HomePennsylvaniaErie CountyGirard
Girard, Pennsylvania: commercial real estate data.
Girard is a Census borough of 2,962 people across 2.34 square miles of land, in Erie County. Median household income is $71,165, 60.6 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $361,200 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Girard
What Girard is
- Census place typeborough
- Land area2.34 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,264
- County holding the largest share of its areaErie County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Girard
How many people live in Girard
- Population2,962
- Median age45.3
- Population under 18558 plus or minus 232
- Share under 1818.8 percent plus or minus 7.8
- Population 65 and over545 plus or minus 151
- Share 65 and over18.4 percent plus or minus 5.1
- Households1,479
- Family households884
- Share of households that are families59.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Girard
Income and work in Girard
- Median household income$71,165 plus or minus $21,674
- Per capita income$42,067 plus or minus $9,806
- Civilian labor force1,651
- Employed1,525
- Unemployed126 plus or minus 87
- Unemployment rate7.6 percent plus or minus 5.2
- Adults 25 and over2,196
- Adults 25 and over with a high school diploma or higher92.7 percent
- Adults 25 and over with a bachelor degree or higher36.1 percent plus or minus 11.5
- Adults 25 and over with a graduate degree7.5 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Girard
Housing in Girard
- Housing units1,479
- Occupied units1,479
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied896 plus or minus 197
- Renter occupied583 plus or minus 205
- Ownership rate60.6 percent plus or minus 12.2
- Median owner-occupied home value$160,500
- Median gross rent, monthly$667
- Annual rent as a share of median income11.2 percent plus or minus 3.5
- Single family units924
- Share single family62.5 percent
- Units in buildings of two or more518 plus or minus 239
- Share in buildings of two or more35.0 percent plus or minus 15.8
- Mobile homes37 plus or minus 43
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Girard
How Girard gets to work
- Workers 16 and over who commute1,474
- Commuting under 15 minutes623 plus or minus 227
- Share commuting under 15 minutes42.3 percent plus or minus 14.6
- Commuting 30 minutes or more239 plus or minus 115
- Share commuting 30 minutes or more16.2 percent plus or minus 7.5
- Drove alone85.6 percent
- Carpooled7.9 percent plus or minus 6.1
- Public transport0.0 percent
- Walked3.1 percent plus or minus 3.5
- Worked from home3.3 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Girard
SBA loans in Girard (7(a))
- Approvals7
- Gross approval$361,200
- Average approval$51,600
- Median approval$55,000
- Largest approval$100,000
- Jobs supported14
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises14.3 percent
- Distinct lenders4
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Girard, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Girard
Flood risk in Girard
- NFIP communityTownship of Girard
- NFIP community number421363
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/07/17
The Township of Girard participates in the National Flood Insurance Program as community 421363 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Erie County, not Girard
Erie County context, not Girard figures
- Establishments in Erie County6,103
- Covered employment, Erie County119,552
- Average annual pay, Erie County$53,524
- Housing units permitted, Erie County339
Every figure in this section is published for Erie County as a whole and is not a measurement of Girard.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Girard questions, answered from the record.
How many people live in Girard, Pennsylvania?
2,962, in 1,479 households. Girard borough covers 2.34 square miles of land, which is 1,264 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Girard in?
Erie County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Girard?
$71,165. The median owner-occupied home is valued at $160,500. Median gross rent is $667 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Girard businesses?
7 7(a) approvals totaling $361,200 since FY2020, across 4 lenders, median approval $55,000. These count approvals to borrowers whose address is in Girard, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Girard borrowers get paid back?
No rate is published for Girard. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Girard in the National Flood Insurance Program?
Yes. Girard appears in the FEMA Community Status Book as Girard, township of, community 421363, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Girard figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Erie County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Girard.
Is zoning published for Girard?
No. Nothing on this page presents parcel level zoning.