HomePennsylvaniaAllegheny CountyWhite Oak borough
White Oak borough, Pennsylvania: commercial real estate data.
White Oak borough is a Census borough of 7,468 people across 6.62 square miles of land, in Allegheny County. Median household income is $59,452, 66.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $525,000.
80 sourced place values · tier FULL · 9 sections
White Oak
What White Oak is
- Census place typeborough
- Land area6.62 sq mi
- Water area0.05 sq mi
- Population per square mile of land1,128
- County holding the largest share of its areaAllegheny County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
White Oak
How many people live in White Oak
- Population7,468
- Median age55.0
- Population under 181,246 plus or minus 296
- Share under 1816.7 percent plus or minus 4.0
- Population 65 and over2,526
- Share 65 and over33.8 percent
- Households3,848
- Family households1,879
- Share of households that are families48.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
White Oak
Income and work in White Oak
- Median household income$59,452
- Per capita income$39,800
- Civilian labor force3,473
- Employed3,231
- Unemployed242 plus or minus 152
- Unemployment rate7.0 percent plus or minus 4.3
- Adults 25 and over5,787
- Adults 25 and over with a high school diploma or higher96.5 percent
- Adults 25 and over with a bachelor degree or higher28.8 percent plus or minus 6.5
- Adults 25 and over with a graduate degree8.1 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
White Oak
Housing in White Oak
- Housing units3,991
- Occupied units3,848
- Vacant units143 plus or minus 116
- Vacancy rate3.6 percent plus or minus 2.9
- Owner occupied2,548
- Renter occupied1,300 plus or minus 332
- Ownership rate66.2 percent
- Median owner-occupied home value$162,200
- Median gross rent, monthly$1,000
- Annual rent as a share of median income20.2 percent plus or minus 4.2
- Single family units2,915
- Share single family73.0 percent
- Units in buildings of two or more990 plus or minus 341
- Share in buildings of two or more24.8 percent plus or minus 8.3
- Mobile homes86 plus or minus 86
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
White Oak
How White Oak gets to work
- Workers 16 and over who commute2,437
- Commuting under 15 minutes476 plus or minus 169
- Share commuting under 15 minutes19.5 percent plus or minus 5.9
- Commuting 30 minutes or more842 plus or minus 223
- Share commuting 30 minutes or more34.6 percent
- Drove alone67.1 percent
- Carpooled8.0 percent plus or minus 3.9
- Public transport0.9 percent plus or minus 1.4
- Walked0.6 percent plus or minus 1.0
- Worked from home22.4 percent plus or minus 8.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
White Oak
SBA 7(a) lending to White Oak borrowers
- Approvals2
- Gross approval$525,000
- Average approval$262,500
- Median approval$500,000
- Ninetieth percentile approval$500,000
- Largest approval$500,000
- Jobs supported3
- Jobs per approval1.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
White Oak
SBA 504 lending to White Oak borrowers
- Approvals2
- Gross approval$647,000
- Average approval$323,500
- Median approval$435,000
- Largest approval$435,000
- Jobs supported6
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
White Oak
Flood programme status in White Oak
- Listed NFIP communities1
- Of those, participating1
- NFIP community number420089
- Currently effective map date09/26/14
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Allegheny County, not White Oak
Allegheny County context, not White Oak figures
These are Allegheny County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as White Oak measurements.
- Establishments in Allegheny County33,812
- Employment at those establishments, Allegheny County709,774
- Covered employment, Allegheny County670,637
- Average annual pay, Allegheny County$78,297
- Average weekly wage, Allegheny County$1,506
- Housing units permitted, Allegheny County2,999
- Of those, single family, Allegheny County1,356
- County product, 2024, Allegheny County$132,891,899,000
- County product change over the prior year, Allegheny County4.4 percent
- Average income of an arriving household, Allegheny County$88,274
Every figure in this section is published for Allegheny County as a whole and is not a measurement of White Oak. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
White Oak questions, answered from the record.
How many people live in White Oak, Pennsylvania?
7,468, in 3,848 households. White Oak borough covers 6.62 square miles of land, which is 1,128 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is White Oak in?
Allegheny County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in White Oak?
$59,452. The median owner-occupied home is valued at $162,200. Median gross rent is $1,000 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to White Oak businesses?
2 7(a) approvals totalling $525,000, across 2 lenders, median approval $500,000, plus 2 504 approvals worth $647,000. These count approvals to borrowers whose address is in White Oak, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to White Oak borrowers get paid back?
No rate is published for White Oak. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is White Oak in the National Flood Insurance Program?
Yes. White Oak appears in the FEMA Community Status Book as community 420089, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page White Oak figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Allegheny County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of White Oak.
Is zoning published for White Oak?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.