HomeOregonLane CountyEugene city
Eugene city, Oregon: commercial real estate data.
Eugene city is a Census city of 179,591 people across 44.49 square miles of land, in Lane County. Median household income is $66,562, 47.9 percent of occupied homes are owned, and the SBA record carries 274 7(a) approvals to borrowers here worth $109.9 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Eugene
What Eugene is
- Census place typecity
- Land area44.49 sq mi
- Water area0.07 sq mi
- Population per square mile of land4,037
- County holding the largest share of its areaLane County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eugene
How many people live in Eugene
- Population179,591
- Median age35.2
- Population under 1828,459
- Share under 1815.8 percent
- Population 65 and over32,050
- Share 65 and over17.8 percent
- Households76,822
- Family households37,492
- Share of households that are families48.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eugene
Income and work in Eugene
- Median household income$66,562
- Per capita income$41,560
- Civilian labor force96,960
- Employed89,551
- Unemployed7,409
- Unemployment rate7.6 percent
- Adults 25 and over117,571
- Adults 25 and over with a high school diploma or higher94.6 percent
- Adults 25 and over with a bachelor degree or higher45.1 percent
- Adults 25 and over with a graduate degree20.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eugene
Housing in Eugene
- Housing units80,856
- Occupied units76,822
- Vacant units4,034
- Vacancy rate5.0 percent
- Owner occupied36,794
- Renter occupied40,028
- Ownership rate47.9 percent
- Median owner-occupied home value$460,400
- Median gross rent, monthly$1,402
- Annual rent as a share of median income25.3 percent
- Single family units46,595
- Share single family57.6 percent
- Units in buildings of two or more31,097
- Share in buildings of two or more38.5 percent
- Mobile homes3,101
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eugene
How Eugene gets to work
- Workers 16 and over who commute72,606
- Commuting under 15 minutes29,811
- Share commuting under 15 minutes41.1 percent
- Commuting 30 minutes or more9,044
- Share commuting 30 minutes or more12.5 percent
- Drove alone61.3 percent
- Carpooled7.4 percent
- Public transport2.6 percent
- Walked5.7 percent
- Worked from home17.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eugene
SBA loans in Eugene (7(a))
- Approvals274
- Gross approval$109,918,400
- Average approval$401,162
- Median approval$100,000
- Ninetieth percentile approval$1,000,000
- Largest approval$5,000,000
- Jobs supported2,589
- Jobs per approval9.4
- Loans with a final outcome69
- Paid in full61
- Charged off8
- Charge-off rate over resolved loans11.6 percent
- Median term120 months
- Share on real estate terms of 20 years or more10.6 percent
- Share to franchises9.9 percent
- Distinct lenders46
- Distinct industries by NAICS127
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Eugene
SBA loans in Eugene (504)
- Approvals76
- Gross approval$54,381,000
- Average approval$715,539
- Median approval$473,000
- Largest approval$5,342,000
- Jobs supported512
- Loans with a final outcome32
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lane County, not Eugene
Lane County context, not Eugene figures
These are Lane County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Eugene measurements.
- Establishments in Lane County10,151
- Employment at those establishments, Lane County129,060
- Covered employment, Lane County157,428
- Average annual pay, Lane County$59,020
- Average weekly wage, Lane County$1,135
- Housing units permitted, Lane County1,814
- Of those, single family, Lane County799
- County product, 2024, Lane County$23,574,282,000
- County product change over the prior year, Lane County5.0 percent
- Average income of an arriving household, Lane County$68,725
Every figure in this section is published for Lane County as a whole and is not a measurement of Eugene. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Eugene questions, answered from the record.
How many people live in Eugene, Oregon?
179,591, in 76,822 households. Eugene city covers 44.49 square miles of land, which is 4,037 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Eugene in?
Lane County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Eugene?
$66,562. The median owner-occupied home is valued at $460,400. Median gross rent is $1,402 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Eugene businesses?
274 7(a) approvals totalling $109.9 m, across 46 lenders, median approval $100,000, plus 76 504 approvals worth $54.4 m. These count approvals to borrowers whose address is in Eugene, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Eugene borrowers get paid back?
Of the 69 loans that have reached a final outcome, 61 were paid in full and 8 charged off, a charge off rate of 11.6 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Eugene figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lane County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Eugene.
Is zoning published for Eugene?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.