HomePennsylvaniaColumbia CountyBerwick borough
Berwick borough, Pennsylvania: commercial real estate data.
Berwick borough is a Census borough of 10,317 people across 3.07 square miles of land, in Columbia County. Median household income is $49,800, 60.3 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $5.8 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Berwick
What Berwick is
- Census place typeborough
- Land area3.07 sq mi
- Water area0.18 sq mi
- Population per square mile of land3,356
- County holding the largest share of its areaColumbia County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berwick
How many people live in Berwick
- Population10,317
- Median age40.5
- Population under 181,986
- Share under 1819.2 percent
- Population 65 and over1,885
- Share 65 and over18.3 percent
- Households4,643
- Family households2,638
- Share of households that are families56.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berwick
Income and work in Berwick
- Median household income$49,800
- Per capita income$29,403
- Civilian labor force5,159
- Employed4,819
- Unemployed340 plus or minus 178
- Unemployment rate6.6 percent plus or minus 3.4
- Adults 25 and over7,355
- Adults 25 and over with a high school diploma or higher89.4 percent
- Adults 25 and over with a bachelor degree or higher21.3 percent plus or minus 4.8
- Adults 25 and over with a graduate degree8.3 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berwick
Housing in Berwick
- Housing units4,927
- Occupied units4,643
- Vacant units284 plus or minus 147
- Vacancy rate5.8 percent plus or minus 3.0
- Owner occupied2,801
- Renter occupied1,842
- Ownership rate60.3 percent
- Median owner-occupied home value$156,500
- Median gross rent, monthly$797
- Annual rent as a share of median income19.2 percent
- Single family units3,617
- Share single family73.4 percent
- Units in buildings of two or more1,158 plus or minus 301
- Share in buildings of two or more23.5 percent plus or minus 6.0
- Mobile homes152 plus or minus 83
- Median year structure built1954
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berwick
How Berwick gets to work
- Workers 16 and over who commute4,387
- Commuting under 15 minutes1,962 plus or minus 424
- Share commuting under 15 minutes44.7 percent
- Commuting 30 minutes or more1,283 plus or minus 376
- Share commuting 30 minutes or more29.2 percent plus or minus 8.2
- Drove alone79.6 percent
- Carpooled6.2 percent plus or minus 4.3
- Public transport0.2 percent plus or minus 0.5
- Walked3.5 percent plus or minus 2.7
- Worked from home9.0 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berwick
SBA loans in Berwick (7(a))
- Approvals3
- Gross approval$5,788,800
- Average approval$1,929,600
- Median approval$2,375,000
- Ninetieth percentile approval$3,250,000
- Largest approval$3,250,000
- Jobs supported96
- Jobs per approval32.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term192 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Berwick
SBA loans in Berwick (504)
- Approvals3
- Gross approval$4,434,000
- Average approval$1,478,000
- Median approval$616,000
- Largest approval$3,525,000
- Jobs supported68
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Berwick
Flood risk in Berwick
- Listed NFIP communities2
- Of those, participating2
- NFIP community number420338
- Currently effective map date07/31/24
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Columbia County, not Berwick
Columbia County context, not Berwick figures
These are Columbia County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Berwick measurements.
- Establishments in Columbia County1,428
- Employment at those establishments, Columbia County22,886
- Covered employment, Columbia County24,395
- Average annual pay, Columbia County$50,569
- Average weekly wage, Columbia County$972
- Housing units permitted, Columbia County68
- Of those, single family, Columbia County68
- County product, 2024, Columbia County$3,276,472,000
- County product change over the prior year, Columbia County4.0 percent
- Average income of an arriving household, Columbia County$54,586
Every figure in this section is published for Columbia County as a whole and is not a measurement of Berwick. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Berwick questions, answered from the record.
How many people live in Berwick, Pennsylvania?
10,317, in 4,643 households. Berwick borough covers 3.07 square miles of land, which is 3,356 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Berwick in?
Columbia County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Berwick?
$49,800. The median owner-occupied home is valued at $156,500. Median gross rent is $797 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Berwick businesses?
3 7(a) approvals totalling $5.8 m, across 3 lenders, median approval $2,375,000, plus 3 504 approvals worth $4.4 m. These count approvals to borrowers whose address is in Berwick, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Berwick borrowers get paid back?
No rate is published for Berwick. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Berwick in the National Flood Insurance Program?
Yes. Berwick appears in the FEMA Community Status Book as community 420338, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Berwick figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Columbia County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Berwick.
Is zoning published for Berwick?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.