HomeOregonDeschutes CountyBend city
Bend city, Oregon: commercial real estate data.
Bend city is a Census city of 103,390 people across 35.17 square miles of land, in Deschutes County. Median household income is $96,394, 61.7 percent of occupied homes are owned, and the SBA record carries 287 7(a) approvals to borrowers here worth $117.4 m.
78 sourced place values · tier FULL · 8 sections
Bend
What Bend is
- Census place typecity
- Land area35.17 sq mi
- Water area0.25 sq mi
- Population per square mile of land2,940
- County holding the largest share of its areaDeschutes County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bend
How many people live in Bend
- Population103,390
- Median age40.9
- Population under 1819,932
- Share under 1819.3 percent
- Population 65 and over18,686
- Share 65 and over18.1 percent
- Households44,436
- Family households26,556
- Share of households that are families59.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bend
Income and work in Bend
- Median household income$96,394
- Per capita income$58,652
- Civilian labor force58,482
- Employed56,292
- Unemployed2,190
- Unemployment rate3.7 percent
- Adults 25 and over75,955
- Adults 25 and over with a high school diploma or higher96.7 percent
- Adults 25 and over with a bachelor degree or higher52.9 percent
- Adults 25 and over with a graduate degree19.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bend
Housing in Bend
- Housing units47,957
- Occupied units44,436
- Vacant units3,521
- Vacancy rate7.3 percent
- Owner occupied27,406
- Renter occupied17,030
- Ownership rate61.7 percent
- Median owner-occupied home value$718,400
- Median gross rent, monthly$1,883
- Annual rent as a share of median income23.4 percent
- Single family units36,470
- Share single family76.0 percent
- Units in buildings of two or more9,977
- Share in buildings of two or more20.8 percent
- Mobile homes1,183
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bend
How Bend gets to work
- Workers 16 and over who commute41,373
- Commuting under 15 minutes20,786
- Share commuting under 15 minutes50.2 percent
- Commuting 30 minutes or more4,885
- Share commuting 30 minutes or more11.8 percent
- Drove alone63.5 percent
- Carpooled5.6 percent
- Public transport0.2 percent plus or minus 0.2
- Walked2.4 percent plus or minus 0.6
- Worked from home24.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bend
SBA 7(a) lending to Bend borrowers
- Approvals287
- Gross approval$117,384,000
- Average approval$409,003
- Median approval$150,000
- Ninetieth percentile approval$1,100,000
- Largest approval$4,850,000
- Jobs supported2,821
- Jobs per approval9.8
- Loans with a final outcome58
- Paid in full54
- Charged off4
- Charge-off rate over resolved loans6.9 percent
- Median term120 months
- Share on real estate terms of 20 years or more8.0 percent
- Share to franchises8.4 percent
- Distinct lenders48
- Distinct industries by NAICS139
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bend
SBA 504 lending to Bend borrowers
- Approvals83
- Gross approval$73,991,000
- Average approval$891,458
- Median approval$579,000
- Largest approval$5,500,000
- Jobs supported659
- Loans with a final outcome25
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term300 months
- Distinct CDCs6
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Deschutes County, not Bend
Deschutes County context, not Bend figures
These are Deschutes County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Bend measurements.
- Establishments in Deschutes County8,553
- Employment at those establishments, Deschutes County78,499
- Covered employment, Deschutes County93,866
- Average annual pay, Deschutes County$66,229
- Average weekly wage, Deschutes County$1,274
- Housing units permitted, Deschutes County1,624
- Of those, single family, Deschutes County1,148
- County product, 2024, Deschutes County$16,682,815,000
- County product change over the prior year, Deschutes County8.8 percent
- Average income of an arriving household, Deschutes County$137,543
Every figure in this section is published for Deschutes County as a whole and is not a measurement of Bend. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Bend questions, answered from the record.
How many people live in Bend, Oregon?
103,390, in 44,436 households. Bend city covers 35.17 square miles of land, which is 2,940 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bend in?
Deschutes County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bend?
$96,394. The median owner-occupied home is valued at $718,400. Median gross rent is $1,883 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bend businesses?
287 7(a) approvals totalling $117.4 m, across 48 lenders, median approval $150,000, plus 83 504 approvals worth $74.0 m. These count approvals to borrowers whose address is in Bend, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bend borrowers get paid back?
Of the 58 loans that have reached a final outcome, 54 were paid in full and 4 charged off, a charge off rate of 6.9 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Bend figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Deschutes County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bend.
Is zoning published for Bend?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.