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HomeOregonBenton CountyPhilomath city

Philomath city, Oregon: commercial real estate data.

Philomath city is a Census city of 5,642 people across 2.06 square miles of land, in Benton County. Median household income is $83,672, 68.2 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $6.9 m.

76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Philomath

What Philomath is

  • Census place typecity
  • Land area2.06 sq mi
  • Water area0.16 sq mi
  • Population per square mile of land2,734
  • County holding the largest share of its areaBenton County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Philomath

How many people live in Philomath

  • Population5,642
  • Median age37.3
  • Population under 18981 plus or minus 258
  • Share under 1817.4 percent plus or minus 4.6
  • Population 65 and over1,000 plus or minus 242
  • Share 65 and over17.7 percent plus or minus 4.3
  • Households2,509
  • Family households1,359
  • Share of households that are families54.2 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Philomath

Income and work in Philomath

  • Median household income$83,672 plus or minus $17,841
  • Per capita income$43,188
  • Civilian labor force3,303
  • Employed3,198
  • Unemployed105 plus or minus 88
  • Unemployment rate3.2 percent plus or minus 2.6
  • Adults 25 and over3,911
  • Adults 25 and over with a high school diploma or higher95.4 percent
  • Adults 25 and over with a bachelor degree or higher50.6 percent
  • Adults 25 and over with a graduate degree23.9 percent plus or minus 6.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Philomath

Housing in Philomath

  • Housing units2,660
  • Occupied units2,509
  • Vacant units151 plus or minus 88
  • Vacancy rate5.7 percent plus or minus 3.3
  • Owner occupied1,710
  • Renter occupied799 plus or minus 184
  • Ownership rate68.2 percent
  • Median owner-occupied home value$421,300
  • Median gross rent, monthly$1,477
  • Annual rent as a share of median income21.2 percent plus or minus 4.8
  • Single family units1,794
  • Share single family67.4 percent
  • Units in buildings of two or more651 plus or minus 204
  • Share in buildings of two or more24.5 percent plus or minus 7.4
  • Mobile homes210 plus or minus 106
  • Median year structure built1991

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Philomath

How Philomath gets to work

  • Workers 16 and over who commute2,731
  • Commuting under 15 minutes923 plus or minus 221
  • Share commuting under 15 minutes33.8 percent plus or minus 7.0
  • Commuting 30 minutes or more751 plus or minus 207
  • Share commuting 30 minutes or more27.5 percent plus or minus 6.9
  • Drove alone70.5 percent
  • Carpooled8.9 percent plus or minus 4.6
  • Public transport0.0 percent
  • Walked3.9 percent plus or minus 2.6
  • Worked from home12.2 percent plus or minus 5.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Philomath

SBA loans in Philomath (7(a))

  • Approvals8
  • Gross approval$6,870,500
  • Average approval$858,813
  • Median approval$260,000
  • Ninetieth percentile approval$2,700,000
  • Largest approval$2,700,000
  • Jobs supported155
  • Jobs per approval19.4
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more12.5 percent
  • Share to franchises0.0 percent
  • Distinct lenders5
  • Distinct industries by NAICS7

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Philomath

SBA loans in Philomath (504)

  • Approvals5
  • Gross approval$3,414,000
  • Average approval$682,800
  • Median approval$389,000
  • Largest approval$2,312,000
  • Jobs supported81
  • Loans with a final outcome1
  • Charged off0
  • Median term300 months
  • Distinct CDCs4

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Benton County, not Philomath

Benton County context, not Philomath figures

These are Benton County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Philomath measurements.

  • Establishments in Benton County2,200
  • Employment at those establishments, Benton County28,030
  • Covered employment, Benton County38,636
  • Average annual pay, Benton County$67,162
  • Average weekly wage, Benton County$1,292
  • Housing units permitted, Benton County116
  • Of those, single family, Benton County91
  • County product, 2024, Benton County$6,267,300,000
  • County product change over the prior year, Benton County5.7 percent
  • Average income of an arriving household, Benton County$94,139

Every figure in this section is published for Benton County as a whole and is not a measurement of Philomath. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Philomath questions, answered from the record.

How many people live in Philomath, Oregon?

5,642, in 2,509 households. Philomath city covers 2.06 square miles of land, which is 2,734 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Philomath in?

Benton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Philomath?

$83,672. The median owner-occupied home is valued at $421,300. Median gross rent is $1,477 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Philomath businesses?

8 7(a) approvals totalling $6.9 m, across 5 lenders, median approval $260,000, plus 5 504 approvals worth $3.4 m. These count approvals to borrowers whose address is in Philomath, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Philomath borrowers get paid back?

No rate is published for Philomath. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Philomath figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Benton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Philomath.

Is zoning published for Philomath?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.