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Klamath Falls, Oregon: commercial real estate data.

Klamath Falls is a Census city of 22,115 people across 20.13 square miles of land, in Klamath County. Median household income is $46,693, 48.9 percent of occupied homes are owned, and the SBA record carries 41 7(a) approvals to borrowers here worth $19.5 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Klamath Falls

What Klamath Falls is

  • Census place typecity
  • Land area20.13 sq mi
  • Water area0.88 sq mi
  • Population per square mile of land1,099
  • County holding the largest share of its areaKlamath County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Klamath Falls

How many people live in Klamath Falls

  • Population22,115
  • Median age35.2
  • Population under 184,883
  • Share under 1822.1 percent
  • Population 65 and over3,282
  • Share 65 and over14.8 percent
  • Households9,239
  • Family households5,123
  • Share of households that are families55.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Klamath Falls

Income and work in Klamath Falls

  • Median household income$46,693
  • Per capita income$31,612
  • Civilian labor force9,528
  • Employed8,716
  • Unemployed812 plus or minus 218
  • Unemployment rate8.5 percent plus or minus 2.2
  • Adults 25 and over14,498
  • Adults 25 and over with a high school diploma or higher89.5 percent
  • Adults 25 and over with a bachelor degree or higher24.0 percent
  • Adults 25 and over with a graduate degree10.8 percent plus or minus 2.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Klamath Falls

Housing in Klamath Falls

  • Housing units10,037
  • Occupied units9,239
  • Vacant units798 plus or minus 225
  • Vacancy rate8.0 percent plus or minus 2.2
  • Owner occupied4,520
  • Renter occupied4,719
  • Ownership rate48.9 percent
  • Median owner-occupied home value$287,000
  • Median gross rent, monthly$986
  • Annual rent as a share of median income25.3 percent
  • Single family units6,900
  • Share single family68.7 percent
  • Units in buildings of two or more2,854
  • Share in buildings of two or more28.4 percent
  • Mobile homes283 plus or minus 112
  • Median year structure built1965

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Klamath Falls

How Klamath Falls gets to work

  • Workers 16 and over who commute8,211
  • Commuting under 15 minutes5,054
  • Share commuting under 15 minutes61.6 percent
  • Commuting 30 minutes or more744 plus or minus 235
  • Share commuting 30 minutes or more9.1 percent plus or minus 2.8
  • Drove alone74.1 percent
  • Carpooled11.1 percent plus or minus 2.8
  • Public transport0.3 percent plus or minus 0.4
  • Walked6.4 percent plus or minus 2.3
  • Worked from home6.0 percent plus or minus 1.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Klamath Falls

SBA loans in Klamath Falls (7(a))

  • Approvals41
  • Gross approval$19,543,200
  • Average approval$476,663
  • Median approval$100,000
  • Ninetieth percentile approval$980,000
  • Largest approval$3,645,500
  • Jobs supported405
  • Jobs per approval9.9
  • Loans with a final outcome6
  • Paid in full6
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more17.1 percent
  • Share to franchises7.3 percent
  • Distinct lenders18
  • Distinct industries by NAICS34

Counted by borrower city: approvals to borrowers whose address is in Klamath Falls, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Klamath Falls

SBA loans in Klamath Falls (504)

  • Approvals3
  • Gross approval$1,372,000
  • Average approval$457,333
  • Median approval$418,000
  • Largest approval$657,000
  • Jobs supported21
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Klamath Falls, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Klamath Falls

Flood risk in Klamath Falls

  • NFIP communityCity of Klamath Falls
  • NFIP community number410112
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date11/07/24

The City of Klamath Falls participates in the National Flood Insurance Program as community 410112 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Klamath County, not Klamath Falls

Klamath County context, not Klamath Falls figures

  • Establishments in Klamath County1,516
  • Covered employment, Klamath County23,856
  • Average annual pay, Klamath County$53,739
  • Housing units permitted, Klamath County232

Every figure in this section is published for Klamath County as a whole and is not a measurement of Klamath Falls.

All Klamath County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Klamath Falls questions, answered from the record.

How many people live in Klamath Falls, Oregon?

22,115, in 9,239 households. Klamath Falls city covers 20.13 square miles of land, which is 1,099 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Klamath Falls in?

Klamath County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Klamath Falls?

$46,693. The median owner-occupied home is valued at $287,000. Median gross rent is $986 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Klamath Falls businesses?

41 7(a) approvals totaling $19.5 m since FY2020, across 18 lenders, median approval $100,000, plus 3 504 approvals worth $1.4 m since FY2010. These count approvals to borrowers whose address is in Klamath Falls, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Klamath Falls borrowers get paid back?

No rate is published for Klamath Falls. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Klamath Falls in the National Flood Insurance Program?

Yes. Klamath Falls appears in the FEMA Community Status Book as Klamath Falls, city of, community 410112, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Klamath Falls figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Klamath County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Klamath Falls.

Is zoning published for Klamath Falls?

No. Nothing on this page presents parcel level zoning.