HomePennsylvaniaBerks CountyKutztown
Kutztown, Pennsylvania: commercial real estate data.
Kutztown is a Census borough of 4,180 people across 1.60 square miles of land, in Berks County. Median household income is $53,090, 49.1 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $8.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Kutztown
What Kutztown is
- Census place typeborough
- Land area1.6 sq mi
- Water area0.01 sq mi
- Population per square mile of land2,613
- County holding the largest share of its areaBerks County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kutztown
How many people live in Kutztown
- Population4,180
- Median age37.6 plus or minus 10.3
- Population under 18596 plus or minus 178
- Share under 1814.3 percent plus or minus 4.3
- Population 65 and over966 plus or minus 210
- Share 65 and over23.1 percent plus or minus 5.0
- Households1,925
- Family households663
- Share of households that are families34.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kutztown
Income and work in Kutztown
- Median household income$53,090 plus or minus $14,368
- Per capita income$32,335
- Civilian labor force2,264
- Employed2,123
- Unemployed141 plus or minus 136
- Unemployment rate6.2 percent plus or minus 6.0
- Adults 25 and over2,821
- Adults 25 and over with a high school diploma or higher98.9 percent
- Adults 25 and over with a bachelor degree or higher41.0 percent
- Adults 25 and over with a graduate degree12.9 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kutztown
Housing in Kutztown
- Housing units2,026
- Occupied units1,925
- Vacant units101 plus or minus 129
- Vacancy rate5.0 percent plus or minus 6.3
- Owner occupied945 plus or minus 238
- Renter occupied980 plus or minus 202
- Ownership rate49.1 percent plus or minus 10.6
- Median owner-occupied home value$263,100
- Median gross rent, monthly$1,106
- Annual rent as a share of median income25.0 percent plus or minus 7.7
- Single family units1,225 plus or minus 260
- Share single family60.5 percent
- Units in buildings of two or more791 plus or minus 255
- Share in buildings of two or more39.0 percent plus or minus 11.6
- Mobile homes0
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kutztown
How Kutztown gets to work
- Workers 16 and over who commute1,836
- Commuting under 15 minutes723 plus or minus 258
- Share commuting under 15 minutes39.4 percent plus or minus 13.1
- Commuting 30 minutes or more738 plus or minus 275
- Share commuting 30 minutes or more40.2 percent plus or minus 14.1
- Drove alone78.1 percent
- Carpooled3.0 percent plus or minus 2.5
- Public transport0.5 percent plus or minus 0.7
- Walked6.0 percent plus or minus 3.8
- Worked from home12.0 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kutztown
SBA loans in Kutztown (7(a))
- Approvals16
- Gross approval$8,757,400
- Average approval$547,338
- Median approval$263,750
- Largest approval$2,900,000
- Jobs supported143
- Jobs per approval8.9
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more18.8 percent
- Share to franchises0.0 percent
- Distinct lenders11
- Distinct industries by NAICS11
Counted by borrower city: approvals to borrowers whose address is in Kutztown, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kutztown
SBA loans in Kutztown (504)
- Approvals4
- Gross approval$3,993,000
- Average approval$998,250
- Median approval$1,135,000
- Largest approval$1,606,000
- Jobs supported104
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Kutztown, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kutztown
Flood risk in Kutztown
- NFIP communityBorough of Kutztown
- NFIP community number420136
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/03/12
The Borough of Kutztown participates in the National Flood Insurance Program as community 420136 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Berks County, not Kutztown
Berks County context, not Kutztown figures
- Establishments in Berks County8,521
- Covered employment, Berks County173,692
- Average annual pay, Berks County$63,608
- Housing units permitted, Berks County397
Every figure in this section is published for Berks County as a whole and is not a measurement of Kutztown.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Kutztown questions, answered from the record.
How many people live in Kutztown, Pennsylvania?
4,180, in 1,925 households. Kutztown borough covers 1.60 square miles of land, which is 2,613 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kutztown in?
Berks County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kutztown?
$53,090. The median owner-occupied home is valued at $263,100. Median gross rent is $1,106 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kutztown businesses?
16 7(a) approvals totaling $8.8 m since FY2020, across 11 lenders, median approval $263,750, plus 4 504 approvals worth $4.0 m since FY2010. These count approvals to borrowers whose address is in Kutztown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kutztown borrowers get paid back?
No rate is published for Kutztown. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Kutztown in the National Flood Insurance Program?
Yes. Kutztown appears in the FEMA Community Status Book as Kutztown, borough of, community 420136, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Kutztown figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Berks County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kutztown.
Is zoning published for Kutztown?
No. Nothing on this page presents parcel level zoning.