HomePennsylvaniaBedford CountyBedford
Bedford, Pennsylvania: commercial real estate data.
Bedford is a Census borough of 2,851 people across 1.09 square miles of land, in Bedford County. Median household income is $41,375, 47.7 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $3.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bedford
What Bedford is
- Census place typeborough
- Land area1.09 sq mi
- Water area0.03 sq mi
- Population per square mile of land2,627
- County holding the largest share of its areaBedford County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bedford
How many people live in Bedford
- Population2,851
- Median age45.9
- Population under 18433 plus or minus 120
- Share under 1815.2 percent plus or minus 4.2
- Population 65 and over733 plus or minus 169
- Share 65 and over25.7 percent plus or minus 5.9
- Households1,429
- Family households610
- Share of households that are families42.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bedford
Income and work in Bedford
- Median household income$41,375 plus or minus $11,307
- Per capita income$33,560
- Civilian labor force1,533
- Employed1,493
- Unemployed40 plus or minus 36
- Unemployment rate2.6 percent plus or minus 2.3
- Adults 25 and over2,088
- Adults 25 and over with a high school diploma or higher93.7 percent
- Adults 25 and over with a bachelor degree or higher18.1 percent plus or minus 5.8
- Adults 25 and over with a graduate degree8.2 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bedford
Housing in Bedford
- Housing units1,635
- Occupied units1,429
- Vacant units206 plus or minus 110
- Vacancy rate12.6 percent plus or minus 6.6
- Owner occupied682
- Renter occupied747 plus or minus 174
- Ownership rate47.7 percent
- Median owner-occupied home value$182,000
- Median gross rent, monthly$677
- Annual rent as a share of median income19.6 percent plus or minus 6.3
- Single family units792
- Share single family48.4 percent
- Units in buildings of two or more823 plus or minus 195
- Share in buildings of two or more50.3 percent plus or minus 10.5
- Mobile homes20 plus or minus 24
- Median year structure built1952
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bedford
How Bedford gets to work
- Workers 16 and over who commute1,406
- Commuting under 15 minutes904 plus or minus 226
- Share commuting under 15 minutes64.3 percent
- Commuting 30 minutes or more231 plus or minus 80
- Share commuting 30 minutes or more16.4 percent plus or minus 5.1
- Drove alone86.5 percent
- Carpooled6.0 percent plus or minus 3.4
- Public transport0.0 percent
- Walked1.6 percent plus or minus 1.5
- Worked from home5.8 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bedford
SBA loans in Bedford (7(a))
- Approvals9
- Gross approval$3,429,500
- Average approval$381,056
- Median approval$150,000
- Largest approval$1,384,500
- Jobs supported97
- Jobs per approval10.8
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more11.1 percent
- Share to franchises11.1 percent
- Distinct lenders5
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Bedford, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bedford
SBA loans in Bedford (504)
- Approvals1
- Gross approval$675,000
- Average approval$675,000
- Median approval$675,000
- Largest approval$675,000
- Jobs supported12
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Bedford, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bedford
Flood risk in Bedford
- NFIP communityBorough of Bedford
- NFIP community number421228
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/02/12
The Borough of Bedford participates in the National Flood Insurance Program as community 421228 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bedford County, not Bedford
Bedford County context, not Bedford figures
- Establishments in Bedford County1,080
- Covered employment, Bedford County16,659
- Average annual pay, Bedford County$49,760
- Housing units permitted, Bedford County71
Every figure in this section is published for Bedford County as a whole and is not a measurement of Bedford.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bedford questions, answered from the record.
How many people live in Bedford, Pennsylvania?
2,851, in 1,429 households. Bedford borough covers 1.09 square miles of land, which is 2,627 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bedford in?
Bedford County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bedford?
$41,375. The median owner-occupied home is valued at $182,000. Median gross rent is $677 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bedford businesses?
9 7(a) approvals totaling $3.4 m since FY2020, across 5 lenders, median approval $150,000, plus 1 504 approvals worth $675,000 since FY2010. These count approvals to borrowers whose address is in Bedford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bedford borrowers get paid back?
No rate is published for Bedford. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Bedford in the National Flood Insurance Program?
Yes. Bedford appears in the FEMA Community Status Book as Bedford, borough of, community 421228, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bedford figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bedford County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bedford.
Is zoning published for Bedford?
No. Nothing on this page presents parcel level zoning.
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