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HomePennsylvaniaSomerset CountyStoystown borough

Stoystown borough, Pennsylvania: commercial real estate data.

Stoystown borough is a Census borough of 354 people across 0.19 square miles of land, in Somerset County. Median household income is $54,519, 68.6 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.0 m.

66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Stoystown

What Stoystown is

  • Census place typeborough
  • Land area0.19 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,861 plus or minus 494
  • County holding the largest share of its areaSomerset County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Stoystown

How many people live in Stoystown

  • Population354 plus or minus 94
  • Median age48.0 plus or minus 11.9
  • Population under 1846 plus or minus 22
  • Share under 1813.0 percent plus or minus 5.0
  • Population 65 and over121 plus or minus 40
  • Share 65 and over34.2 percent plus or minus 6.8
  • Households159 plus or minus 43
  • Family households80 plus or minus 25
  • Share of households that are families50.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Stoystown

Income and work in Stoystown

  • Median household income$54,519 plus or minus $19,522
  • Per capita income$34,469
  • Civilian labor force189 plus or minus 63
  • Employed175 plus or minus 60
  • Unemployed14 plus or minus 12
  • Unemployment rate7.4 percent plus or minus 5.8
  • Adults 25 and over271 plus or minus 73
  • Adults 25 and over with a high school diploma or higher93.0 percent plus or minus 34.8
  • Adults 25 and over with a bachelor degree or higher21.8 percent plus or minus 12.5
  • Adults 25 and over with a graduate degree11.8 percent plus or minus 12.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Stoystown

Housing in Stoystown

  • Housing units174 plus or minus 45
  • Occupied units159 plus or minus 43
  • Vacant units15 plus or minus 12
  • Vacancy rate8.6 percent plus or minus 6.5
  • Owner occupied109 plus or minus 30
  • Renter occupied50 plus or minus 25
  • Ownership rate68.6 percent
  • Median owner-occupied home value$105,900
  • Median gross rent, monthly$755
  • Annual rent as a share of median income16.6 percent plus or minus 6.4
  • Single family units120 plus or minus 31
  • Share single family69.0 percent
  • Units in buildings of two or more44 plus or minus 25
  • Share in buildings of two or more25.3 percent plus or minus 12.8
  • Mobile homes10 plus or minus 9
  • Median year structure built1941

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Stoystown

How Stoystown gets to work

  • Workers 16 and over who commute167 plus or minus 60
  • Commuting under 15 minutes61 plus or minus 33
  • Share commuting under 15 minutes36.5 percent plus or minus 14.4
  • Commuting 30 minutes or more18 plus or minus 16
  • Share commuting 30 minutes or more10.8 percent plus or minus 8.8
  • Drove alone71.1 percent
  • Carpooled23.7 percent plus or minus 19.1
  • Public transport0.0 percent
  • Walked1.7 percent plus or minus 2.2
  • Worked from home3.5 percent plus or minus 3.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Stoystown

SBA loans in Stoystown (7(a))

  • Approvals2
  • Gross approval$2,050,000
  • Average approval$1,025,000
  • Median approval$1,975,000
  • Ninetieth percentile approval$1,975,000
  • Largest approval$1,975,000
  • Jobs supported46
  • Jobs per approval23.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term204 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Somerset County, not Stoystown

Somerset County context, not Stoystown figures

These are Somerset County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Stoystown measurements.

  • Establishments in Somerset County1,647
  • Employment at those establishments, Somerset County18,678
  • Covered employment, Somerset County23,303
  • Average annual pay, Somerset County$50,925
  • Average weekly wage, Somerset County$979
  • Housing units permitted, Somerset County72
  • Of those, single family, Somerset County72
  • County product, 2024, Somerset County$3,037,840,000
  • County product change over the prior year, Somerset County2.0 percent
  • Average income of an arriving household, Somerset County$62,846

Every figure in this section is published for Somerset County as a whole and is not a measurement of Stoystown. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Stoystown questions, answered from the record.

How many people live in Stoystown, Pennsylvania?

354, in 159 households. Stoystown borough covers 0.19 square miles of land, which is 1,861 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Stoystown in?

Somerset County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Stoystown?

$54,519. The median owner-occupied home is valued at $105,900. Median gross rent is $755 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Stoystown businesses?

2 7(a) approvals totalling $2.0 m, across 2 lenders, median approval $1,975,000. These count approvals to borrowers whose address is in Stoystown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Stoystown borrowers get paid back?

No rate is published for Stoystown. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Stoystown figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Somerset County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Stoystown.

Is zoning published for Stoystown?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.