Lane County, Oregon: commercial real estate data.
Lane County, Oregon had an estimated 382,396 residents on July 1, 2024, down 0.2 percent since the 2020 census base of 382,974, across 4,553 square miles. County output reached $23.57 bn in 2024, 10,151 establishments operate here, and the SBA record carries 497 7(a) approvals worth $198.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lane County
How many people live in Lane County
- Population, American Community Survey 2020-2024384,207
- Households160,445
- Average household size2.39
- Median household income$71,544
- Median age40.3
- Median gross rent$1,355 per month
- Median owner-occupied home value$430,600
- Home value to household income6.0 times
- Annual rent as a share of median income22.7 percent
- Adults 25 and over with a bachelor degree or higher34.0 percent
- Adults 25 and over with a graduate degree14.0 percent
- Adults 25 and over267,847
- Population under 1867,084
- Share under 1817.5 percent
- Population 65 and over80,093
- Share 65 and over20.8 percent
- Working age population, 18 to 64237,030
- Civilian labor force195,670
- Unemployment rate6.4 percent
- Labor force participation, adults 18 and over61.7 percent
- Rank by population among Oregon counties4th of 36
- Rank by population among US county-equivalents, Puerto Rico included194th of 3,222
Lane County is the 4th largest of 36 Oregon counties by population. A median home costs 6.0 times median household income, which is severely unaffordable by national standards. Residents 65 and over outnumber those under 18, at 20.8 percent against 17.5 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lane County
Is Lane County's population growing?
- Population, July 1, 2024382,396
- Census 2020 base population382,974
- Population change since the 2020 census base-0.15 percent
- Population change, 2023 to 2024245
- Births, 20243,009
- Deaths, 20244,331
- Natural change, 2024-1,322
- Net domestic migration, 2024484
- Net international migration, 20241,084
- Total net migration, 20241,568
- Cumulative net domestic migration, 2021 to 20241,154
- Rank by growth among US county-equivalents1897th of 3,144
The county has lost 0.15 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lane County
Where are people moving to Lane County from?
- Tax returns filed by households arriving8,991
- People arriving, from those returns13,793
- Tax returns filed by households leaving8,977
- Net household movement14
- Adjusted gross income arriving$617.9 m
- Net adjusted gross income movement$-47.6 m
- Average income of an arriving household$68,725
- Average income of a leaving household$74,139
- Largest single originMultnomah County (490 households)
- Largest single destinationMultnomah County (658 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Multnomah County | 490 | 670 | $32.9 m |
| Linn County | 356 | 635 | $20.6 m |
| Deschutes County | 297 | 442 | $17.3 m |
| Douglas County | 294 | 450 | $16.1 m |
| Washington County | 284 | 430 | $28.2 m |
| Marion County | 280 | 414 | $14.9 m |
| Los Angeles County | 264 | 410 | $24.0 m |
| Benton County | 240 | 332 | $11.7 m |
Households arriving report $5,414 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Multnomah County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lane County
What is the Lane County economy?
- County GDP, 2024$23.57 bn
- County GDP, 2023$22.46 bn
- GDP change, 2023 to 20245.0 percent
- GDP change over five years34.8 percent
- Rank by GDP among the Oregon areas BEA publishes5th of 36
- Rank by GDP among the US county areas BEA publishes231st of 3,127
- GDP per resident$61,358
Output grew 5.0 percent in the latest year and 34.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lane County
Employment by industry in Lane County
- Covered employment, annual average157,428
- Establishments reporting13,531
- Average annual pay$59,020
- Average weekly wage$1,135
- Health care and social assistance, employment27,975
- Health care and social assistance, average annual pay$65,035
- Retail trade, employment19,053
- Retail trade, average annual pay$39,259
- Accommodation and food services, employment15,308
- Accommodation and food services, average annual pay$25,878
- Manufacturing, employment14,308
- Manufacturing, average annual pay$65,550
- Construction, employment7,492
- Administrative and support and waste management services, employment6,871
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 27,975 | 2,112 | $65,035 |
| Retail trade | 19,053 | 1,253 | $39,259 |
| Accommodation and food services | 15,308 | 1,096 | $25,878 |
| Manufacturing | 14,308 | 582 | $65,550 |
| Construction | 7,492 | 1,281 | $69,606 |
| Administrative and support and waste management services | 6,871 | 656 | $43,962 |
| Professional, scientific and technical services | 6,199 | 1,488 | $77,501 |
| Wholesale trade | 5,906 | 576 | $72,919 |
Health care and social assistance is the largest private sector at 27,975 jobs, 17.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lane County
How many businesses are in Lane County?
- Establishments, all industries10,151
- Employment at those establishments129,060
- Annual payroll$6.85 bn
- Establishments per 1,000 residents26.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Lane County
Building permits in Lane County
- Housing units authorized by permit, 20241,814
- Declared construction value permitted$338.6 m
- Single family units authorized799
- Multifamily units authorized1,015
- Multifamily share of units56.0 percent
- Average declared value per unit$186,637
- Units authorized per 1,000 households11.3
Multifamily is 56.0 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Lane County
SBA loans in Lane County (7(a) and 504)
- 7(a) approvals recorded497
- 7(a) gross approval dollars$198.8 m
- Average 7(a) approval$400,070
- Median 7(a) approval$80,000
- 10th percentile approval$24,680
- 90th percentile approval$1,030,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)4,696
- Jobs per approval9.4
- Distinct 7(a) lenders active64
- Distinct industries receiving approvals187
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer13.1 percent
- Loans on real estate terms65
- Loans on working capital terms, 120 months or shorter418
- Franchise loans43
- Franchise share of approvals8.7 percent
- Leading industry by approval countResidential Remodelers (16)
- Most active lenderColumbia Bank (137)
- 504 approvals recorded121
- 504 gross approval dollars$87.5 m
- Average 504 approval$722,884
- Median 504 approval$453,000
- Distinct CDCs active6
- 504 jobs per approval6.5
- 504 jobs per million dollars approved9.0
- Most active CDCEvergreen Business Capital (49)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$286.3 m
The average approval of $400,070 sits well above the median of $80,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 13.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lane County
SBA loan default and charge-off rates in Lane County
Do SBA loans in Lane County get paid back?
