HomeOregonDeschutes CountyBend
Bend, Oregon: commercial real estate data.
Bend is a Census city of 103,390 people across 35.17 square miles of land, in Deschutes County. Median household income is $96,394, 61.7 percent of occupied homes are owned, and the SBA record carries 287 7(a) approvals to borrowers here worth $117.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bend
What Bend is
- Census place typecity
- Land area35.17 sq mi
- Water area0.25 sq mi
- Population per square mile of land2,940
- County holding the largest share of its areaDeschutes County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bend
How many people live in Bend
- Population103,390
- Median age40.9
- Population under 1819,932
- Share under 1819.3 percent
- Population 65 and over18,686
- Share 65 and over18.1 percent
- Households44,436
- Family households26,556
- Share of households that are families59.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bend
Income and work in Bend
- Median household income$96,394
- Per capita income$58,652
- Civilian labor force58,482
- Employed56,292
- Unemployed2,190
- Unemployment rate3.7 percent
- Adults 25 and over75,955
- Adults 25 and over with a high school diploma or higher96.7 percent
- Adults 25 and over with a bachelor degree or higher52.9 percent
- Adults 25 and over with a graduate degree19.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bend
Housing in Bend
- Housing units47,957
- Occupied units44,436
- Vacant units3,521
- Vacancy rate7.3 percent
- Owner occupied27,406
- Renter occupied17,030
- Ownership rate61.7 percent
- Median owner-occupied home value$718,400
- Median gross rent, monthly$1,883
- Annual rent as a share of median income23.4 percent
- Single family units36,470
- Share single family76.0 percent
- Units in buildings of two or more9,977
- Share in buildings of two or more20.8 percent
- Mobile homes1,183
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bend
How Bend gets to work
- Workers 16 and over who commute41,373
- Commuting under 15 minutes20,786
- Share commuting under 15 minutes50.2 percent
- Commuting 30 minutes or more4,885
- Share commuting 30 minutes or more11.8 percent
- Drove alone63.5 percent
- Carpooled5.6 percent
- Public transport0.2 percent plus or minus 0.2
- Walked2.4 percent plus or minus 0.6
- Worked from home24.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bend
SBA loans in Bend (7(a))
- Approvals287
- Gross approval$117,384,000
- Average approval$409,003
- Median approval$150,000
- Ninetieth percentile approval$1,084,940
- Largest approval$4,850,000
- Jobs supported2,821
- Jobs per approval9.8
- Loans with a final outcome58
- Paid in full54
- Charged off4
- Charge-off rate over resolved loans6.9 percent
- Median term120 months
- Share on real estate terms of 20 years or more8.0 percent
- Share to franchises8.4 percent
- Distinct lenders48
- Distinct industries by NAICS139
Counted by borrower city: approvals to borrowers whose address is in Bend, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bend
SBA loans in Bend (504)
- Approvals83
- Gross approval$73,991,000
- Average approval$891,458
- Median approval$579,000
- Largest approval$5,500,000
- Jobs supported659
- Loans with a final outcome25
- Charged off0
- Median term300 months
- Distinct CDCs6
Counted by borrower city: approvals to borrowers whose address is in Bend, in any county, FY2010 to FY2026. Only 25 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bend
Flood risk in Bend
- NFIP communityCity of Bend
- NFIP community number410056
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/28/07
The City of Bend participates in the National Flood Insurance Program as community 410056 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Deschutes County, not Bend
Deschutes County context, not Bend figures
- Establishments in Deschutes County8,553
- Covered employment, Deschutes County93,866
- Average annual pay, Deschutes County$66,229
- Housing units permitted, Deschutes County1,624
Every figure in this section is published for Deschutes County as a whole and is not a measurement of Bend.
All Deschutes County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bend questions, answered from the record.
How many people live in Bend, Oregon?
103,390, in 44,436 households. Bend city covers 35.17 square miles of land, which is 2,940 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bend in?
Deschutes County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bend?
$96,394. The median owner-occupied home is valued at $718,400. Median gross rent is $1,883 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bend businesses?
287 7(a) approvals totaling $117.4 m since FY2020, across 48 lenders, median approval $150,000, plus 83 504 approvals worth $74.0 m since FY2010. These count approvals to borrowers whose address is in Bend, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bend borrowers get paid back?
Of the 58 loans that have reached a final outcome, 54 were paid in full and 4 charged off, a charge off rate of 6.9 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Bend in the National Flood Insurance Program?
Yes. Bend appears in the FEMA Community Status Book as Bend, city of, community 410056, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bend figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Deschutes County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bend.
Is zoning published for Bend?
No. Nothing on this page presents parcel level zoning.