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HomePennsylvaniaButler CountyKarns City borough

Karns City borough, Pennsylvania: commercial real estate data.

Karns City borough is a Census borough of 194 people across 0.36 square miles of land, in Butler County. Median household income is $49,583, 63.7 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $75,000.

70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Karns City

What Karns City is

  • Census place typeborough
  • Land area0.36 sq mi
  • Water area0 sq mi
  • Population per square mile of land535 plus or minus 176
  • County holding the largest share of its areaButler County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Karns City

How many people live in Karns City

  • Population194 plus or minus 64
  • Median age39.0 plus or minus 15.1
  • Population under 1860 plus or minus 28
  • Share under 1830.9 percent plus or minus 10.0
  • Population 65 and over46 plus or minus 27
  • Share 65 and over23.7 percent plus or minus 11.8
  • Households80 plus or minus 27
  • Family households54 plus or minus 25
  • Share of households that are families67.5 percent plus or minus 21.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Karns City

Income and work in Karns City

  • Median household income$49,583 plus or minus $24,635
  • Per capita income$23,325 plus or minus $6,430
  • Civilian labor force80 plus or minus 34
  • Employed80 plus or minus 34
  • Unemployed0
  • Unemployment rate0.0 percent
  • Adults 25 and over126 plus or minus 45
  • Adults 25 and over with a high school diploma or higher92.9 percent
  • Adults 25 and over with a bachelor degree or higher6.3 percent plus or minus 10.9
  • Adults 25 and over with a graduate degree2.4 percent plus or minus 10.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Karns City

Housing in Karns City

  • Housing units80 plus or minus 27
  • Occupied units80 plus or minus 27
  • Vacant units0
  • Vacancy rate0.0 percent
  • Owner occupied51 plus or minus 22
  • Renter occupied29 plus or minus 21
  • Ownership rate63.7 percent plus or minus 17.1
  • Median owner-occupied home value$141,300
  • Median gross rent, monthly$825 plus or minus $439
  • Annual rent as a share of median income20.0 percent plus or minus 14.5
  • Single family units61 plus or minus 24
  • Share single family76.3 percent plus or minus 15.9
  • Units in buildings of two or more14 plus or minus 19
  • Share in buildings of two or more17.5 percent plus or minus 22.4
  • Mobile homes5 plus or minus 5
  • Median year structure built1942

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Karns City

How Karns City gets to work

  • Workers 16 and over who commute65 plus or minus 33
  • Commuting under 15 minutes21 plus or minus 15
  • Share commuting under 15 minutes32.3 percent plus or minus 17.0
  • Commuting 30 minutes or more25 plus or minus 19
  • Share commuting 30 minutes or more38.5 percent plus or minus 22.4
  • Drove alone70.4 percent plus or minus 46.8
  • Carpooled2.8 percent plus or minus 4.0
  • Public transport0.0 percent
  • Walked1.4 percent plus or minus 2.7
  • Worked from home8.5 percent plus or minus 7.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Karns City

SBA loans in Karns City (7(a))

  • Approvals1
  • Gross approval$75,000
  • Average approval$75,000
  • Median approval$75,000
  • Ninetieth percentile approval$75,000
  • Largest approval$75,000
  • Jobs supported0
  • Jobs per approval0.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Karns City

Flood risk in Karns City

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number420218
  • Currently effective map date08/02/18(M)

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Butler County, not Karns City

Butler County context, not Karns City figures

These are Butler County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Karns City measurements.

  • Establishments in Butler County5,083
  • Employment at those establishments, Butler County86,610
  • Covered employment, Butler County88,461
  • Average annual pay, Butler County$65,579
  • Average weekly wage, Butler County$1,261
  • Housing units permitted, Butler County976
  • Of those, single family, Butler County946
  • County product, 2024, Butler County$14,517,627,000
  • County product change over the prior year, Butler County4.4 percent
  • Average income of an arriving household, Butler County$96,546

Every figure in this section is published for Butler County as a whole and is not a measurement of Karns City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Karns City questions, answered from the record.

How many people live in Karns City, Pennsylvania?

194, in 80 households. Karns City borough covers 0.36 square miles of land, which is 535 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Karns City in?

Butler County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Karns City?

$49,583. The median owner-occupied home is valued at $141,300. Median gross rent is $825 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Karns City businesses?

1 7(a) approvals totalling $75,000, across 1 lenders, median approval $75,000. These count approvals to borrowers whose address is in Karns City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Karns City borrowers get paid back?

No rate is published for Karns City. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Karns City in the National Flood Insurance Program?

Yes. Karns City appears in the FEMA Community Status Book as community 420218, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Karns City figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Butler County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Karns City.

Is zoning published for Karns City?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.