HomePennsylvaniaPotter County
Potter County, Pennsylvania: commercial real estate data.
Potter County, Pennsylvania had an estimated 15,993 residents on July 1, 2024, down 2.5 percent since the 2020 census base of 16,399, across 1,081 square miles. County output reached $1.06 bn in 2024, 344 establishments operate here, and the SBA record carries 16 7(a) approvals worth $2.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Potter County
How many people live in Potter County
- Population, American Community Survey 2020-202416,188
- Households6,992
- Average household size2.32
- Median household income$59,020
- Median age48.4
- Median gross rent$809 per month
- Median owner-occupied home value$153,100
- Home value to household income2.6 times
- Annual rent as a share of median income16.4 percent
- Adults 25 and over with a bachelor degree or higher18.1 percent
- Adults 25 and over with a graduate degree6.6 percent
- Adults 25 and over11,904
- Population under 183,237
- Share under 1820.0 percent
- Population 65 and over4,196
- Share 65 and over25.9 percent
- Working age population, 18 to 648,755
- Civilian labor force7,299
- Unemployment rate3.8 percent
- Labor force participation, adults 18 and over56.4 percent
- Rank by population among Pennsylvania counties63rd of 67
- Rank by population among US county-equivalents, Puerto Rico included2086th of 3,222
Potter County is the 63rd largest of 67 Pennsylvania counties by population. A median home costs 2.6 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 25.9 percent against 20.0 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Potter County
Is Potter County's population growing?
- Population, July 1, 202415,993
- Census 2020 base population16,399
- Population change since the 2020 census base-2.48 percent
- Population change, 2023 to 2024-47
- Births, 2024143
- Deaths, 2024224
- Natural change, 2024-81
- Net domestic migration, 202431
- Net international migration, 20243
- Total net migration, 202434
- Cumulative net domestic migration, 2021 to 2024-25
- Rank by growth among US county-equivalents2627th of 3,144
The county has lost 2.48 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Potter County
Where are people moving to Potter County from?
- Tax returns filed by households arriving327
- People arriving, from those returns568
- Tax returns filed by households leaving321
- Net household movement6
- Adjusted gross income arriving$15.5 m
- Net adjusted gross income movement$1.9 m
- Average income of an arriving household$47,330
- Average income of a leaving household$42,156
- Largest single originMcKean County (45 households)
- Largest single destinationTioga County (61 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| McKean County | 45 | 82 | $2.1 m |
| Tioga County | 45 | 86 | $1.8 m |
Households arriving report $5,174 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is McKean County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Potter County
What is the Potter County economy?
- County GDP, 2024$1.06 bn
- County GDP, 2023$1.04 bn
- GDP change, 2023 to 20242.1 percent
- GDP change over five years17.3 percent
- Rank by GDP among the Pennsylvania areas BEA publishes62nd of 67
- Rank by GDP among the US county areas BEA publishes1800th of 3,127
- GDP per resident$65,763
Output grew 2.1 percent in the latest year and 17.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Potter County
Employment by industry in Potter County
- Covered employment, annual average4,800
- Establishments reporting466
- Average annual pay$51,050
- Average weekly wage$982
- Manufacturing, employment613
- Manufacturing, average annual pay$55,151
- Retail trade, employment514
- Retail trade, average annual pay$27,665
- Information, employment292
- Information, average annual pay$65,608
- Transportation and warehousing, employment268
- Transportation and warehousing, average annual pay$75,763
- Professional, scientific and technical services, employment160
- Construction, employment151
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 613 | 18 | $55,151 |
| Retail trade | 514 | 56 | $27,665 |
| Information | 292 | 13 | $65,608 |
| Transportation and warehousing | 268 | 28 | $75,763 |
| Professional, scientific and technical services | 160 | 24 | $68,763 |
| Construction | 151 | 20 | $60,812 |
| Other services, except public administration | 108 | 28 | $18,762 |
| Finance and insurance | 68 | 15 | $62,568 |
Manufacturing is the largest private sector at 613 jobs, 12.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Potter County
How many businesses are in Potter County?
