HomePennsylvaniaClinton CountyLock Haven city
Lock Haven city, Pennsylvania: commercial real estate data.
Lock Haven city is a Census city of 8,447 people across 2.50 square miles of land, in Clinton County. Median household income is $46,102, 38.5 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $1.9 m.
70 sourced place values · tier FULL · 8 sections
Lock Haven
What Lock Haven is
- Census place typecity
- Land area2.5 sq mi
- Water area0.17 sq mi
- Population per square mile of land3,384
- County holding the largest share of its areaClinton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lock Haven
How many people live in Lock Haven
- Population8,447
- Median age28.9
- Population under 181,316 plus or minus 273
- Share under 1815.6 percent plus or minus 3.2
- Population 65 and over1,272
- Share 65 and over15.1 percent
- Households3,415
- Family households1,717
- Share of households that are families50.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lock Haven
Income and work in Lock Haven
- Median household income$46,102
- Per capita income$25,310
- Civilian labor force4,315
- Employed3,833
- Unemployed482 plus or minus 156
- Unemployment rate11.2 percent plus or minus 3.5
- Adults 25 and over4,747
- Adults 25 and over with a high school diploma or higher89.7 percent
- Adults 25 and over with a bachelor degree or higher24.6 percent plus or minus 5.5
- Adults 25 and over with a graduate degree10.2 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lock Haven
Housing in Lock Haven
- Housing units3,723
- Occupied units3,415
- Vacant units308 plus or minus 182
- Vacancy rate8.3 percent plus or minus 4.9
- Owner occupied1,315
- Renter occupied2,100
- Ownership rate38.5 percent
- Median owner-occupied home value$137,300
- Median gross rent, monthly$792
- Annual rent as a share of median income20.6 percent
- Single family units1,438
- Share single family38.6 percent
- Units in buildings of two or more2,219
- Share in buildings of two or more59.6 percent
- Mobile homes66 plus or minus 80
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lock Haven
How Lock Haven gets to work
- Workers 16 and over who commute3,251
- Commuting under 15 minutes1,822
- Share commuting under 15 minutes56.0 percent
- Commuting 30 minutes or more617 plus or minus 204
- Share commuting 30 minutes or more19.0 percent plus or minus 6.0
- Drove alone62.3 percent
- Carpooled13.6 percent plus or minus 5.1
- Public transport0.0 percent
- Walked11.9 percent plus or minus 5.6
- Worked from home11.0 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lock Haven
SBA 7(a) lending to Lock Haven borrowers
- Approvals15
- Gross approval$1,861,900
- Average approval$124,127
- Median approval$42,000
- Ninetieth percentile approval$463,000
- Largest approval$463,000
- Jobs supported105
- Jobs per approval7.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS10
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lock Haven
Flood programme status in Lock Haven
- Listed NFIP communities1
- Of those, participating1
- NFIP community number420328
- Currently effective map date06/16/16
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Clinton County, not Lock Haven
Clinton County context, not Lock Haven figures
These are Clinton County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lock Haven measurements.
- Establishments in Clinton County801
- Employment at those establishments, Clinton County10,683
- Covered employment, Clinton County12,630
- Average annual pay, Clinton County$52,458
- Average weekly wage, Clinton County$1,009
- Housing units permitted, Clinton County36
- Of those, single family, Clinton County34
- County product, 2024, Clinton County$1,963,098,000
- County product change over the prior year, Clinton County0.7 percent
- Average income of an arriving household, Clinton County$48,945
Every figure in this section is published for Clinton County as a whole and is not a measurement of Lock Haven. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lock Haven questions, answered from the record.
How many people live in Lock Haven, Pennsylvania?
8,447, in 3,415 households. Lock Haven city covers 2.50 square miles of land, which is 3,384 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lock Haven in?
Clinton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lock Haven?
$46,102. The median owner-occupied home is valued at $137,300. Median gross rent is $792 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lock Haven businesses?
15 7(a) approvals totalling $1.9 m, across 5 lenders, median approval $42,000. These count approvals to borrowers whose address is in Lock Haven, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lock Haven borrowers get paid back?
No rate is published for Lock Haven. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Lock Haven in the National Flood Insurance Program?
Yes. Lock Haven appears in the FEMA Community Status Book as community 420328, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lock Haven figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clinton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lock Haven.
Is zoning published for Lock Haven?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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