HomePennsylvaniaDauphin CountyHarrisburg
Harrisburg, Pennsylvania: commercial real estate data.
Harrisburg is a Census city of 50,287 people across 8.12 square miles of land, in Dauphin County. Median household income is $48,099, 36.6 percent of occupied homes are owned, and the SBA record carries 152 7(a) approvals to borrowers here worth $112.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Harrisburg
What Harrisburg is
- Census place typecity
- Land area8.12 sq mi
- Water area3.75 sq mi
- Population per square mile of land6,194
- County holding the largest share of its areaDauphin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrisburg
How many people live in Harrisburg
- Population50,287
- Median age33.4
- Population under 1813,841
- Share under 1827.5 percent
- Population 65 and over6,471
- Share 65 and over12.9 percent
- Households22,137
- Family households10,640
- Share of households that are families48.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrisburg
Income and work in Harrisburg
- Median household income$48,099
- Per capita income$27,330
- Civilian labor force24,186
- Employed21,421
- Unemployed2,765
- Unemployment rate11.4 percent
- Adults 25 and over32,129
- Adults 25 and over with a high school diploma or higher85.2 percent
- Adults 25 and over with a bachelor degree or higher25.9 percent
- Adults 25 and over with a graduate degree10.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrisburg
Housing in Harrisburg
- Housing units24,130
- Occupied units22,137
- Vacant units1,993
- Vacancy rate8.3 percent
- Owner occupied8,093
- Renter occupied14,044
- Ownership rate36.6 percent
- Median owner-occupied home value$124,200
- Median gross rent, monthly$1,062
- Annual rent as a share of median income26.5 percent
- Single family units13,778
- Share single family57.1 percent
- Units in buildings of two or more10,121
- Share in buildings of two or more41.9 percent
- Mobile homes231 plus or minus 190
- Median year structure built1947
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrisburg
How Harrisburg gets to work
- Workers 16 and over who commute17,838
- Commuting under 15 minutes6,133
- Share commuting under 15 minutes34.4 percent
- Commuting 30 minutes or more3,281
- Share commuting 30 minutes or more18.4 percent
- Drove alone57.5 percent
- Carpooled10.6 percent plus or minus 2.7
- Public transport5.2 percent plus or minus 1.8
- Walked7.5 percent plus or minus 1.7
- Worked from home15.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrisburg
SBA loans in Harrisburg (7(a))
- Approvals152
- Gross approval$112,752,500
- Average approval$741,793
- Median approval$189,950
- Ninetieth percentile approval$2,704,700
- Largest approval$5,000,000
- Jobs supported2,352
- Jobs per approval15.5
- Loans with a final outcome37
- Paid in full36
- Charged off1
- Charge-off rate over resolved loans2.7 percent
- Median term120 months
- Share on real estate terms of 20 years or more17.1 percent
- Share to franchises15.1 percent
- Distinct lenders43
- Distinct industries by NAICS71
Counted by borrower city: approvals to borrowers whose address is in Harrisburg, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harrisburg
SBA loans in Harrisburg (504)
- Approvals22
- Gross approval$19,595,000
- Average approval$890,682
- Median approval$590,000
- Largest approval$3,584,000
- Jobs supported260
- Loans with a final outcome6
- Charged off0
- Median term240 months
- Distinct CDCs7
Counted by borrower city: approvals to borrowers whose address is in Harrisburg, in any county, FY2010 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Harrisburg
Flood risk in Harrisburg
- NFIP communityCity of Harrisburg
- NFIP community number420380
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date08/02/12
The City of Harrisburg participates in the National Flood Insurance Program as community 420380 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Dauphin County, not Harrisburg
Dauphin County context, not Harrisburg figures
- Establishments in Dauphin County6,951
- Covered employment, Dauphin County190,296
- Average annual pay, Dauphin County$68,012
- Housing units permitted, Dauphin County499
Every figure in this section is published for Dauphin County as a whole and is not a measurement of Harrisburg.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Harrisburg questions, answered from the record.
How many people live in Harrisburg, Pennsylvania?
50,287, in 22,137 households. Harrisburg city covers 8.12 square miles of land, which is 6,194 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Harrisburg in?
Dauphin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Harrisburg?
$48,099. The median owner-occupied home is valued at $124,200. Median gross rent is $1,062 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Harrisburg businesses?
152 7(a) approvals totaling $112.8 m since FY2020, across 43 lenders, median approval $189,950, plus 22 504 approvals worth $19.6 m since FY2010. These count approvals to borrowers whose address is in Harrisburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Harrisburg borrowers get paid back?
Of the 37 loans that have reached a final outcome, 36 were paid in full and 1 charged off, a charge off rate of 2.7 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Harrisburg in the National Flood Insurance Program?
Yes. Harrisburg appears in the FEMA Community Status Book as Harrisburg, city of, community 420380, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Harrisburg figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dauphin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Harrisburg.
Is zoning published for Harrisburg?
No. Nothing on this page presents parcel level zoning.