- Loans with a final outcome recorded110
- Paid in full102
- Charged off8
- Charge-off rate on resolved loans7.3 percent
- Status: Cancelled59
- Status: Paid in full102
- Status: Exempt from disclosure301
- Status: Charged off8
- Status: Committed, not yet disbursed27
Of the 110 loans that have reached a final outcome, 7.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lane County
SBA lending by place in Lane County
- Borrower cities with recorded lending21
- Eugene, approvals271
- Springfield, approvals107
- Junction City, approvals32
- Florence, approvals27
- Cottage Grove, approvals19
- Creswell, approvals11
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Eugene | 271 | $109,117,400 |
| Springfield | 107 | $43,222,800 |
| Junction City | 32 | $3,389,300 |
| Florence | 27 | $12,987,400 |
| Cottage Grove | 19 | $18,663,600 |
| Creswell | 11 | $2,639,000 |
| Veneta | 8 | $1,225,200 |
| Oakridge | 7 | $3,382,300 |
| 13 other borrower cities | 15 | $4,207,600 |
Eugene accounts for 271 approvals against 107 in Springfield. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lane County
How large is Lane County?
- Land area4,553 sq mi
- Rank by land area among Oregon counties6th of 36
- Width, east to west119 mi
- Height, north to south58.9 mi
- Geographies sharing a boundary6
- Residents per square mile of land84
- Establishments per square mile2.23
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Lane County
Flood risk in Lane County
- Participation of the county's own NFIP community Lane County, unincorporated areasParticipating, community 415591
- Community Rating System class of the county's own communityClass 6
- Communities in the county in the NFIP Community Status Book13
- Of those, participating in the NFIP13
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 6
- Communities carrying a CRS class3
- Radon levels in Lane County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Lane County (community 415591), participates in the National Flood Insurance Program and carries Community Rating System class 6, a flood insurance premium discount for policies written there. The EPA places Lane County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 6, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Lane County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lane County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024384,207
- Households160,445
- Average household size2.39
- Median household income$71,544
- Median age40.3
Common questions
Lane County questions, answered from the record.
How many people live in Lane County, Oregon?
The Census Bureau estimates 382,396 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 384,207, in 160,445 households, ranking 4th of 36 Oregon counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lane County's population growing?
The population has fallen 0.15 percent since the 2020 census base of 382,974, to 382,396 on July 1, 2024. In 2024 there were 3,009 births against 4,331 deaths, with net migration of 1,568. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lane County?
$71,544. The median owner-occupied home is valued at $430,600, which is 6.0 times income, and median gross rent is $1,355 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Lane County?
10,151 establishments, employing 129,060 people with an annual payroll of $6.85 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Lane County?
Health care and social assistance is the largest private sector at 27,975 jobs, 17.8 percent of covered employment. Covered employment averages 157,428 jobs at an average annual pay of $59,020, or $1,135 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lane County?
497 7(a) approvals totaling $198.8 m since FY2020, across 64 lenders, with a median approval of $80,000, plus 121 504 approvals worth $87.5 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Lane County get paid back?
Of the 110 loans that have reached a final outcome, 102 were paid in full and 8 charged off, a charge-off rate of 7.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Lane County?
1,814 housing units were authorized by permit in 2024, with a declared construction value of $338.6 m. Multifamily was 56.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lane County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lane County come from?
The largest single origin is Multnomah County, with 490 households. Arriving households report an average income of $68,725 against $74,139 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lane County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lane County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Lane County
Cities and places in Lane.
22 Census places lie wholly or partly in Lane County. All 22 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Eugene | city | 179,591 | 271 | Wholly in this county |
| Springfield | city | 61,499 | 107 | Wholly in this county |
| Cottage Grove | city | 10,698 | 19 | Wholly in this county |
| Santa Clara | CDP | 10,551 | None recorded | Wholly in this county |
| Florence | city | 9,482 | 27 | Wholly in this county |
| River Road | CDP | 8,862 | None recorded | Wholly in this county |
| Junction City | city | 6,947 | 32 | Wholly in this county |
| Creswell | city | 5,621 | 11 | Wholly in this county |
| Veneta | city | 5,200 | 8 | Wholly in this county |
| Oakridge | city | 3,184 | 7 | Wholly in this county |
| Heceta Beach | CDP | 2,651 | None recorded | Wholly in this county |
| Coburg | city | 1,626 | None recorded | Wholly in this county |
| Dunes City | city | 1,357 | None recorded | Wholly in this county |
| Lowell | city | 1,228 | None recorded | Wholly in this county |
| Dexter | CDP | 865 | 1 | Wholly in this county |
| Mapleton | CDP | 503 | None recorded | Wholly in this county |
| Jasper | CDP | 493 | 1 | Wholly in this county |
| Marcola | CDP | 407 | 1 | Wholly in this county |
| Trent | CDP | 407 | None recorded | Wholly in this county |
| Elmira | CDP | 319 | 1 | Wholly in this county |
| Cheshire | CDP | 296 | 1 | Wholly in this county |
| Westfir | city | 253 | None recorded | Wholly in this county |
A further 10 of the county's 497 SBA 7(a) approvals are to borrowers in cities that match no Census place in Lane County, the largest being Pleasant Hill (3), Leaburg (1), Blue River (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby