Woodward County, Oklahoma: commercial real estate data.
Woodward County, Oklahoma had an estimated 19,991 residents on July 1, 2024, down 2.4 percent since the 2020 census base of 20,483, across 1,242 square miles. County output reached $1.44 bn in 2024, 761 establishments operate here, and the SBA record carries 14 7(a) approvals worth $5.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Woodward County
How many people live in Woodward County
- Population, American Community Survey 2020-202420,158
- Households7,925
- Average household size2.54
- Median household income$61,417
- Median age37.8
- Median gross rent$838 per month
- Median owner-occupied home value$169,000
- Home value to household income2.8 times
- Annual rent as a share of median income16.4 percent
- Adults 25 and over with a bachelor degree or higher20.8 percent
- Adults 25 and over with a graduate degree6.6 percent
- Adults 25 and over13,650
- Population under 184,869
- Share under 1824.2 percent
- Population 65 and over3,364
- Share 65 and over16.7 percent
- Working age population, 18 to 6411,925
- Civilian labor force10,058
- Unemployment rate6.2 percent
- Labor force participation, adults 18 and over65.8 percent
- Rank by population among Oklahoma counties40th of 77
- Rank by population among US county-equivalents, Puerto Rico included1871st of 3,222
Woodward County is the 40th largest of 77 Oklahoma counties by population. A median home costs 2.8 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 24.2 percent against 16.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Woodward County
Is Woodward County's population growing?
- Population, July 1, 202419,991
- Census 2020 base population20,483
- Population change since the 2020 census base-2.40 percent
- Population change, 2023 to 2024-82
- Births, 2024240
- Deaths, 2024189
- Natural change, 202451
- Net domestic migration, 2024-174
- Net international migration, 202441
- Total net migration, 2024-133
- Cumulative net domestic migration, 2021 to 2024-573
- Rank by growth among US county-equivalents2600th of 3,144
The county has lost 2.40 percent of its population since the 2020 census base. More people left than moved in during 2024 and births over deaths did not make up the difference, so the population fell.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Woodward County
Where are people moving to Woodward County from?
- Tax returns filed by households arriving374
- People arriving, from those returns736
- Tax returns filed by households leaving504
- Net household movement-130
- Adjusted gross income arriving$17.7 m
- Net adjusted gross income movement$-6.6 m
- Average income of an arriving household$47,222
- Average income of a leaving household$48,188
- Largest single originEllis County (31 households)
- Largest single destinationOklahoma County (49 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Ellis County | 31 | 64 | $1.2 m |
| Dewey County | 24 | 56 | $1.0 m |
Households arriving report $966 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Ellis County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Woodward County
What is the Woodward County economy?
- County GDP, 2024$1.44 bn
- County GDP, 2023$1.47 bn
- GDP change, 2023 to 2024-1.5 percent
- GDP change over five years25.2 percent
- Rank by GDP among the Oklahoma areas BEA publishes31st of 77
- Rank by GDP among the US county areas BEA publishes1546th of 3,127
- GDP per resident$71,621
Output grew -1.5 percent in the latest year and 25.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Woodward County
Employment by industry in Woodward County
- Covered employment, annual average8,023
- Establishments reporting834
- Average annual pay$55,096
- Average weekly wage$1,060
- Retail trade, employment1,104
- Retail trade, average annual pay$32,022
- Mining, quarrying, and oil and gas extraction, employment878
- Mining, quarrying, and oil and gas extraction, average annual pay$91,431
- Health care and social assistance, employment860
- Health care and social assistance, average annual pay$47,286
- Accommodation and food services, employment849
- Accommodation and food services, average annual pay$18,928
- Construction, employment567
- Manufacturing, employment380
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 1,104 | 105 | $32,022 |
| Mining, quarrying, and oil and gas extraction | 878 | 73 | $91,431 |
| Health care and social assistance | 860 | 75 | $47,286 |
| Accommodation and food services | 849 | 56 | $18,928 |
| Construction | 567 | 70 | $65,584 |
| Manufacturing | 380 | 29 | $103,615 |
| Other services, except public administration | 289 | 53 | $44,898 |
| Finance and insurance | 286 | 48 | $78,739 |
Retail trade is the largest private sector at 1,104 jobs, 13.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Woodward County
How many businesses are in Woodward County?
