HomeOregonLane CountyCottage Grove city
Cottage Grove city, Oregon: commercial real estate data.
Cottage Grove city is a Census city of 10,698 people across 3.88 square miles of land, in Lane County. Median household income is $80,875, 59.0 percent of occupied homes are owned, and the SBA record carries 19 7(a) approvals to borrowers here worth $18.7 m.
76 sourced place values · tier FULL · 8 sections
Cottage Grove
What Cottage Grove is
- Census place typecity
- Land area3.88 sq mi
- Water area0.03 sq mi
- Population per square mile of land2,757
- County holding the largest share of its areaLane County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottage Grove
How many people live in Cottage Grove
- Population10,698
- Median age38.9
- Population under 182,364
- Share under 1822.1 percent
- Population 65 and over1,819
- Share 65 and over17.0 percent
- Households4,225
- Family households2,653
- Share of households that are families62.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottage Grove
Income and work in Cottage Grove
- Median household income$80,875
- Per capita income$33,651
- Civilian labor force5,613
- Employed5,279
- Unemployed334 plus or minus 162
- Unemployment rate6.0 percent plus or minus 2.9
- Adults 25 and over7,093
- Adults 25 and over with a high school diploma or higher93.4 percent
- Adults 25 and over with a bachelor degree or higher21.1 percent plus or minus 4.9
- Adults 25 and over with a graduate degree8.6 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottage Grove
Housing in Cottage Grove
- Housing units4,479
- Occupied units4,225
- Vacant units254 plus or minus 105
- Vacancy rate5.7 percent plus or minus 2.3
- Owner occupied2,493
- Renter occupied1,732
- Ownership rate59.0 percent
- Median owner-occupied home value$346,600
- Median gross rent, monthly$1,254
- Annual rent as a share of median income18.6 percent plus or minus 4.3
- Single family units3,221
- Share single family71.9 percent
- Units in buildings of two or more1,001 plus or minus 328
- Share in buildings of two or more22.3 percent plus or minus 7.2
- Mobile homes257 plus or minus 101
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottage Grove
How Cottage Grove gets to work
- Workers 16 and over who commute4,738
- Commuting under 15 minutes1,892 plus or minus 422
- Share commuting under 15 minutes39.9 percent plus or minus 8.4
- Commuting 30 minutes or more1,556 plus or minus 341
- Share commuting 30 minutes or more32.8 percent plus or minus 6.8
- Drove alone73.0 percent
- Carpooled9.7 percent plus or minus 3.6
- Public transport1.2 percent plus or minus 1.2
- Walked6.2 percent plus or minus 3.6
- Worked from home9.7 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottage Grove
SBA 7(a) lending to Cottage Grove borrowers
- Approvals19
- Gross approval$18,663,600
- Average approval$982,295
- Median approval$100,000
- Ninetieth percentile approval$5,000,000
- Largest approval$5,000,000
- Jobs supported174
- Jobs per approval9.2
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more15.8 percent
- Share to franchises5.3 percent
- Distinct lenders8
- Distinct industries by NAICS15
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cottage Grove
SBA 504 lending to Cottage Grove borrowers
- Approvals1
- Gross approval$382,000
- Average approval$382,000
- Median approval$382,000
- Largest approval$382,000
- Jobs supported6
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lane County, not Cottage Grove
Lane County context, not Cottage Grove figures
These are Lane County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cottage Grove measurements.
- Establishments in Lane County10,151
- Employment at those establishments, Lane County129,060
- Covered employment, Lane County157,428
- Average annual pay, Lane County$59,020
- Average weekly wage, Lane County$1,135
- Housing units permitted, Lane County1,814
- Of those, single family, Lane County799
- County product, 2024, Lane County$23,574,282,000
- County product change over the prior year, Lane County5.0 percent
- Average income of an arriving household, Lane County$68,725
Every figure in this section is published for Lane County as a whole and is not a measurement of Cottage Grove. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cottage Grove questions, answered from the record.
How many people live in Cottage Grove, Oregon?
10,698, in 4,225 households. Cottage Grove city covers 3.88 square miles of land, which is 2,757 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cottage Grove in?
Lane County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cottage Grove?
$80,875. The median owner-occupied home is valued at $346,600. Median gross rent is $1,254 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cottage Grove businesses?
19 7(a) approvals totalling $18.7 m, across 8 lenders, median approval $100,000, plus 1 504 approvals worth $382,000. These count approvals to borrowers whose address is in Cottage Grove, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cottage Grove borrowers get paid back?
No rate is published for Cottage Grove. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Cottage Grove figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lane County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cottage Grove.
Is zoning published for Cottage Grove?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.