HomePennsylvaniaMonroe CountyEffort CDP
Effort CDP, Pennsylvania: commercial real estate data.
Effort CDP is a Census CDP of 1,743 people across 5.05 square miles of land, in Monroe County. Median household income is $110,909, 90.9 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $150,000.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Effort
What Effort is
- Census place typeCDP
- Land area5.05 sq mi
- Water area0.01 sq mi
- Population per square mile of land345 plus or minus 108
- County holding the largest share of its areaMonroe County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Effort
How many people live in Effort
- Population1,743 plus or minus 544
- Median age47.4
- Population under 18285 plus or minus 140
- Share under 1816.4 percent plus or minus 6.2
- Population 65 and over341 plus or minus 150
- Share 65 and over19.6 percent plus or minus 6.1
- Households628 plus or minus 165
- Family households512 plus or minus 162
- Share of households that are families81.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Effort
Income and work in Effort
- Median household income$110,909 plus or minus $63,840
- Per capita income$45,957 plus or minus $9,458
- Civilian labor force787 plus or minus 231
- Employed736 plus or minus 230
- Unemployed51 plus or minus 69
- Unemployment rate6.5 percent plus or minus 8.6
- Adults 25 and over1,295 plus or minus 431
- Adults 25 and over with a high school diploma or higher95.5 percent plus or minus 41.1
- Adults 25 and over with a bachelor degree or higher26.6 percent plus or minus 8.0
- Adults 25 and over with a graduate degree8.6 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Effort
Housing in Effort
- Housing units665 plus or minus 170
- Occupied units628 plus or minus 165
- Vacant units37 plus or minus 48
- Vacancy rate5.6 percent plus or minus 7.1
- Owner occupied571 plus or minus 162
- Renter occupied57 plus or minus 51
- Ownership rate90.9 percent
- Median owner-occupied home value$314,000
- Median gross rent, monthly$1,147 plus or minus $586
- Annual rent as a share of median income12.4 percent plus or minus 9.6
- Single family units619 plus or minus 185
- Share single family93.1 percent
- Units in buildings of two or more34 plus or minus 40
- Share in buildings of two or more5.1 percent plus or minus 5.8
- Mobile homes12 plus or minus 24
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Effort
How Effort gets to work
- Workers 16 and over who commute625 plus or minus 217
- Commuting under 15 minutes27 plus or minus 34
- Share commuting under 15 minutes4.3 percent plus or minus 5.3
- Commuting 30 minutes or more438 plus or minus 181
- Share commuting 30 minutes or more70.1 percent plus or minus 15.8
- Drove alone82.9 percent plus or minus 16.9
- Carpooled4.0 percent plus or minus 4.5
- Public transport2.1 percent plus or minus 3.2
- Walked0.0 percent
- Worked from home11.0 percent plus or minus 7.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Effort
SBA loans in Effort (7(a))
- Approvals1
- Gross approval$150,000
- Average approval$150,000
- Median approval$150,000
- Ninetieth percentile approval$150,000
- Largest approval$150,000
- Jobs supported2
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Monroe County, not Effort
Monroe County context, not Effort figures
These are Monroe County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Effort measurements.
- Establishments in Monroe County3,527
- Employment at those establishments, Monroe County47,564
- Covered employment, Monroe County56,939
- Average annual pay, Monroe County$53,536
- Average weekly wage, Monroe County$1,030
- Housing units permitted, Monroe County278
- Of those, single family, Monroe County226
- County product, 2024, Monroe County$9,563,316,000
- County product change over the prior year, Monroe County4.7 percent
- Average income of an arriving household, Monroe County$72,535
Every figure in this section is published for Monroe County as a whole and is not a measurement of Effort. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Effort questions, answered from the record.
How many people live in Effort, Pennsylvania?
1,743, in 628 households. Effort CDP covers 5.05 square miles of land, which is 345 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Effort in?
Monroe County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Effort?
$110,909. The median owner-occupied home is valued at $314,000. Median gross rent is $1,147 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Effort businesses?
1 7(a) approvals totalling $150,000, across 1 lenders, median approval $150,000. These count approvals to borrowers whose address is in Effort, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Effort borrowers get paid back?
No rate is published for Effort. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Effort figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monroe County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Effort.
Is zoning published for Effort?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.