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HomePennsylvaniaDauphin CountyHarrisburg city

Harrisburg city, Pennsylvania: commercial real estate data.

Harrisburg city is a Census city of 50,287 people across 8.12 square miles of land, in Dauphin County. Median household income is $48,099, 36.6 percent of occupied homes are owned, and the SBA record carries 152 7(a) approvals to borrowers here worth $112.8 m.

82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Harrisburg

What Harrisburg is

  • Census place typecity
  • Land area8.12 sq mi
  • Water area3.75 sq mi
  • Population per square mile of land6,194
  • County holding the largest share of its areaDauphin County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Harrisburg

How many people live in Harrisburg

  • Population50,287
  • Median age33.4
  • Population under 1813,841
  • Share under 1827.5 percent
  • Population 65 and over6,471
  • Share 65 and over12.9 percent
  • Households22,137
  • Family households10,640
  • Share of households that are families48.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Harrisburg

Income and work in Harrisburg

  • Median household income$48,099
  • Per capita income$27,330
  • Civilian labor force24,186
  • Employed21,421
  • Unemployed2,765
  • Unemployment rate11.4 percent
  • Adults 25 and over32,129
  • Adults 25 and over with a high school diploma or higher85.2 percent
  • Adults 25 and over with a bachelor degree or higher25.9 percent
  • Adults 25 and over with a graduate degree10.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Harrisburg

Housing in Harrisburg

  • Housing units24,130
  • Occupied units22,137
  • Vacant units1,993
  • Vacancy rate8.3 percent
  • Owner occupied8,093
  • Renter occupied14,044
  • Ownership rate36.6 percent
  • Median owner-occupied home value$124,200
  • Median gross rent, monthly$1,062
  • Annual rent as a share of median income26.5 percent
  • Single family units13,778
  • Share single family57.1 percent
  • Units in buildings of two or more10,121
  • Share in buildings of two or more41.9 percent
  • Mobile homes231 plus or minus 190
  • Median year structure built1947

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Harrisburg

How Harrisburg gets to work

  • Workers 16 and over who commute17,838
  • Commuting under 15 minutes6,133
  • Share commuting under 15 minutes34.4 percent
  • Commuting 30 minutes or more3,281
  • Share commuting 30 minutes or more18.4 percent
  • Drove alone57.5 percent
  • Carpooled10.6 percent plus or minus 2.7
  • Public transport5.2 percent plus or minus 1.8
  • Walked7.5 percent plus or minus 1.7
  • Worked from home15.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Harrisburg

SBA loans in Harrisburg (7(a))

  • Approvals152
  • Gross approval$112,752,500
  • Average approval$741,793
  • Median approval$200,000
  • Ninetieth percentile approval$2,720,000
  • Largest approval$5,000,000
  • Jobs supported2,352
  • Jobs per approval15.5
  • Loans with a final outcome37
  • Paid in full36
  • Charged off1
  • Charge-off rate over resolved loans2.7 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more17.1 percent
  • Share to franchises15.1 percent
  • Distinct lenders43
  • Distinct industries by NAICS71

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Harrisburg

SBA loans in Harrisburg (504)

  • Approvals22
  • Gross approval$19,595,000
  • Average approval$890,682
  • Median approval$663,000
  • Largest approval$3,584,000
  • Jobs supported260
  • Loans with a final outcome6
  • Charged off0
  • Median term240 months
  • Distinct CDCs7

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Harrisburg

Flood risk in Harrisburg

  • Listed NFIP communities1
  • Of those, participating1
  • Best Community Rating System classClass 8
  • NFIP community number420380
  • Currently effective map date08/02/12

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Dauphin County, not Harrisburg

Dauphin County context, not Harrisburg figures

These are Dauphin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Harrisburg measurements.

  • Establishments in Dauphin County6,951
  • Employment at those establishments, Dauphin County157,994
  • Covered employment, Dauphin County190,296
  • Average annual pay, Dauphin County$68,012
  • Average weekly wage, Dauphin County$1,308
  • Housing units permitted, Dauphin County499
  • Of those, single family, Dauphin County287
  • County product, 2024, Dauphin County$28,909,442,000
  • County product change over the prior year, Dauphin County4.5 percent
  • Average income of an arriving household, Dauphin County$56,269

Every figure in this section is published for Dauphin County as a whole and is not a measurement of Harrisburg. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Harrisburg questions, answered from the record.

How many people live in Harrisburg, Pennsylvania?

50,287, in 22,137 households. Harrisburg city covers 8.12 square miles of land, which is 6,194 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Harrisburg in?

Dauphin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Harrisburg?

$48,099. The median owner-occupied home is valued at $124,200. Median gross rent is $1,062 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Harrisburg businesses?

152 7(a) approvals totalling $112.8 m, across 43 lenders, median approval $200,000, plus 22 504 approvals worth $19.6 m. These count approvals to borrowers whose address is in Harrisburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Harrisburg borrowers get paid back?

Of the 37 loans that have reached a final outcome, 36 were paid in full and 1 charged off, a charge off rate of 2.7 percent. Loans still running are excluded because they have not yet succeeded or failed.

Is Harrisburg in the National Flood Insurance Program?

Yes. Harrisburg appears in the FEMA Community Status Book as community 420380, carrying Community Rating System class 8, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Harrisburg figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dauphin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Harrisburg.

Is zoning published for Harrisburg?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.