Morrow County, Oregon: commercial real estate data.
Morrow County, Oregon had an estimated 12,360 residents on July 1, 2024, up 1.4 percent since the 2020 census base of 12,184, across 2,032 square miles. County output reached $2.10 bn in 2024, 214 establishments operate here, and the SBA record carries 7 7(a) approvals worth $10.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Morrow County
How many people live in Morrow County
- Population, American Community Survey 2020-202412,300
- Households4,326
- Average household size2.84
- Median household income$75,448
- Median age36.3
- Median gross rent$995 per month
- Median owner-occupied home value$240,400
- Home value to household income3.2 times
- Annual rent as a share of median income15.8 percent
- Adults 25 and over with a bachelor degree or higher10.1 percent
- Adults 25 and over with a graduate degree2.9 percent
- Adults 25 and over7,831
- Population under 183,340
- Share under 1827.2 percent
- Population 65 and over2,035
- Share 65 and over16.5 percent
- Working age population, 18 to 646,925
- Civilian labor force5,533
- Unemployment rate2.4 percent
- Labor force participation, adults 18 and over61.8 percent
- Rank by population among Oregon counties29th of 36
- Rank by population among US county-equivalents, Puerto Rico included2337th of 3,222
Morrow County is the 29th largest of 36 Oregon counties by population. A median home costs 3.2 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 27.2 percent against 16.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Morrow County
Is Morrow County's population growing?
- Population, July 1, 202412,360
- Census 2020 base population12,184
- Population change since the 2020 census base1.44 percent
- Population change, 2023 to 202457
- Births, 2024125
- Deaths, 2024130
- Natural change, 2024-5
- Net domestic migration, 2024-27
- Net international migration, 202488
- Total net migration, 202461
- Cumulative net domestic migration, 2021 to 2024-120
- Rank by growth among US county-equivalents1356th of 3,144
The county has grown 1.44 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Morrow County
Where are people moving to Morrow County from?
- Tax returns filed by households arriving316
- People arriving, from those returns610
- Tax returns filed by households leaving335
- Net household movement-19
- Adjusted gross income arriving$16.1 m
- Net adjusted gross income movement$-5.1 m
- Average income of an arriving household$51,063
- Average income of a leaving household$63,355
- Largest single originUmatilla County (118 households)
- Largest single destinationUmatilla County (128 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Umatilla County | 118 | 237 | $5.5 m |
Households arriving report $12,292 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Umatilla County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Morrow County
What is the Morrow County economy?
- County GDP, 2024$2.10 bn
- County GDP, 2023$1.91 bn
- GDP change, 2023 to 20249.9 percent
- GDP change over five years50.7 percent
- Rank by GDP among the Oregon areas BEA publishes20th of 36
- Rank by GDP among the US county areas BEA publishes1235th of 3,127
- GDP per resident$170,847
Output grew 9.9 percent in the latest year and 50.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Morrow County
Employment by industry in Morrow County
- Covered employment, annual average6,978
- Establishments reporting412
- Average annual pay$71,417
- Average weekly wage$1,373
- Manufacturing, employment1,576
- Manufacturing, average annual pay$65,398
- Transportation and warehousing, employment353
- Transportation and warehousing, average annual pay$58,316
- Construction, employment324
- Construction, average annual pay$111,255
- Health care and social assistance, employment324
- Health care and social assistance, average annual pay$53,814
- Retail trade, employment298
- Administrative and support and waste management services, employment278
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,576 | 15 | $65,398 |
| Transportation and warehousing | 353 | 22 | $58,316 |
| Construction | 324 | 48 | $111,255 |
| Health care and social assistance | 324 | 46 | $53,814 |
| Retail trade | 298 | 22 | $31,746 |
| Administrative and support and waste management services | 278 | 22 | $46,903 |
| Wholesale trade | 106 | 15 | $85,534 |
| Utilities | 99 | 8 | $167,290 |
Manufacturing is the largest private sector at 1,576 jobs, 22.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Morrow County
How many businesses are in Morrow County?
