HomePennsylvaniaClinton CountyLock Haven
Lock Haven, Pennsylvania: commercial real estate data.
Lock Haven is a Census city of 8,447 people across 2.50 square miles of land, in Clinton County. Median household income is $46,102, 38.5 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $1.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lock Haven
What Lock Haven is
- Census place typecity
- Land area2.5 sq mi
- Water area0.17 sq mi
- Population per square mile of land3,384
- County holding the largest share of its areaClinton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lock Haven
How many people live in Lock Haven
- Population8,447
- Median age28.9
- Population under 181,316 plus or minus 273
- Share under 1815.6 percent plus or minus 3.2
- Population 65 and over1,272
- Share 65 and over15.1 percent
- Households3,415
- Family households1,717
- Share of households that are families50.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lock Haven
Income and work in Lock Haven
- Median household income$46,102
- Per capita income$25,310
- Civilian labor force4,315
- Employed3,833
- Unemployed482 plus or minus 156
- Unemployment rate11.2 percent plus or minus 3.5
- Adults 25 and over4,747
- Adults 25 and over with a high school diploma or higher89.7 percent
- Adults 25 and over with a bachelor degree or higher24.6 percent plus or minus 5.5
- Adults 25 and over with a graduate degree10.2 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lock Haven
Housing in Lock Haven
- Housing units3,723
- Occupied units3,415
- Vacant units308 plus or minus 182
- Vacancy rate8.3 percent plus or minus 4.9
- Owner occupied1,315
- Renter occupied2,100
- Ownership rate38.5 percent
- Median owner-occupied home value$137,300
- Median gross rent, monthly$792
- Annual rent as a share of median income20.6 percent
- Single family units1,438
- Share single family38.6 percent
- Units in buildings of two or more2,219
- Share in buildings of two or more59.6 percent
- Mobile homes66 plus or minus 80
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lock Haven
How Lock Haven gets to work
- Workers 16 and over who commute3,251
- Commuting under 15 minutes1,822
- Share commuting under 15 minutes56.0 percent
- Commuting 30 minutes or more617 plus or minus 204
- Share commuting 30 minutes or more19.0 percent plus or minus 6.0
- Drove alone62.3 percent
- Carpooled13.6 percent plus or minus 5.1
- Public transport0.0 percent
- Walked11.9 percent plus or minus 5.6
- Worked from home11.0 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lock Haven
SBA loans in Lock Haven (7(a))
- Approvals15
- Gross approval$1,861,900
- Average approval$124,127
- Median approval$42,000
- Largest approval$463,000
- Jobs supported105
- Jobs per approval7.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in Lock Haven, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lock Haven
Flood risk in Lock Haven
- NFIP communityCity of Lock Haven
- NFIP community number420328
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/16/16
The City of Lock Haven participates in the National Flood Insurance Program as community 420328 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Clinton County, not Lock Haven
Clinton County context, not Lock Haven figures
- Establishments in Clinton County801
- Covered employment, Clinton County12,630
- Average annual pay, Clinton County$52,458
- Housing units permitted, Clinton County36
Every figure in this section is published for Clinton County as a whole and is not a measurement of Lock Haven.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lock Haven questions, answered from the record.
How many people live in Lock Haven, Pennsylvania?
8,447, in 3,415 households. Lock Haven city covers 2.50 square miles of land, which is 3,384 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lock Haven in?
Clinton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lock Haven?
$46,102. The median owner-occupied home is valued at $137,300. Median gross rent is $792 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lock Haven businesses?
15 7(a) approvals totaling $1.9 m since FY2020, across 5 lenders, median approval $42,000. These count approvals to borrowers whose address is in Lock Haven, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lock Haven borrowers get paid back?
No rate is published for Lock Haven. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lock Haven in the National Flood Insurance Program?
Yes. Lock Haven appears in the FEMA Community Status Book as Lock Haven, city of, community 420328, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lock Haven figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clinton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lock Haven.
Is zoning published for Lock Haven?
No. Nothing on this page presents parcel level zoning.
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