which is 2.6 times income, and median gross rent is $850 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Woods County?
249 establishments, employing 2,139 people with an annual payroll of $95.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Woods County?
Retail trade is the largest private sector at 422 jobs, 12.7 percent of covered employment. Covered employment averages 3,324 jobs at an average annual pay of $48,725, or $937 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Woods County?
2 7(a) approvals totaling $345,100 since FY2020, across 2 lenders, with a median approval of $172,550, plus 2 504 approvals worth $680,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Woods County?
7 housing units were authorized by permit in 2024, with a declared construction value of $542,000. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Woods County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for Woods County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Woods County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Woods County
Cities and places in Woods.
7 Census places lie wholly or partly in Woods County. 6 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Alva | city | 4,982 | 1 | Wholly in this county |
| Waynoka | city | 926 | 1 | Wholly in this county |
| Freedom | town | 132 | None recorded | Wholly in this county |
| Dacoma | town | 90 | None recorded | Wholly in this county |
| Avard | CDP | 18 | None recorded | Wholly in this county |
| Hopeton | CDP | 9 | None recorded | Wholly in this county |
| Capron | town | 0 | None recorded | Wholly in this county |