HomePennsylvaniaBerks CountyMorgantown CDP
Morgantown CDP, Pennsylvania: commercial real estate data.
Morgantown CDP is a Census CDP of 1,381 people across 1.14 square miles of land, lying across Berks County and Lancaster County. Median household income is $78,166, 74.2 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $9.3 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Morgantown
What Morgantown is
- Census place typeCDP
- Land area1.14 sq mi
- Water area0 sq mi
- Population per square mile of land1,214 plus or minus 372
- County holding the largest share of its areaBerks County, 88.4 percent
- Counties this place lies inBerks County 88.4 percent, Lancaster County 11.6 percent
Morgantown CDP crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morgantown
How many people live in Morgantown
- Population1,381 plus or minus 423
- Median age42.7 plus or minus 17.0
- Population under 18309 plus or minus 171
- Share under 1822.4 percent plus or minus 10.3
- Population 65 and over242 plus or minus 87
- Share 65 and over17.5 percent
- Households589
- Family households374 plus or minus 110
- Share of households that are families63.5 percent plus or minus 15.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morgantown
Income and work in Morgantown
- Median household income$78,166
- Per capita income$41,657 plus or minus $13,880
- Civilian labor force721 plus or minus 203
- Employed676 plus or minus 178
- Unemployed45 plus or minus 60
- Unemployment rate6.2 percent plus or minus 8.1
- Adults 25 and over1,006 plus or minus 211
- Adults 25 and over with a high school diploma or higher96.3 percent
- Adults 25 and over with a bachelor degree or higher25.9 percent plus or minus 8.5
- Adults 25 and over with a graduate degree7.8 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morgantown
Housing in Morgantown
- Housing units645
- Occupied units589
- Vacant units56 plus or minus 64
- Vacancy rate8.7 percent plus or minus 9.8
- Owner occupied437
- Renter occupied152 plus or minus 73
- Ownership rate74.2 percent
- Median owner-occupied home value$268,000
- Median gross rent, monthly$1,546 plus or minus $551
- Annual rent as a share of median income23.7 percent plus or minus 8.8
- Single family units495 plus or minus 114
- Share single family76.7 percent
- Units in buildings of two or more142 plus or minus 82
- Share in buildings of two or more22.0 percent plus or minus 12.1
- Mobile homes8 plus or minus 14
- Median year structure built2000
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morgantown
How Morgantown gets to work
- Workers 16 and over who commute585 plus or minus 157
- Commuting under 15 minutes120 plus or minus 73
- Share commuting under 15 minutes20.5 percent plus or minus 11.2
- Commuting 30 minutes or more343 plus or minus 178
- Share commuting 30 minutes or more58.6 percent plus or minus 25.9
- Drove alone63.5 percent
- Carpooled13.8 percent plus or minus 11.0
- Public transport6.1 percent plus or minus 8.1
- Walked1.9 percent plus or minus 3.1
- Worked from home13.5 percent plus or minus 7.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morgantown
SBA loans in Morgantown (7(a))
- Approvals11
- Gross approval$9,338,400
- Average approval$848,945
- Median approval$265,000
- Ninetieth percentile approval$2,265,000
- Largest approval$4,731,000
- Jobs supported141
- Jobs per approval12.8
- Loans with a final outcome2
- Paid in full0
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more9.1 percent
- Share to franchises18.2 percent
- Distinct lenders9
- Distinct industries by NAICS9
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Morgantown
SBA loans in Morgantown (504)
- Approvals3
- Gross approval$10,609,000
- Average approval$3,536,333
- Median approval$3,351,000
- Largest approval$5,466,000
- Jobs supported70
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Berks County, not Morgantown
Berks County context, not Morgantown figures
These are Berks County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Morgantown measurements.
- Establishments in Berks County8,521
- Employment at those establishments, Berks County172,167
- Covered employment, Berks County173,692
- Average annual pay, Berks County$63,608
- Average weekly wage, Berks County$1,223
- Housing units permitted, Berks County397
- Of those, single family, Berks County214
- County product, 2024, Berks County$26,580,119,000
- County product change over the prior year, Berks County4.7 percent
- Average income of an arriving household, Berks County$62,310
Every figure in this section is published for Berks County as a whole and is not a measurement of Morgantown. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Morgantown questions, answered from the record.
How many people live in Morgantown, Pennsylvania?
1,381, in 589 households. Morgantown CDP covers 1.14 square miles of land, which is 1,214 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Morgantown in?
Morgantown lies in more than one. By area it is 88.4 percent in Berks County, 11.6 percent in Lancaster County. This page sits under Berks County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Morgantown?
$78,166. The median owner-occupied home is valued at $268,000. Median gross rent is $1,546 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Morgantown businesses?
11 7(a) approvals totalling $9.3 m, across 9 lenders, median approval $265,000, plus 3 504 approvals worth $10.6 m. These count approvals to borrowers whose address is in Morgantown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Morgantown borrowers get paid back?
No rate is published for Morgantown. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Morgantown figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Berks County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Morgantown.
Is zoning published for Morgantown?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.