HomePennsylvaniaFayette CountySmithfield borough
Smithfield borough, Pennsylvania: commercial real estate data.
Smithfield borough is a Census borough of 1,050 people across 0.72 square miles of land, in Fayette County. Median household income is $62,031, 72.5 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $220,000.
70 sourced place values · tier FULL · 8 sections
Smithfield
What Smithfield is
- Census place typeborough
- Land area0.72 sq mi
- Water area0 sq mi
- Population per square mile of land1,467 plus or minus 317
- County holding the largest share of its areaFayette County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithfield
How many people live in Smithfield
- Population1,050 plus or minus 227
- Median age42.5
- Population under 18231 plus or minus 76
- Share under 1822.0 percent plus or minus 5.4
- Population 65 and over196 plus or minus 53
- Share 65 and over18.7 percent
- Households444
- Family households291 plus or minus 65
- Share of households that are families65.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithfield
Income and work in Smithfield
- Median household income$62,031 plus or minus $15,631
- Per capita income$33,773
- Civilian labor force530 plus or minus 137
- Employed485 plus or minus 125
- Unemployed45 plus or minus 31
- Unemployment rate8.5 percent plus or minus 5.4
- Adults 25 and over763
- Adults 25 and over with a high school diploma or higher89.6 percent plus or minus 21.4
- Adults 25 and over with a bachelor degree or higher23.2 percent plus or minus 7.1
- Adults 25 and over with a graduate degree3.3 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithfield
Housing in Smithfield
- Housing units471
- Occupied units444
- Vacant units27 plus or minus 21
- Vacancy rate5.7 percent plus or minus 4.3
- Owner occupied322 plus or minus 74
- Renter occupied122 plus or minus 49
- Ownership rate72.5 percent
- Median owner-occupied home value$173,200 plus or minus $36,549
- Median gross rent, monthly$950 plus or minus $325
- Annual rent as a share of median income18.4 percent plus or minus 7.8
- Single family units372 plus or minus 81
- Share single family79.0 percent
- Units in buildings of two or more75 plus or minus 40
- Share in buildings of two or more15.9 percent plus or minus 7.9
- Mobile homes24 plus or minus 17
- Median year structure built1952
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithfield
How Smithfield gets to work
- Workers 16 and over who commute421 plus or minus 115
- Commuting under 15 minutes67 plus or minus 33
- Share commuting under 15 minutes15.9 percent plus or minus 6.6
- Commuting 30 minutes or more139 plus or minus 50
- Share commuting 30 minutes or more33.0 percent plus or minus 7.8
- Drove alone70.4 percent plus or minus 25.3
- Carpooled14.4 percent plus or minus 12.1
- Public transport0.0 percent
- Walked3.6 percent plus or minus 4.3
- Worked from home11.0 percent plus or minus 6.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithfield
SBA 7(a) lending to Smithfield borrowers
- Approvals3
- Gross approval$220,000
- Average approval$73,333
- Median approval$30,000
- Ninetieth percentile approval$170,000
- Largest approval$170,000
- Jobs supported32
- Jobs per approval10.7
- Loans with a final outcome1
- Paid in full0
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises100.0 percent
- Distinct lenders2
- Distinct industries by NAICS1
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Smithfield
Flood programme status in Smithfield
- Listed NFIP communities4
- Of those, participating3
- NFIP community number420494
- Currently effective map date10/16/12
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Fayette County, not Smithfield
Fayette County context, not Smithfield figures
These are Fayette County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Smithfield measurements.
- Establishments in Fayette County2,485
- Employment at those establishments, Fayette County31,590
- Covered employment, Fayette County37,892
- Average annual pay, Fayette County$51,069
- Average weekly wage, Fayette County$982
- Housing units permitted, Fayette County189
- Of those, single family, Fayette County189
- County product, 2024, Fayette County$5,442,345,000
- County product change over the prior year, Fayette County0.9 percent
- Average income of an arriving household, Fayette County$48,762
Every figure in this section is published for Fayette County as a whole and is not a measurement of Smithfield. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Smithfield questions, answered from the record.
How many people live in Smithfield, Pennsylvania?
1,050, in 444 households. Smithfield borough covers 0.72 square miles of land, which is 1,467 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Smithfield in?
Fayette County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Smithfield?
$62,031. The median owner-occupied home is valued at $173,200. Median gross rent is $950 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Smithfield businesses?
3 7(a) approvals totalling $220,000, across 2 lenders, median approval $30,000. These count approvals to borrowers whose address is in Smithfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Smithfield borrowers get paid back?
No rate is published for Smithfield. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Smithfield in the National Flood Insurance Program?
Yes. Smithfield appears in the FEMA Community Status Book as community 420494, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Smithfield figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Fayette County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Smithfield.
Is zoning published for Smithfield?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.