HomeOregonBaker CountyBaker City
Baker City, Oregon: commercial real estate data.
Baker City is a Census city of 10,210 people across 7.21 square miles of land, in Baker County. Median household income is $61,580, 69.9 percent of occupied homes are owned, and the SBA record carries 33 7(a) approvals to borrowers here worth $6.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Baker City
What Baker City is
- Census place typecity
- Land area7.21 sq mi
- Water area0 sq mi
- Population per square mile of land1,415
- County holding the largest share of its areaBaker County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Baker City
How many people live in Baker City
- Population10,210
- Median age42.6
- Population under 182,132
- Share under 1820.9 percent
- Population 65 and over2,546
- Share 65 and over24.9 percent
- Households4,468
- Family households2,498
- Share of households that are families55.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Baker City
Income and work in Baker City
- Median household income$61,580
- Per capita income$34,134
- Civilian labor force4,295
- Employed3,985
- Unemployed310 plus or minus 126
- Unemployment rate7.2 percent plus or minus 2.9
- Adults 25 and over7,467
- Adults 25 and over with a high school diploma or higher92.4 percent
- Adults 25 and over with a bachelor degree or higher26.9 percent
- Adults 25 and over with a graduate degree6.0 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Baker City
Housing in Baker City
- Housing units4,667
- Occupied units4,468
- Vacant units199 plus or minus 114
- Vacancy rate4.3 percent plus or minus 2.4
- Owner occupied3,125
- Renter occupied1,343
- Ownership rate69.9 percent
- Median owner-occupied home value$271,400
- Median gross rent, monthly$896
- Annual rent as a share of median income17.5 percent
- Single family units3,500
- Share single family75.0 percent
- Units in buildings of two or more785 plus or minus 197
- Share in buildings of two or more16.8 percent plus or minus 4.2
- Mobile homes371 plus or minus 113
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Baker City
How Baker City gets to work
- Workers 16 and over who commute3,423
- Commuting under 15 minutes2,541
- Share commuting under 15 minutes74.2 percent
- Commuting 30 minutes or more481 plus or minus 156
- Share commuting 30 minutes or more14.1 percent plus or minus 4.4
- Drove alone75.9 percent
- Carpooled4.1 percent plus or minus 2.6
- Public transport0.3 percent plus or minus 1.3
- Walked7.4 percent plus or minus 3.2
- Worked from home10.4 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Baker City
SBA loans in Baker City (7(a))
- Approvals33
- Gross approval$6,211,800
- Average approval$188,236
- Median approval$50,000
- Ninetieth percentile approval$532,580
- Largest approval$1,570,000
- Jobs supported176
- Jobs per approval5.3
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more15.2 percent
- Share to franchises12.1 percent
- Distinct lenders9
- Distinct industries by NAICS20
Counted by borrower city: approvals to borrowers whose address is in Baker City, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Baker City
SBA loans in Baker City (504)
- Approvals2
- Gross approval$341,000
- Average approval$170,500
- Median approval$170,500
- Largest approval$184,000
- Jobs supported9
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Baker City, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Baker City
Flood risk in Baker City
- NFIP communityCity of Baker City
- NFIP community number410002
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/03/88
The City of Baker City participates in the National Flood Insurance Program as community 410002 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Baker County, not Baker City
Baker County context, not Baker City figures
- Establishments in Baker County521
- Covered employment, Baker County5,594
- Average annual pay, Baker County$50,270
- Housing units permitted, Baker County28
Every figure in this section is published for Baker County as a whole and is not a measurement of Baker City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Baker City questions, answered from the record.
How many people live in Baker City, Oregon?
10,210, in 4,468 households. Baker City city covers 7.21 square miles of land, which is 1,415 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Baker City in?
Baker County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Baker City?
$61,580. The median owner-occupied home is valued at $271,400. Median gross rent is $896 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Baker City businesses?
33 7(a) approvals totaling $6.2 m since FY2020, across 9 lenders, median approval $50,000, plus 2 504 approvals worth $341,000 since FY2010. These count approvals to borrowers whose address is in Baker City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Baker City borrowers get paid back?
No rate is published for Baker City. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Baker City in the National Flood Insurance Program?
Yes. Baker City appears in the FEMA Community Status Book as Baker City, city of, community 410002, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Baker City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Baker County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Baker City.
Is zoning published for Baker City?
No. Nothing on this page presents parcel level zoning.
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