HomePennsylvaniaFranklin CountyWaynesboro borough
Waynesboro borough, Pennsylvania: commercial real estate data.
Waynesboro borough is a Census borough of 11,047 people across 3.43 square miles of land, in Franklin County. Median household income is $66,956, 52.4 percent of occupied homes are owned, and the SBA record carries 20 7(a) approvals to borrowers here worth $3.5 m.
80 sourced place values · tier FULL · 9 sections
Waynesboro
What Waynesboro is
- Census place typeborough
- Land area3.43 sq mi
- Water area0 sq mi
- Population per square mile of land3,220
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesboro
How many people live in Waynesboro
- Population11,047
- Median age37.4
- Population under 182,798
- Share under 1825.3 percent
- Population 65 and over1,607
- Share 65 and over14.5 percent
- Households4,737
- Family households2,729
- Share of households that are families57.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesboro
Income and work in Waynesboro
- Median household income$66,956
- Per capita income$33,479
- Civilian labor force5,768
- Employed5,488
- Unemployed280 plus or minus 125
- Unemployment rate4.9 percent plus or minus 2.1
- Adults 25 and over7,429
- Adults 25 and over with a high school diploma or higher93.2 percent
- Adults 25 and over with a bachelor degree or higher19.0 percent
- Adults 25 and over with a graduate degree7.8 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesboro
Housing in Waynesboro
- Housing units4,953
- Occupied units4,737
- Vacant units216 plus or minus 145
- Vacancy rate4.4 percent plus or minus 2.9
- Owner occupied2,482
- Renter occupied2,255
- Ownership rate52.4 percent
- Median owner-occupied home value$188,600
- Median gross rent, monthly$1,086
- Annual rent as a share of median income19.5 percent
- Single family units3,252
- Share single family65.7 percent
- Units in buildings of two or more1,669 plus or minus 351
- Share in buildings of two or more33.7 percent
- Mobile homes32 plus or minus 38
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesboro
How Waynesboro gets to work
- Workers 16 and over who commute5,009
- Commuting under 15 minutes1,383 plus or minus 293
- Share commuting under 15 minutes27.6 percent
- Commuting 30 minutes or more1,675 plus or minus 371
- Share commuting 30 minutes or more33.4 percent
- Drove alone83.9 percent
- Carpooled6.4 percent plus or minus 3.9
- Public transport0.0 percent
- Walked2.5 percent plus or minus 1.7
- Worked from home6.1 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesboro
SBA 7(a) lending to Waynesboro borrowers
- Approvals20
- Gross approval$3,471,700
- Average approval$173,585
- Median approval$50,000
- Ninetieth percentile approval$500,000
- Largest approval$769,300
- Jobs supported292
- Jobs per approval14.6
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises5.0 percent
- Distinct lenders6
- Distinct industries by NAICS15
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waynesboro
SBA 504 lending to Waynesboro borrowers
- Approvals2
- Gross approval$2,518,000
- Average approval$1,259,000
- Median approval$1,842,000
- Largest approval$1,842,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Waynesboro
Flood programme status in Waynesboro
- Listed NFIP communities1
- Of those, participating1
- NFIP community number420473
- Currently effective map date01/18/12
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Franklin County, not Waynesboro
Franklin County context, not Waynesboro figures
These are Franklin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Waynesboro measurements.
- Establishments in Franklin County3,111
- Employment at those establishments, Franklin County52,942
- Covered employment, Franklin County60,414
- Average annual pay, Franklin County$55,554
- Average weekly wage, Franklin County$1,068
- Housing units permitted, Franklin County623
- Of those, single family, Franklin County478
- County product, 2024, Franklin County$8,378,505,000
- County product change over the prior year, Franklin County5.4 percent
- Average income of an arriving household, Franklin County$60,663
Every figure in this section is published for Franklin County as a whole and is not a measurement of Waynesboro. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Waynesboro questions, answered from the record.
How many people live in Waynesboro, Pennsylvania?
11,047, in 4,737 households. Waynesboro borough covers 3.43 square miles of land, which is 3,220 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waynesboro in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Waynesboro?
$66,956. The median owner-occupied home is valued at $188,600. Median gross rent is $1,086 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Waynesboro businesses?
20 7(a) approvals totalling $3.5 m, across 6 lenders, median approval $50,000, plus 2 504 approvals worth $2.5 m. These count approvals to borrowers whose address is in Waynesboro, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waynesboro borrowers get paid back?
No rate is published for Waynesboro. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Waynesboro in the National Flood Insurance Program?
Yes. Waynesboro appears in the FEMA Community Status Book as community 420473, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Waynesboro figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waynesboro.
Is zoning published for Waynesboro?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.