HomePennsylvaniaColumbia CountyBerwick
Berwick, Pennsylvania: commercial real estate data.
Berwick is a Census borough of 10,317 people across 3.07 square miles of land, in Columbia County. Median household income is $49,800, 60.3 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $5.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Berwick
What Berwick is
- Census place typeborough
- Land area3.07 sq mi
- Water area0.18 sq mi
- Population per square mile of land3,356
- County holding the largest share of its areaColumbia County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berwick
How many people live in Berwick
- Population10,317
- Median age40.5
- Population under 181,986
- Share under 1819.2 percent
- Population 65 and over1,885
- Share 65 and over18.3 percent
- Households4,643
- Family households2,638
- Share of households that are families56.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berwick
Income and work in Berwick
- Median household income$49,800
- Per capita income$29,403
- Civilian labor force5,159
- Employed4,819
- Unemployed340 plus or minus 178
- Unemployment rate6.6 percent plus or minus 3.4
- Adults 25 and over7,355
- Adults 25 and over with a high school diploma or higher89.4 percent
- Adults 25 and over with a bachelor degree or higher21.3 percent plus or minus 4.8
- Adults 25 and over with a graduate degree8.3 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berwick
Housing in Berwick
- Housing units4,927
- Occupied units4,643
- Vacant units284 plus or minus 147
- Vacancy rate5.8 percent plus or minus 3.0
- Owner occupied2,801
- Renter occupied1,842
- Ownership rate60.3 percent
- Median owner-occupied home value$156,500
- Median gross rent, monthly$797
- Annual rent as a share of median income19.2 percent
- Single family units3,617
- Share single family73.4 percent
- Units in buildings of two or more1,158 plus or minus 301
- Share in buildings of two or more23.5 percent plus or minus 6.0
- Mobile homes152 plus or minus 83
- Median year structure built1954
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berwick
How Berwick gets to work
- Workers 16 and over who commute4,387
- Commuting under 15 minutes1,962 plus or minus 424
- Share commuting under 15 minutes44.7 percent
- Commuting 30 minutes or more1,283 plus or minus 376
- Share commuting 30 minutes or more29.2 percent plus or minus 8.2
- Drove alone79.6 percent
- Carpooled6.2 percent plus or minus 4.3
- Public transport0.2 percent plus or minus 0.5
- Walked3.5 percent plus or minus 2.7
- Worked from home9.0 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berwick
SBA loans in Berwick (7(a))
- Approvals3
- Gross approval$5,788,800
- Average approval$1,929,600
- Median approval$2,375,000
- Largest approval$3,250,000
- Jobs supported96
- Jobs per approval32.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term192 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Berwick, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Berwick
SBA loans in Berwick (504)
- Approvals3
- Gross approval$4,434,000
- Average approval$1,478,000
- Median approval$616,000
- Largest approval$3,525,000
- Jobs supported68
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Berwick, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Berwick
Flood risk in Berwick
- NFIP communityBorough of Berwick
- NFIP community number420338
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/31/24
The Borough of Berwick participates in the National Flood Insurance Program as community 420338 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Columbia County, not Berwick
Columbia County context, not Berwick figures
- Establishments in Columbia County1,428
- Covered employment, Columbia County24,395
- Average annual pay, Columbia County$50,569
- Housing units permitted, Columbia County68
Every figure in this section is published for Columbia County as a whole and is not a measurement of Berwick.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Berwick questions, answered from the record.
How many people live in Berwick, Pennsylvania?
10,317, in 4,643 households. Berwick borough covers 3.07 square miles of land, which is 3,356 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Berwick in?
Columbia County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Berwick?
$49,800. The median owner-occupied home is valued at $156,500. Median gross rent is $797 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Berwick businesses?
3 7(a) approvals totaling $5.8 m since FY2020, across 3 lenders, median approval $2,375,000, plus 3 504 approvals worth $4.4 m since FY2010. These count approvals to borrowers whose address is in Berwick, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Berwick borrowers get paid back?
No rate is published for Berwick. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Berwick in the National Flood Insurance Program?
Yes. Berwick appears in the FEMA Community Status Book as Berwick, borough of, community 420338, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Berwick figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Columbia County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Berwick.
Is zoning published for Berwick?
No. Nothing on this page presents parcel level zoning.