Elgin, Oregon: commercial real estate data.
Elgin is a Census city of 1,549 people across 1.01 square miles of land, in Union County. Median household income is $57,750, 64.3 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $95,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Elgin
What Elgin is
- Census place typecity
- Land area1.01 sq mi
- Water area0 sq mi
- Population per square mile of land1,532
- County holding the largest share of its areaUnion County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elgin
How many people live in Elgin
- Population1,549
- Median age36.6 plus or minus 7.9
- Population under 18381 plus or minus 102
- Share under 1824.6 percent plus or minus 5.3
- Population 65 and over264 plus or minus 64
- Share 65 and over17.0 percent
- Households624
- Family households367
- Share of households that are families58.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elgin
Income and work in Elgin
- Median household income$57,750 plus or minus $15,463
- Per capita income$30,481
- Civilian labor force714 plus or minus 173
- Employed703 plus or minus 172
- Unemployed11 plus or minus 11
- Unemployment rate1.5 percent plus or minus 1.5
- Adults 25 and over1,043
- Adults 25 and over with a high school diploma or higher96.3 percent
- Adults 25 and over with a bachelor degree or higher9.9 percent plus or minus 4.0
- Adults 25 and over with a graduate degree2.7 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elgin
Housing in Elgin
- Housing units646
- Occupied units624
- Vacant units22 plus or minus 25
- Vacancy rate3.4 percent plus or minus 3.8
- Owner occupied401
- Renter occupied223 plus or minus 88
- Ownership rate64.3 percent
- Median owner-occupied home value$191,300
- Median gross rent, monthly$992
- Annual rent as a share of median income20.6 percent plus or minus 5.9
- Single family units482
- Share single family74.6 percent
- Units in buildings of two or more29 plus or minus 27
- Share in buildings of two or more4.5 percent plus or minus 4.1
- Mobile homes131 plus or minus 53
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elgin
How Elgin gets to work
- Workers 16 and over who commute690 plus or minus 172
- Commuting under 15 minutes302 plus or minus 109
- Share commuting under 15 minutes43.8 percent plus or minus 11.5
- Commuting 30 minutes or more269 plus or minus 131
- Share commuting 30 minutes or more39.0 percent plus or minus 16.2
- Drove alone88.1 percent
- Carpooled6.1 percent plus or minus 3.5
- Public transport0.0 percent
- Walked2.7 percent plus or minus 2.8
- Worked from home1.8 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elgin
SBA loans in Elgin (7(a))
- Approvals3
- Gross approval$95,000
- Average approval$31,667
- Median approval$30,000
- Largest approval$40,000
- Jobs supported1
- Jobs per approval0.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Elgin, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elgin
Flood risk in Elgin
- NFIP communityCity of Elgin
- NFIP community number410218
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/15/78
The City of Elgin participates in the National Flood Insurance Program as community 410218 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Union County, not Elgin
Union County context, not Elgin figures
- Establishments in Union County740
- Covered employment, Union County10,486
- Average annual pay, Union County$52,345
- Housing units permitted, Union County38
Every figure in this section is published for Union County as a whole and is not a measurement of Elgin.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Elgin questions, answered from the record.
How many people live in Elgin, Oregon?
1,549, in 624 households. Elgin city covers 1.01 square miles of land, which is 1,532 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elgin in?
Union County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elgin?
$57,750. The median owner-occupied home is valued at $191,300. Median gross rent is $992 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elgin businesses?
3 7(a) approvals totaling $95,000 since FY2020, across 1 lenders, median approval $30,000. These count approvals to borrowers whose address is in Elgin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elgin borrowers get paid back?
No rate is published for Elgin. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Elgin in the National Flood Insurance Program?
Yes. Elgin appears in the FEMA Community Status Book as Elgin, city of, community 410218, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Elgin figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Union County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elgin.
Is zoning published for Elgin?
No. Nothing on this page presents parcel level zoning.
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