HomePennsylvaniaElk CountyRidgway borough
Ridgway borough, Pennsylvania: commercial real estate data.
Ridgway borough is a Census borough of 3,969 people across 2.61 square miles of land, in Elk County. Median household income is $52,863, 71.7 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $3.2 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ridgway
What Ridgway is
- Census place typeborough
- Land area2.61 sq mi
- Water area0.06 sq mi
- Population per square mile of land1,519
- County holding the largest share of its areaElk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgway
How many people live in Ridgway
- Population3,969
- Median age46.0
- Population under 18865 plus or minus 212
- Share under 1821.8 percent plus or minus 5.4
- Population 65 and over768
- Share 65 and over19.3 percent
- Households1,778
- Family households978
- Share of households that are families55.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgway
Income and work in Ridgway
- Median household income$52,863
- Per capita income$28,461
- Civilian labor force1,780
- Employed1,661
- Unemployed119 plus or minus 86
- Unemployment rate6.7 percent plus or minus 4.8
- Adults 25 and over2,910
- Adults 25 and over with a high school diploma or higher94.7 percent
- Adults 25 and over with a bachelor degree or higher24.5 percent plus or minus 5.3
- Adults 25 and over with a graduate degree5.9 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgway
Housing in Ridgway
- Housing units1,940
- Occupied units1,778
- Vacant units162 plus or minus 117
- Vacancy rate8.4 percent plus or minus 6.0
- Owner occupied1,274
- Renter occupied504 plus or minus 109
- Ownership rate71.7 percent
- Median owner-occupied home value$94,900
- Median gross rent, monthly$744 plus or minus $153
- Annual rent as a share of median income16.9 percent plus or minus 3.9
- Single family units1,422
- Share single family73.3 percent
- Units in buildings of two or more506 plus or minus 156
- Share in buildings of two or more26.1 percent plus or minus 7.8
- Mobile homes12 plus or minus 18
- Median year structure built1945
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgway
How Ridgway gets to work
- Workers 16 and over who commute1,520
- Commuting under 15 minutes704 plus or minus 182
- Share commuting under 15 minutes46.3 percent plus or minus 10.5
- Commuting 30 minutes or more323 plus or minus 120
- Share commuting 30 minutes or more21.3 percent plus or minus 7.4
- Drove alone77.3 percent
- Carpooled10.8 percent plus or minus 7.3
- Public transport0.4 percent plus or minus 0.7
- Walked2.7 percent plus or minus 3.3
- Worked from home7.9 percent plus or minus 7.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgway
SBA loans in Ridgway (7(a))
- Approvals7
- Gross approval$3,232,000
- Average approval$461,714
- Median approval$200,000
- Ninetieth percentile approval$2,090,000
- Largest approval$2,090,000
- Jobs supported127
- Jobs per approval18.1
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ridgway
Flood risk in Ridgway
- Listed NFIP communities2
- Of those, participating2
- NFIP community number420444
- Currently effective map date01/18/12
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Elk County, not Ridgway
Elk County context, not Ridgway figures
These are Elk County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ridgway measurements.
- Establishments in Elk County898
- Employment at those establishments, Elk County12,841
- Covered employment, Elk County13,348
- Average annual pay, Elk County$52,545
- Average weekly wage, Elk County$1,010
- Housing units permitted, Elk County48
- Of those, single family, Elk County44
- County product, 2024, Elk County$1,830,032,000
- County product change over the prior year, Elk County2.4 percent
- Average income of an arriving household, Elk County$68,747
Every figure in this section is published for Elk County as a whole and is not a measurement of Ridgway. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ridgway questions, answered from the record.
How many people live in Ridgway, Pennsylvania?
3,969, in 1,778 households. Ridgway borough covers 2.61 square miles of land, which is 1,519 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ridgway in?
Elk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ridgway?
$52,863. The median owner-occupied home is valued at $94,900. Median gross rent is $744 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ridgway businesses?
7 7(a) approvals totalling $3.2 m, across 3 lenders, median approval $200,000. These count approvals to borrowers whose address is in Ridgway, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ridgway borrowers get paid back?
No rate is published for Ridgway. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Ridgway in the National Flood Insurance Program?
Yes. Ridgway appears in the FEMA Community Status Book as community 420444, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ridgway figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Elk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ridgway.
Is zoning published for Ridgway?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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