HomePennsylvaniaFulton County
Fulton County, Pennsylvania: commercial real estate data.
Fulton County, Pennsylvania had an estimated 14,452 residents on July 1, 2024, down 0.8 percent since the 2020 census base of 14,567, across 438 square miles. County output reached $831.1 m in 2024, 251 establishments operate here, and the SBA record carries 10 7(a) approvals worth $576,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Fulton County
How many people live in Fulton County
- Population, American Community Survey 2020-202414,531
- Households6,339
- Average household size2.29
- Median household income$65,836
- Median age46.1
- Median gross rent$809 per month
- Median owner-occupied home value$208,500
- Home value to household income3.2 times
- Annual rent as a share of median income14.7 percent
- Adults 25 and over with a bachelor degree or higher17.7 percent
- Adults 25 and over with a graduate degree6.6 percent
- Adults 25 and over10,656
- Population under 182,865
- Share under 1819.7 percent
- Population 65 and over3,315
- Share 65 and over22.8 percent
- Working age population, 18 to 648,351
- Civilian labor force7,081
- Unemployment rate2.9 percent
- Labor force participation, adults 18 and over60.7 percent
- Rank by population among Pennsylvania counties64th of 67
- Rank by population among US county-equivalents, Puerto Rico included2185th of 3,222
Fulton County is the 64th largest of 67 Pennsylvania counties by population. A median home costs 3.2 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 22.8 percent against 19.7 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Fulton County
Is Fulton County's population growing?
- Population, July 1, 202414,452
- Census 2020 base population14,567
- Population change since the 2020 census base-0.79 percent
- Population change, 2023 to 2024-58
- Births, 2024144
- Deaths, 2024192
- Natural change, 2024-48
- Net domestic migration, 2024-14
- Net international migration, 20244
- Total net migration, 2024-10
- Cumulative net domestic migration, 2021 to 2024110
- Rank by growth among US county-equivalents2117th of 3,144
The county has lost 0.79 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Fulton County
Where are people moving to Fulton County from?
- Tax returns filed by households arriving290
- People arriving, from those returns545
- Tax returns filed by households leaving268
- Net household movement22
- Adjusted gross income arriving$14.6 m
- Net adjusted gross income movement$1.0 m
- Average income of an arriving household$50,183
- Average income of a leaving household$50,571
- Largest single originFranklin County (79 households)
- Largest single destinationFranklin County (73 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Franklin County | 79 | 142 | $4.6 m |
| Washington County | 39 | 85 | $1.8 m |
| Bedford County | 29 | 49 | $1.5 m |
| Huntingdon County | 27 | 46 | $1.1 m |
Households arriving report $388 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Franklin County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Fulton County
What is the Fulton County economy?
- County GDP, 2024$831.1 m
- County GDP, 2023$805.8 m
- GDP change, 2023 to 20243.1 percent
- GDP change over five years23.3 percent
- Rank by GDP among the Pennsylvania areas BEA publishes64th of 67
- Rank by GDP among the US county areas BEA publishes2003rd of 3,127
- GDP per resident$57,195
Output grew 3.1 percent in the latest year and 23.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Fulton County
Employment by industry in Fulton County
- Covered employment, annual average5,395
- Establishments reporting315
- Average annual pay$57,966
- Average weekly wage$1,115
- Manufacturing, employment2,395
- Manufacturing, average annual pay$73,603
- Health care and social assistance, employment541
- Health care and social assistance, average annual pay$60,522
- Retail trade, employment410
- Retail trade, average annual pay$27,868
- Construction, employment324
- Construction, average annual pay$76,073
- Other services, except public administration, employment151
- Wholesale trade, employment63
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 2,395 | 19 | $73,603 |
| Health care and social assistance | 541 | 38 | $60,522 |
| Retail trade | 410 | 42 | $27,868 |
| Construction | 324 | 31 | $76,073 |
| Other services, except public administration | 151 | 25 | $31,686 |
| Wholesale trade | 63 | 12 | $64,707 |
| Finance and insurance | 63 | 10 | $59,772 |
| Information | 27 | 4 | $35,350 |
Manufacturing is the largest private sector at 2,395 jobs, 44.4 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Fulton County
How many businesses are in Fulton County?