- Establishments, all industries344
- Employment at those establishments4,292
- Annual payroll$232.9 m
- Establishments per 1,000 residents21.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Potter County
Building permits in Potter County
- Housing units authorized by permit, 202418
- Declared construction value permitted$3.6 m
- Single family units authorized18
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$199,422
- Units authorized per 1,000 households2.6
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Potter County
SBA loans in Potter County (7(a) and 504)
- 7(a) approvals recorded16
- 7(a) gross approval dollars$2.7 m
- Average 7(a) approval$166,119
- Median 7(a) approval$108,500
- Largest single approval$1,000,000
- Jobs reported supported, 7(a)65
- Jobs per approval4.1
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals10
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer25.0 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter10
- Franchise loans0
- Franchise share of approvals0.0 percent
- Most active lenderNorthwest Bank (4)
- 504 approvals recorded1
- 504 gross approval dollars$598,000
- Average 504 approval$598,000
- Median 504 approval$598,000
- Distinct CDCs active1
- 504 jobs per approval5.0
- 504 jobs per million dollars approved8.4
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$3.3 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Potter County
SBA loan default and charge-off rates in Potter County
Do SBA loans in Potter County get paid back?
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Paid in full3
- Status: Cancelled3
- Status: Exempt from disclosure10
Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Potter County
SBA lending by place in Potter County
- Borrower cities with recorded lending4
- Coudersport, approvals11
- Shinglehouse, approvals3
- Austin, approvals1
- Galeton, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Coudersport | 11 | $2,255,400 |
| Shinglehouse | 3 | $193,000 |
| Austin | 1 | $106,000 |
| Galeton | 1 | $103,500 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Potter County
How large is Potter County?
- Land area1,081 sq mi
- Rank by land area among Pennsylvania counties6th of 67
- Width, east to west31.4 mi
- Height, north to south36.3 mi
- Geographies sharing a boundary7
- Residents per square mile of land15
- Establishments per square mile0.32
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Potter County
Flood risk in Potter County
- Communities in the county in the NFIP Community Status Book31
- Of those, participating in the NFIP31
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Potter County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The EPA places Potter County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Potter County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Potter County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202416,188
- Households6,992
- Average household size2.32
- Median household income$59,020
- Median age48.4
Common questions
Potter County questions, answered from the record.
How many people live in Potter County, Pennsylvania?
The Census Bureau estimates 15,993 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 16,188, in 6,992 households, ranking 63rd of 67 Pennsylvania counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Potter County's population growing?
The population has fallen 2.48 percent since the 2020 census base of 16,399, to 15,993 on July 1, 2024. In 2024 there were 143 births against 224 deaths, with net migration of 34. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Potter County?
$59,020. The median owner-occupied home is valued at $153,100, which is 2.6 times income, and median gross rent is $809 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Potter County?
344 establishments, employing 4,292 people with an annual payroll of $232.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Potter County?
Manufacturing is the largest private sector at 613 jobs, 12.8 percent of covered employment. Covered employment averages 4,800 jobs at an average annual pay of $51,050, or $982 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Potter County?
16 7(a) approvals totaling $2.7 m since FY2020, across 10 lenders, with a median approval of $108,500, plus 1 504 approvals worth $598,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Potter County?
18 housing units were authorized by permit in 2024, with a declared construction value of $3.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Potter County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Potter County come from?
The largest single origin is McKean County, with 45 households. Arriving households report an average income of $47,330 against $42,156 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Potter County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Potter County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Potter County
Cities and places in Potter.
9 Census places lie wholly or partly in Potter County. All 9 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Coudersport | borough | 2,174 | 11 | Wholly in this county |
| Shinglehouse | borough | 1,076 | 3 | Wholly in this county |
| Galeton | borough | 789 | 1 | Wholly in this county |
| Roulette | CDP | 635 | None recorded | Wholly in this county |
| Austin | borough | 606 | 1 | Wholly in this county |
| Ulysses | borough | 532 | None recorded | Wholly in this county |
| Genesee | CDP | 252 | None recorded | Wholly in this county |
| Sweden Valley | CDP | 166 | None recorded | Wholly in this county |
| Oswayo | borough | 121 | None recorded | Wholly in this county |