HomePennsylvaniaFranklin CountyWaynesboro
Waynesboro, Pennsylvania: commercial real estate data.
Waynesboro is a Census borough of 11,047 people across 3.43 square miles of land, in Franklin County. Median household income is $66,956, 52.4 percent of occupied homes are owned, and the SBA record carries 20 7(a) approvals to borrowers here worth $3.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Waynesboro
What Waynesboro is
- Census place typeborough
- Land area3.43 sq mi
- Water area0 sq mi
- Population per square mile of land3,220
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesboro
How many people live in Waynesboro
- Population11,047
- Median age37.4
- Population under 182,798
- Share under 1825.3 percent
- Population 65 and over1,607
- Share 65 and over14.5 percent
- Households4,737
- Family households2,729
- Share of households that are families57.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesboro
Income and work in Waynesboro
- Median household income$66,956
- Per capita income$33,479
- Civilian labor force5,768
- Employed5,488
- Unemployed280 plus or minus 125
- Unemployment rate4.9 percent plus or minus 2.1
- Adults 25 and over7,429
- Adults 25 and over with a high school diploma or higher93.2 percent
- Adults 25 and over with a bachelor degree or higher19.0 percent
- Adults 25 and over with a graduate degree7.8 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesboro
Housing in Waynesboro
- Housing units4,953
- Occupied units4,737
- Vacant units216 plus or minus 145
- Vacancy rate4.4 percent plus or minus 2.9
- Owner occupied2,482
- Renter occupied2,255
- Ownership rate52.4 percent
- Median owner-occupied home value$188,600
- Median gross rent, monthly$1,086
- Annual rent as a share of median income19.5 percent
- Single family units3,252
- Share single family65.7 percent
- Units in buildings of two or more1,669 plus or minus 351
- Share in buildings of two or more33.7 percent
- Mobile homes32 plus or minus 38
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesboro
How Waynesboro gets to work
- Workers 16 and over who commute5,009
- Commuting under 15 minutes1,383 plus or minus 293
- Share commuting under 15 minutes27.6 percent
- Commuting 30 minutes or more1,675 plus or minus 371
- Share commuting 30 minutes or more33.4 percent
- Drove alone83.9 percent
- Carpooled6.4 percent plus or minus 3.9
- Public transport0.0 percent
- Walked2.5 percent plus or minus 1.7
- Worked from home6.1 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesboro
SBA loans in Waynesboro (7(a))
- Approvals20
- Gross approval$3,471,700
- Average approval$173,585
- Median approval$50,000
- Ninetieth percentile approval$500,000
- Largest approval$769,300
- Jobs supported292
- Jobs per approval14.6
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises5.0 percent
- Distinct lenders6
- Distinct industries by NAICS15
Counted by borrower city: approvals to borrowers whose address is in Waynesboro, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waynesboro
SBA loans in Waynesboro (504)
- Approvals2
- Gross approval$2,518,000
- Average approval$1,259,000
- Median approval$1,259,000
- Largest approval$1,842,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Waynesboro, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Waynesboro
Flood risk in Waynesboro
- NFIP communityBorough of Waynesboro
- NFIP community number420473
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/18/12
The Borough of Waynesboro participates in the National Flood Insurance Program as community 420473 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Franklin County, not Waynesboro
Franklin County context, not Waynesboro figures
- Establishments in Franklin County3,111
- Covered employment, Franklin County60,414
- Average annual pay, Franklin County$55,554
- Housing units permitted, Franklin County623
Every figure in this section is published for Franklin County as a whole and is not a measurement of Waynesboro.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Waynesboro questions, answered from the record.
How many people live in Waynesboro, Pennsylvania?
11,047, in 4,737 households. Waynesboro borough covers 3.43 square miles of land, which is 3,220 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waynesboro in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Waynesboro?
$66,956. The median owner-occupied home is valued at $188,600. Median gross rent is $1,086 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Waynesboro businesses?
20 7(a) approvals totaling $3.5 m since FY2020, across 6 lenders, median approval $50,000, plus 2 504 approvals worth $2.5 m since FY2010. These count approvals to borrowers whose address is in Waynesboro, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waynesboro borrowers get paid back?
No rate is published for Waynesboro. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Waynesboro in the National Flood Insurance Program?
Yes. Waynesboro appears in the FEMA Community Status Book as Waynesboro, borough of, community 420473, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Waynesboro figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waynesboro.
Is zoning published for Waynesboro?
No. Nothing on this page presents parcel level zoning.