HomePennsylvaniaDelaware CountyChester city
Chester city, Pennsylvania: commercial real estate data.
Chester city is a Census city of 33,619 people across 4.83 square miles of land, in Delaware County. Median household income is $41,342, 40.0 percent of occupied homes are owned, and the SBA record carries 20 7(a) approvals to borrowers here worth $10.7 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Chester
What Chester is
- Census place typecity
- Land area4.83 sq mi
- Water area1.17 sq mi
- Population per square mile of land6,956
- County holding the largest share of its areaDelaware County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chester
How many people live in Chester
- Population33,619
- Median age33.9
- Population under 187,897
- Share under 1823.5 percent
- Population 65 and over5,226
- Share 65 and over15.5 percent
- Households12,537
- Family households6,606
- Share of households that are families52.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chester
Income and work in Chester
- Median household income$41,342
- Per capita income$23,100
- Civilian labor force15,692
- Employed12,931
- Unemployed2,761
- Unemployment rate17.6 percent
- Adults 25 and over20,681
- Adults 25 and over with a high school diploma or higher84.3 percent
- Adults 25 and over with a bachelor degree or higher14.4 percent
- Adults 25 and over with a graduate degree5.0 percent plus or minus 1.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chester
Housing in Chester
- Housing units14,929
- Occupied units12,537
- Vacant units2,392
- Vacancy rate16.0 percent
- Owner occupied5,010
- Renter occupied7,527
- Ownership rate40.0 percent
- Median owner-occupied home value$83,100
- Median gross rent, monthly$1,091
- Annual rent as a share of median income31.7 percent
- Single family units10,416
- Share single family69.8 percent
- Units in buildings of two or more4,513
- Share in buildings of two or more30.2 percent
- Mobile homes0
- Median year structure built1949
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chester
How Chester gets to work
- Workers 16 and over who commute11,332
- Commuting under 15 minutes3,560
- Share commuting under 15 minutes31.4 percent
- Commuting 30 minutes or more2,972
- Share commuting 30 minutes or more26.2 percent
- Drove alone58.1 percent
- Carpooled11.1 percent plus or minus 2.6
- Public transport9.7 percent plus or minus 2.7
- Walked8.7 percent plus or minus 2.5
- Worked from home9.5 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chester
SBA loans in Chester (7(a))
- Approvals20
- Gross approval$10,658,500
- Average approval$532,925
- Median approval$250,000
- Ninetieth percentile approval$1,310,000
- Largest approval$5,000,000
- Jobs supported136
- Jobs per approval6.8
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more15.0 percent
- Share to franchises0.0 percent
- Distinct lenders17
- Distinct industries by NAICS19
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chester
SBA loans in Chester (504)
- Approvals4
- Gross approval$6,027,000
- Average approval$1,506,750
- Median approval$413,000
- Largest approval$5,000,000
- Jobs supported94
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chester
Flood risk in Chester
- Listed NFIP communities2
- Of those, participating2
- NFIP community number420404
- Currently effective map date11/03/17
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Delaware County, not Chester
Delaware County context, not Chester figures
These are Delaware County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Chester measurements.
- Establishments in Delaware County13,165
- Employment at those establishments, Delaware County237,233
- Covered employment, Delaware County218,536
- Average annual pay, Delaware County$73,172
- Average weekly wage, Delaware County$1,407
- Housing units permitted, Delaware County281
- Of those, single family, Delaware County267
- County product, 2024, Delaware County$42,607,881,000
- County product change over the prior year, Delaware County3.4 percent
- Average income of an arriving household, Delaware County$98,103
Every figure in this section is published for Delaware County as a whole and is not a measurement of Chester. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Chester questions, answered from the record.
How many people live in Chester, Pennsylvania?
33,619, in 12,537 households. Chester city covers 4.83 square miles of land, which is 6,956 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chester in?
Delaware County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chester?
$41,342. The median owner-occupied home is valued at $83,100. Median gross rent is $1,091 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chester businesses?
20 7(a) approvals totalling $10.7 m, across 17 lenders, median approval $250,000, plus 4 504 approvals worth $6.0 m. These count approvals to borrowers whose address is in Chester, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chester borrowers get paid back?
No rate is published for Chester. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Chester in the National Flood Insurance Program?
Yes. Chester appears in the FEMA Community Status Book as community 420404, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Chester figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Delaware County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chester.
Is zoning published for Chester?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.