- Establishments, all industries214
- Employment at those establishments4,215
- Annual payroll$226.9 m
- Establishments per 1,000 residents17.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Morrow County
Building permits in Morrow County
- Housing units authorized by permit, 202457
- Declared construction value permitted$17.6 m
- Single family units authorized49
- Multifamily units authorized8
- Multifamily share of units14.0 percent
- Average declared value per unit$308,986
- Units authorized per 1,000 households13.2
Single-family homes are 86.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Morrow County
SBA loans in Morrow County (7(a) and 504)
- 7(a) approvals recorded7
- 7(a) gross approval dollars$10.0 m
- Average 7(a) approval$1,431,257
- Median 7(a) approval$930,000
- Largest single approval$4,913,800
- Jobs reported supported, 7(a)360
- Jobs per approval51.4
- Distinct 7(a) lenders active7
- Distinct industries receiving approvals5
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer42.9 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter4
- Franchise loans3
- Franchise share of approvals42.9 percent
- 504 approvals recorded3
- 504 gross approval dollars$7.2 m
- Average 504 approval$2,409,000
- Median 504 approval$2,183,000
- Distinct CDCs active1
- 504 jobs per approval11.3
- 504 jobs per million dollars approved4.7
- Most active CDCEvergreen Business Capital (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$17.2 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Morrow County
SBA loan default and charge-off rates in Morrow County
Do SBA loans in Morrow County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure7
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Morrow County
SBA lending by place in Morrow County
- Borrower cities with recorded lending2
- Boardman, approvals6
- Irrigon, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Boardman | 6 | $9,978,800 |
| Irrigon | 1 | $40,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Morrow County
How large is Morrow County?
- Land area2,032 sq mi
- Rank by land area among Oregon counties17th of 36
- Width, east to west41.7 mi
- Height, north to south64.4 mi
- Geographies sharing a boundary6
- Residents per square mile of land6
- Establishments per square mile0.11
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Morrow County
Flood risk in Morrow County
- Participation of the county's own NFIP community Morrow County, unincorporated areasParticipating, community 410173
- Communities in the county in the NFIP Community Status Book6
- Of those, participating in the NFIP6
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 9
- Communities carrying a CRS class1
- Radon levels in Morrow County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Morrow County (community 410173), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Morrow County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 9, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Morrow County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Morrow County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202412,300
- Households4,326
- Average household size2.84
- Median household income$75,448
- Median age36.3
Common questions
Morrow County questions, answered from the record.
How many people live in Morrow County, Oregon?
The Census Bureau estimates 12,360 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 12,300, in 4,326 households, ranking 29th of 36 Oregon counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Morrow County's population growing?
The population has grown 1.44 percent since the 2020 census base of 12,184, to 12,360 on July 1, 2024. In 2024 there were 125 births against 130 deaths, with net migration of 61. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Morrow County?
$75,448. The median owner-occupied home is valued at $240,400, which is 3.2 times income, and median gross rent is $995 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Morrow County?
214 establishments, employing 4,215 people with an annual payroll of $226.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Morrow County?
Manufacturing is the largest private sector at 1,576 jobs, 22.6 percent of covered employment. Covered employment averages 6,978 jobs at an average annual pay of $71,417, or $1,373 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Morrow County?
7 7(a) approvals totaling $10.0 m since FY2020, across 7 lenders, with a median approval of $930,000, plus 3 504 approvals worth $7.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Morrow County?
57 housing units were authorized by permit in 2024, with a declared construction value of $17.6 m. Multifamily was 14.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Morrow County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Morrow County come from?
The largest single origin is Umatilla County, with 118 households. Arriving households report an average income of $51,063 against $63,355 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Morrow County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Morrow County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Morrow County
Cities and places in Morrow.
5 Census places lie wholly or partly in Morrow County. All 5 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Boardman | city | 4,064 | 6 | Wholly in this county |
| Irrigon | city | 2,120 | 1 | Wholly in this county |
| Heppner | city | 1,277 | None recorded | Wholly in this county |
| Ione | city | 456 | None recorded | Wholly in this county |
| Lexington | town | 83 | None recorded | Wholly in this county |