HomeOregonJosephine CountyMerlin CDP
Merlin CDP, Oregon: commercial real estate data.
Merlin CDP is a Census CDP of 1,617 people across 4.15 square miles of land, in Josephine County. Median household income is $71,806, 96.0 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $702,000.
64 sourced place values · tier FULL · 7 sections
Merlin
What Merlin is
- Census place typeCDP
- Land area4.15 sq mi
- Water area0.01 sq mi
- Population per square mile of land390 plus or minus 138
- County holding the largest share of its areaJosephine County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merlin
How many people live in Merlin
- Population1,617 plus or minus 573
- Median age52.8
- Population under 18146 plus or minus 106
- Share under 189.0 percent plus or minus 5.7
- Population 65 and over513 plus or minus 162
- Share 65 and over31.7 percent plus or minus 15.0
- Households629 plus or minus 167
- Family households428 plus or minus 142
- Share of households that are families68.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merlin
Income and work in Merlin
- Median household income$71,806 plus or minus $39,896
- Per capita income$36,693 plus or minus $8,747
- Civilian labor force754 plus or minus 352
- Employed742 plus or minus 354
- Unemployed12 plus or minus 24
- Unemployment rate1.6 percent plus or minus 3.1
- Adults 25 and over1,352 plus or minus 435
- Adults 25 and over with a high school diploma or higher86.2 percent plus or minus 38.1
- Adults 25 and over with a bachelor degree or higher16.9 percent plus or minus 5.9
- Adults 25 and over with a graduate degree4.7 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merlin
Housing in Merlin
- Housing units629 plus or minus 167
- Occupied units629 plus or minus 167
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied604 plus or minus 162
- Renter occupied25 plus or minus 31
- Ownership rate96.0 percent
- Median owner-occupied home value$435,000
- Single family units556 plus or minus 158
- Share single family88.4 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes73 plus or minus 67
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merlin
How Merlin gets to work
- Workers 16 and over who commute580 plus or minus 275
- Commuting under 15 minutes0
- Share commuting under 15 minutes0.0 percent
- Commuting 30 minutes or more284 plus or minus 209
- Share commuting 30 minutes or more49.0 percent plus or minus 27.5
- Drove alone79.8 percent
- Carpooled0.1 percent plus or minus 0.4
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home20.1 percent plus or minus 19.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merlin
SBA 7(a) lending to Merlin borrowers
- Approvals3
- Gross approval$702,000
- Average approval$234,000
- Median approval$180,000
- Ninetieth percentile approval$507,000
- Largest approval$507,000
- Jobs supported17
- Jobs per approval5.7
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Josephine County, not Merlin
Josephine County context, not Merlin figures
These are Josephine County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Merlin measurements.
- Establishments in Josephine County2,110
- Employment at those establishments, Josephine County23,608
- Covered employment, Josephine County31,420
- Average annual pay, Josephine County$49,117
- Average weekly wage, Josephine County$945
- Housing units permitted, Josephine County202
- Of those, single family, Josephine County174
- County product, 2024, Josephine County$3,924,323,000
- County product change over the prior year, Josephine County6.0 percent
- Average income of an arriving household, Josephine County$63,197
Every figure in this section is published for Josephine County as a whole and is not a measurement of Merlin. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Merlin questions, answered from the record.
How many people live in Merlin, Oregon?
1,617, in 629 households. Merlin CDP covers 4.15 square miles of land, which is 390 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Merlin in?
Josephine County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Merlin?
$71,806. The median owner-occupied home is valued at $435,000. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Merlin businesses?
3 7(a) approvals totalling $702,000, across 3 lenders, median approval $180,000. These count approvals to borrowers whose address is in Merlin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Merlin borrowers get paid back?
No rate is published for Merlin. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Merlin figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Josephine County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Merlin.
Is zoning published for Merlin?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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