- Establishments, all industries251
- Employment at those establishments5,902
- Annual payroll$361.7 m
- Establishments per 1,000 residents17.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Fulton County
Building permits in Fulton County
- Housing units authorized by permit, 202426
- Declared construction value permitted$7.4 m
- Single family units authorized26
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$285,697
- Units authorized per 1,000 households4.1
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Fulton County
SBA loans in Fulton County (7(a) and 504)
- 7(a) approvals recorded10
- 7(a) gross approval dollars$576,000
- Average 7(a) approval$57,600
- Median 7(a) approval$55,000
- Largest single approval$125,000
- Jobs reported supported, 7(a)29
- Jobs per approval2.9
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals8
- Median 7(a) term103 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter10
- Franchise loans0
- Franchise share of approvals0.0 percent
- Most active lenderManufacturers and Traders Trust Company (8)
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fulton County
SBA loan default and charge-off rates in Fulton County
Do SBA loans in Fulton County get paid back?
- Loans with a final outcome recorded4
- Paid in full2
- Charged off2
- Status: Charged off2
- Status: Paid in full2
- Status: Exempt from disclosure5
- Status: Committed, not yet disbursed1
Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fulton County
SBA lending by place in Fulton County
- Borrower cities with recorded lending5
- Crystal Spring, approvals4
- Mercersburg, approvals2
- Warfordsburg, approvals2
- McConnellsburg, approvals1
- Needmore, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Crystal Spring | 4 | $200,000 |
| Mercersburg | 2 | $150,000 |
| Warfordsburg | 2 | $125,000 |
| McConnellsburg | 1 | $76,000 |
| Needmore | 1 | $25,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fulton County
How large is Fulton County?
- Land area438 sq mi
- Rank by land area among Pennsylvania counties51st of 67
- Width, east to west27.4 mi
- Height, north to south30.6 mi
- Geographies sharing a boundary5
- Residents per square mile of land33
- Establishments per square mile0.57
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Fulton County
Flood risk in Fulton County
- Communities in the county in the NFIP Community Status Book13
- Of those, participating in the NFIP12
- NFIP participation rate92.3 percent
- Communities carrying a CRS class0
- Radon levels in Fulton County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The EPA places Fulton County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 92.3 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Fulton County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Fulton County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202414,531
- Households6,339
- Average household size2.29
- Median household income$65,836
- Median age46.1
Common questions
Fulton County questions, answered from the record.
How many people live in Fulton County, Pennsylvania?
The Census Bureau estimates 14,452 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 14,531, in 6,339 households, ranking 64th of 67 Pennsylvania counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Fulton County's population growing?
The population has fallen 0.79 percent since the 2020 census base of 14,567, to 14,452 on July 1, 2024. In 2024 there were 144 births against 192 deaths, with net migration of -10. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Fulton County?
$65,836. The median owner-occupied home is valued at $208,500, which is 3.2 times income, and median gross rent is $809 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Fulton County?
251 establishments, employing 5,902 people with an annual payroll of $361.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Fulton County?
Manufacturing is the largest private sector at 2,395 jobs, 44.4 percent of covered employment. Covered employment averages 5,395 jobs at an average annual pay of $57,966, or $1,115 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Fulton County?
10 7(a) approvals totaling $576,000 since FY2020, across 3 lenders, with a median approval of $55,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Fulton County?
26 housing units were authorized by permit in 2024, with a declared construction value of $7.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Fulton County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Fulton County come from?
The largest single origin is Franklin County, with 79 households. Arriving households report an average income of $50,183 against $50,571 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Fulton County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Fulton County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Fulton County
Cities and places in Fulton.
7 Census places lie wholly or partly in Fulton County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| McConnellsburg | borough | 1,009 | 1 | Wholly in this county |
| Needmore | CDP | 196 | 1 | Wholly in this county |
| Hustontown | CDP | 127 | None recorded | Wholly in this county |
| Wells Tannery | CDP | 101 | None recorded | Wholly in this county |
| Warfordsburg | CDP | 44 | 2 | Wholly in this county |
| Burnt Cabins | CDP | 16 | None recorded | Wholly in this county |
| Valley-Hi | borough | 0 | None recorded | Wholly in this county |
A further 6 of the county's 10 SBA 7(a) approvals are to borrowers in cities that match no Census place in Fulton County, the largest being Crystal Spring (4), Mercersburg (2). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.