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Jersey Shore, Pennsylvania: commercial real estate data.

Jersey Shore is a Census borough of 4,121 people across 1.16 square miles of land, in Lycoming County. Median household income is $72,361, 69.8 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $11.0 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Jersey Shore

What Jersey Shore is

  • Census place typeborough
  • Land area1.16 sq mi
  • Water area0.02 sq mi
  • Population per square mile of land3,559
  • County holding the largest share of its areaLycoming County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Jersey Shore

How many people live in Jersey Shore

  • Population4,121
  • Median age34.9
  • Population under 181,305 plus or minus 349
  • Share under 1831.7 percent plus or minus 8.5
  • Population 65 and over567 plus or minus 161
  • Share 65 and over13.8 percent plus or minus 3.9
  • Households1,448
  • Family households947
  • Share of households that are families65.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Jersey Shore

Income and work in Jersey Shore

  • Median household income$72,361 plus or minus $14,521
  • Per capita income$27,818
  • Civilian labor force1,798
  • Employed1,742
  • Unemployed56 plus or minus 46
  • Unemployment rate3.1 percent plus or minus 2.5
  • Adults 25 and over2,566
  • Adults 25 and over with a high school diploma or higher93.0 percent
  • Adults 25 and over with a bachelor degree or higher21.0 percent plus or minus 5.9
  • Adults 25 and over with a graduate degree2.8 percent plus or minus 2.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Jersey Shore

Housing in Jersey Shore

  • Housing units1,549
  • Occupied units1,448
  • Vacant units101 plus or minus 104
  • Vacancy rate6.5 percent plus or minus 6.6
  • Owner occupied1,010 plus or minus 230
  • Renter occupied438 plus or minus 125
  • Ownership rate69.8 percent
  • Median owner-occupied home value$153,000
  • Median gross rent, monthly$904 plus or minus $368
  • Annual rent as a share of median income15.0 percent plus or minus 6.8
  • Single family units1,268
  • Share single family81.9 percent
  • Units in buildings of two or more234 plus or minus 109
  • Share in buildings of two or more15.1 percent plus or minus 6.6
  • Mobile homes47 plus or minus 39
  • Median year structure built1938

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Jersey Shore

How Jersey Shore gets to work

  • Workers 16 and over who commute1,649
  • Commuting under 15 minutes450 plus or minus 178
  • Share commuting under 15 minutes27.3 percent plus or minus 9.9
  • Commuting 30 minutes or more558 plus or minus 245
  • Share commuting 30 minutes or more33.8 percent plus or minus 13.8
  • Drove alone79.8 percent
  • Carpooled13.9 percent plus or minus 8.6
  • Public transport0.0 percent
  • Walked0.9 percent plus or minus 1.5
  • Worked from home5.3 percent plus or minus 4.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Jersey Shore

SBA loans in Jersey Shore (7(a))

  • Approvals22
  • Gross approval$10,973,700
  • Average approval$498,805
  • Median approval$194,000
  • Ninetieth percentile approval$734,000
  • Largest approval$4,339,000
  • Jobs supported246
  • Jobs per approval11.2
  • Loans with a final outcome7
  • Paid in full7
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more22.7 percent
  • Share to franchises0.0 percent
  • Distinct lenders5
  • Distinct industries by NAICS11

Counted by borrower city: approvals to borrowers whose address is in Jersey Shore, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Jersey Shore

Flood risk in Jersey Shore

  • NFIP communityBorough of Jersey Shore
  • NFIP community number420642
  • Participating in the NFIPYes
  • Community Rating System classClass 8
  • Currently effective map date06/02/16

The Borough of Jersey Shore participates in the National Flood Insurance Program as community 420642 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Lycoming County, not Jersey Shore

Lycoming County context, not Jersey Shore figures

  • Establishments in Lycoming County2,744
  • Covered employment, Lycoming County49,795
  • Average annual pay, Lycoming County$55,535
  • Housing units permitted, Lycoming County65

Every figure in this section is published for Lycoming County as a whole and is not a measurement of Jersey Shore.

All Lycoming County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Jersey Shore questions, answered from the record.

How many people live in Jersey Shore, Pennsylvania?

4,121, in 1,448 households. Jersey Shore borough covers 1.16 square miles of land, which is 3,559 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Jersey Shore in?

Lycoming County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Jersey Shore?

$72,361. The median owner-occupied home is valued at $153,000. Median gross rent is $904 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Jersey Shore businesses?

22 7(a) approvals totaling $11.0 m since FY2020, across 5 lenders, median approval $194,000. These count approvals to borrowers whose address is in Jersey Shore, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Jersey Shore borrowers get paid back?

No rate is published for Jersey Shore. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Jersey Shore in the National Flood Insurance Program?

Yes. Jersey Shore appears in the FEMA Community Status Book as Jersey Shore, borough of, community 420642, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Jersey Shore figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lycoming County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Jersey Shore.

Is zoning published for Jersey Shore?

No. Nothing on this page presents parcel level zoning.