HomePennsylvaniaMcKean CountyBradford city
Bradford city, Pennsylvania: commercial real estate data.
Bradford city is a Census city of 7,683 people across 3.33 square miles of land, in McKean County. Median household income is $56,161, 58.4 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $1.9 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Bradford
What Bradford is
- Census place typecity
- Land area3.33 sq mi
- Water area0.07 sq mi
- Population per square mile of land2,310
- County holding the largest share of its areaMcKean County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bradford
How many people live in Bradford
- Population7,683
- Median age40.1
- Population under 181,618
- Share under 1821.1 percent
- Population 65 and over1,112
- Share 65 and over14.5 percent
- Households3,170
- Family households1,804
- Share of households that are families56.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bradford
Income and work in Bradford
- Median household income$56,161
- Per capita income$28,831
- Civilian labor force3,565
- Employed3,379
- Unemployed186 plus or minus 136
- Unemployment rate5.2 percent plus or minus 3.8
- Adults 25 and over5,305
- Adults 25 and over with a high school diploma or higher88.6 percent
- Adults 25 and over with a bachelor degree or higher19.5 percent
- Adults 25 and over with a graduate degree5.1 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bradford
Housing in Bradford
- Housing units3,577
- Occupied units3,170
- Vacant units407 plus or minus 146
- Vacancy rate11.4 percent plus or minus 4.0
- Owner occupied1,850
- Renter occupied1,320
- Ownership rate58.4 percent
- Median owner-occupied home value$85,600
- Median gross rent, monthly$800
- Annual rent as a share of median income17.1 percent
- Single family units2,590
- Share single family72.4 percent
- Units in buildings of two or more975 plus or minus 215
- Share in buildings of two or more27.3 percent plus or minus 5.7
- Mobile homes12 plus or minus 18
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bradford
How Bradford gets to work
- Workers 16 and over who commute3,205
- Commuting under 15 minutes2,193
- Share commuting under 15 minutes68.4 percent
- Commuting 30 minutes or more332 plus or minus 103
- Share commuting 30 minutes or more10.4 percent plus or minus 3.1
- Drove alone76.0 percent
- Carpooled7.3 percent plus or minus 3.7
- Public transport3.3 percent plus or minus 2.1
- Walked4.8 percent plus or minus 2.4
- Worked from home4.1 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bradford
SBA loans in Bradford (7(a))
- Approvals13
- Gross approval$1,916,900
- Average approval$147,454
- Median approval$75,000
- Ninetieth percentile approval$240,000
- Largest approval$843,900
- Jobs supported78
- Jobs per approval6.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.7 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS8
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bradford
Flood risk in Bradford
- Listed NFIP communities3
- Of those, participating3
- NFIP community number420665
- Currently effective map date12/22/16
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
McKean County, not Bradford
McKean County context, not Bradford figures
These are McKean County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Bradford measurements.
- Establishments in McKean County933
- Employment at those establishments, McKean County12,412
- Covered employment, McKean County13,930
- Average annual pay, McKean County$50,225
- Average weekly wage, McKean County$966
- Housing units permitted, McKean County27
- Of those, single family, McKean County27
- County product, 2024, McKean County$2,212,470,000
- County product change over the prior year, McKean County-5.7 percent
- Average income of an arriving household, McKean County$48,730
Every figure in this section is published for McKean County as a whole and is not a measurement of Bradford. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Bradford questions, answered from the record.
How many people live in Bradford, Pennsylvania?
7,683, in 3,170 households. Bradford city covers 3.33 square miles of land, which is 2,310 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bradford in?
McKean County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bradford?
$56,161. The median owner-occupied home is valued at $85,600. Median gross rent is $800 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bradford businesses?
13 7(a) approvals totalling $1.9 m, across 1 lenders, median approval $75,000. These count approvals to borrowers whose address is in Bradford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bradford borrowers get paid back?
No rate is published for Bradford. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Bradford in the National Flood Insurance Program?
Yes. Bradford appears in the FEMA Community Status Book as community 420665, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bradford figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for McKean County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bradford.
Is zoning published for Bradford?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.