HomeOregonLane CountyEugene
Eugene, Oregon: commercial real estate data.
Eugene is a Census city of 179,591 people across 44.49 square miles of land, in Lane County. Median household income is $66,562, 47.9 percent of occupied homes are owned, and the SBA record carries 274 7(a) approvals to borrowers here worth $109.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Eugene
What Eugene is
- Census place typecity
- Land area44.49 sq mi
- Water area0.07 sq mi
- Population per square mile of land4,037
- County holding the largest share of its areaLane County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eugene
How many people live in Eugene
- Population179,591
- Median age35.2
- Population under 1828,459
- Share under 1815.8 percent
- Population 65 and over32,050
- Share 65 and over17.8 percent
- Households76,822
- Family households37,492
- Share of households that are families48.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eugene
Income and work in Eugene
- Median household income$66,562
- Per capita income$41,560
- Civilian labor force96,960
- Employed89,551
- Unemployed7,409
- Unemployment rate7.6 percent
- Adults 25 and over117,571
- Adults 25 and over with a high school diploma or higher94.6 percent
- Adults 25 and over with a bachelor degree or higher45.1 percent
- Adults 25 and over with a graduate degree20.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eugene
Housing in Eugene
- Housing units80,856
- Occupied units76,822
- Vacant units4,034
- Vacancy rate5.0 percent
- Owner occupied36,794
- Renter occupied40,028
- Ownership rate47.9 percent
- Median owner-occupied home value$460,400
- Median gross rent, monthly$1,402
- Annual rent as a share of median income25.3 percent
- Single family units46,595
- Share single family57.6 percent
- Units in buildings of two or more31,097
- Share in buildings of two or more38.5 percent
- Mobile homes3,101
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eugene
How Eugene gets to work
- Workers 16 and over who commute72,606
- Commuting under 15 minutes29,811
- Share commuting under 15 minutes41.1 percent
- Commuting 30 minutes or more9,044
- Share commuting 30 minutes or more12.5 percent
- Drove alone61.3 percent
- Carpooled7.4 percent
- Public transport2.6 percent
- Walked5.7 percent
- Worked from home17.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eugene
SBA loans in Eugene (7(a))
- Approvals274
- Gross approval$109,918,400
- Average approval$401,162
- Median approval$100,000
- Ninetieth percentile approval$985,000
- Largest approval$5,000,000
- Jobs supported2,589
- Jobs per approval9.4
- Loans with a final outcome69
- Paid in full61
- Charged off8
- Charge-off rate over resolved loans11.6 percent
- Median term120 months
- Share on real estate terms of 20 years or more10.6 percent
- Share to franchises9.9 percent
- Distinct lenders46
- Distinct industries by NAICS127
Counted by borrower city: approvals to borrowers whose address is in Eugene, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Eugene
SBA loans in Eugene (504)
- Approvals76
- Gross approval$54,381,000
- Average approval$715,539
- Median approval$463,000
- Largest approval$5,342,000
- Jobs supported512
- Loans with a final outcome32
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Eugene, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Eugene
Flood risk in Eugene
- NFIP communityCity of Eugene
- NFIP community number410122
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date06/02/99
The City of Eugene participates in the National Flood Insurance Program as community 410122 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lane County, not Eugene
Lane County context, not Eugene figures
- Establishments in Lane County10,151
- Covered employment, Lane County157,428
- Average annual pay, Lane County$59,020
- Housing units permitted, Lane County1,814
Every figure in this section is published for Lane County as a whole and is not a measurement of Eugene.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Eugene questions, answered from the record.
How many people live in Eugene, Oregon?
179,591, in 76,822 households. Eugene city covers 44.49 square miles of land, which is 4,037 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Eugene in?
Lane County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Eugene?
$66,562. The median owner-occupied home is valued at $460,400. Median gross rent is $1,402 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Eugene businesses?
274 7(a) approvals totaling $109.9 m since FY2020, across 46 lenders, median approval $100,000, plus 76 504 approvals worth $54.4 m since FY2010. These count approvals to borrowers whose address is in Eugene, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Eugene borrowers get paid back?
Of the 69 loans that have reached a final outcome, 61 were paid in full and 8 charged off, a charge off rate of 11.6 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Eugene in the National Flood Insurance Program?
Yes. Eugene appears in the FEMA Community Status Book as Eugene, city of, community 410122, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Eugene figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lane County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Eugene.
Is zoning published for Eugene?
No. Nothing on this page presents parcel level zoning.