- Establishments, all industries761
- Employment at those establishments7,825
- Annual payroll$412.7 m
- Establishments per 1,000 residents37.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Woodward County
Building permits in Woodward County
- Housing units authorized by permit, 20241
- Declared construction value permitted$200,000
- Single family units authorized1
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$200,000
- Units authorized per 1,000 households0.1
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Woodward County
SBA loans in Woodward County (7(a) and 504)
- 7(a) approvals recorded14
- 7(a) gross approval dollars$5.8 m
- Average 7(a) approval$413,707
- Median 7(a) approval$195,000
- Largest single approval$2,300,000
- Jobs reported supported, 7(a)116
- Jobs per approval8.3
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals12
- Median 7(a) term153 months
- Share of loans on real estate terms, 240 months or longer28.6 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter6
- Franchise loans2
- Franchise share of approvals14.3 percent
- Most active lenderGreat Plains National Bank (8)
- 504 approvals recorded3
- 504 gross approval dollars$1.7 m
- Average 504 approval$562,333
- Median 504 approval$208,000
- Distinct CDCs active2
- 504 jobs per approval12.7
- 504 jobs per million dollars approved22.5
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$7.5 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Woodward County
SBA loan default and charge-off rates in Woodward County
Do SBA loans in Woodward County get paid back?
- Loans with a final outcome recorded5
- Paid in full5
- Charged off0
- Status: Exempt from disclosure8
- Status: Paid in full5
- Status: Cancelled1
Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Woodward County
How large is Woodward County?
- Land area1,242 sq mi
- Rank by land area among Oklahoma counties11th of 77
- Width, east to west36.1 mi
- Height, north to south45.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land16
- Establishments per square mile0.61
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Woodward County
Flood risk in Woodward County
- Participation of the county's own NFIP community Woodward County, unincorporated areasParticipating, community 400500
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP3
- NFIP participation rate60.0 percent
- Communities carrying a CRS class0
- Radon levels in Woodward County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Woodward County (community 400500), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Woodward County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 60.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Woodward County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Woodward County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202420,158
- Households7,925
- Average household size2.54
- Median household income$61,417
- Median age37.8
Common questions
Woodward County questions, answered from the record.
How many people live in Woodward County, Oklahoma?
The Census Bureau estimates 19,991 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 20,158, in 7,925 households, ranking 40th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Woodward County's population growing?
The population has fallen 2.40 percent since the 2020 census base of 20,483, to 19,991 on July 1, 2024. In 2024 there were 240 births against 189 deaths, with net migration of -133. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Woodward County?
$61,417. The median owner-occupied home is valued at $169,000, which is 2.8 times income, and median gross rent is $838 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Woodward County?
761 establishments, employing 7,825 people with an annual payroll of $412.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Woodward County?
Retail trade is the largest private sector at 1,104 jobs, 13.8 percent of covered employment. Covered employment averages 8,023 jobs at an average annual pay of $55,096, or $1,060 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Woodward County?
14 7(a) approvals totaling $5.8 m since FY2020, across 6 lenders, with a median approval of $195,000, plus 3 504 approvals worth $1.7 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Woodward County?
1 housing units were authorized by permit in 2024, with a declared construction value of $200,000. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Woodward County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Woodward County come from?
The largest single origin is Ellis County, with 31 households. Arriving households report an average income of $47,222 against $48,188 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Woodward County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Woodward County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Woodward County
Cities and places in Woodward.
6 Census places lie wholly or partly in Woodward County. All 6 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Woodward | city | 11,882 | 14 | Wholly in this county |
| Mooreland | town | 1,330 | None recorded | Wholly in this county |
| Fort Supply | town | 274 | None recorded | Wholly in this county |
| Quinlan | CDP | 262 | None recorded | Wholly in this county |
| Sharon | town | 112 | None recorded | Wholly in this county |
| Mutual | town | 24 | None recorded | Wholly in this county |
Nearby