HomePennsylvaniaSusquehanna County
Susquehanna County, Pennsylvania: commercial real estate data.
Susquehanna County, Pennsylvania had an estimated 38,100 residents on July 1, 2024, down 0.9 percent since the 2020 census base of 38,437, across 823 square miles. County output reached $2.62 bn in 2024, 855 establishments operate here, and the SBA record carries 28 7(a) approvals worth $6.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Susquehanna County
How many people live in Susquehanna County
- Population, American Community Survey 2020-202438,219
- Households15,517
- Average household size2.46
- Median household income$68,487
- Median age48.6
- Median gross rent$933 per month
- Median owner-occupied home value$216,400
- Home value to household income3.2 times
- Annual rent as a share of median income16.3 percent
- Adults 25 and over with a bachelor degree or higher19.4 percent
- Adults 25 and over with a graduate degree7.2 percent
- Adults 25 and over28,516
- Population under 187,194
- Share under 1818.8 percent
- Population 65 and over9,623
- Share 65 and over25.2 percent
- Working age population, 18 to 6421,402
- Civilian labor force17,560
- Unemployment rate5.9 percent
- Labor force participation, adults 18 and over56.6 percent
- Rank by population among Pennsylvania counties54th of 67
- Rank by population among US county-equivalents, Puerto Rico included1245th of 3,222
Susquehanna County is the 54th largest of 67 Pennsylvania counties by population. A median home costs 3.2 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 25.2 percent against 18.8 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Susquehanna County
Is Susquehanna County's population growing?
- Population, July 1, 202438,100
- Census 2020 base population38,437
- Population change since the 2020 census base-0.88 percent
- Population change, 2023 to 2024-8
- Births, 2024375
- Deaths, 2024520
- Natural change, 2024-145
- Net domestic migration, 2024103
- Net international migration, 202437
- Total net migration, 2024140
- Cumulative net domestic migration, 2021 to 2024431
- Rank by growth among US county-equivalents2154th of 3,144
The county has lost 0.88 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Susquehanna County
Where are people moving to Susquehanna County from?
- Tax returns filed by households arriving843
- People arriving, from those returns1,456
- Tax returns filed by households leaving809
- Net household movement34
- Adjusted gross income arriving$73.6 m
- Net adjusted gross income movement$28.2 m
- Average income of an arriving household$87,335
- Average income of a leaving household$56,108
- Largest single originLackawanna County (139 households)
- Largest single destinationLackawanna County (126 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lackawanna County | 139 | 250 | $7.2 m |
| Broome County | 118 | 214 | $6.7 m |
| Wyoming County | 83 | 125 | $4.1 m |
| Wayne County | 30 | 53 | $961,000 |
| Bradford County | 23 | 38 | $1.7 m |
Households arriving report $31,227 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Lackawanna County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Susquehanna County
What is the Susquehanna County economy?
- County GDP, 2024$2.62 bn
- County GDP, 2023$3.19 bn
- GDP change, 2023 to 2024-18.1 percent
- GDP change over five years34.7 percent
- Rank by GDP among the Pennsylvania areas BEA publishes45th of 67
- Rank by GDP among the US county areas BEA publishes1080th of 3,127
- GDP per resident$68,448
Output grew -18.1 percent in the latest year and 34.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Susquehanna County
Employment by industry in Susquehanna County
- Covered employment, annual average8,955
- Establishments reporting990
- Average annual pay$50,769
- Average weekly wage$976
- Retail trade, employment1,226
- Retail trade, average annual pay$35,748
- Health care and social assistance, employment1,144
- Health care and social assistance, average annual pay$41,256
- Accommodation and food services, employment871
- Accommodation and food services, average annual pay$19,274
- Mining, quarrying, and oil and gas extraction, employment672
- Mining, quarrying, and oil and gas extraction, average annual pay$76,967
- Manufacturing, employment474
- Construction, employment466
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 1,226 | 132 | $35,748 |
| Health care and social assistance | 1,144 | 88 | $41,256 |
| Accommodation and food services | 871 | 86 | $19,274 |
| Mining, quarrying, and oil and gas extraction | 672 | 63 | $76,967 |
| Manufacturing | 474 | 54 | $50,045 |
| Construction | 466 | 86 | $65,646 |
| Professional, scientific and technical services | 419 | 64 | $74,271 |
| Transportation and warehousing | 350 | 55 | $51,546 |
Retail trade is the largest private sector at 1,226 jobs, 13.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Susquehanna County
How many businesses are in Susquehanna County?
- Establishments, all industries855
- Employment at those establishments7,461
- Annual payroll$361.0 m
- Establishments per 1,000 residents22.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Susquehanna County
Building permits in Susquehanna County
- Housing units authorized by permit, 202470
- Declared construction value permitted$21.0 m
- Single family units authorized66
- Multifamily units authorized4
- Multifamily share of units5.7 percent
- Average declared value per unit$300,377
- Units authorized per 1,000 households4.5
Single-family homes are 94.3 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Susquehanna County
SBA loans in Susquehanna County (7(a) and 504)
- 7(a) approvals recorded28
- 7(a) gross approval dollars$6.9 m
- Average 7(a) approval$245,300
- Median 7(a) approval$81,350
- 10th percentile approval$28,500
- 90th percentile approval$295,450
- Largest single approval$3,378,000
- Jobs reported supported, 7(a)85
- Jobs per approval3.0
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals20
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer7.1 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter24
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countGeneral Freight Trucking, Local (4)
- Most active lenderPS Bank (19)
- 504 approvals recorded12
- 504 gross approval dollars$10.8 m
- Average 504 approval$899,250
- Median 504 approval$543,500
- Distinct CDCs active3
- 504 jobs per approval15.2
- 504 jobs per million dollars approved16.9
- Most active CDCNEPA Alliance Business Finance Corporation (7)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$17.7 m
The average approval of $245,300 sits well above the median of $81,350, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 7.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Susquehanna County
SBA loan default and charge-off rates in Susquehanna County
Do SBA loans in Susquehanna County get paid back?
- Loans with a final outcome recorded9
- Paid in full9
- Charged off0
- Status: Paid in full9
- Status: Exempt from disclosure14
- Status: Cancelled4
- Status: Committed, not yet disbursed1
Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Susquehanna County
SBA lending by place in Susquehanna County
- Borrower cities with recorded lending11
- Montrose, approvals9
- Union Dale, approvals6
- Nicholson, approvals2
- Friendsville, approvals2
- South Gibson, approvals2
- New Milford, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Montrose | 9 | $4,580,200 |
| Union Dale | 6 | $614,200 |
| Nicholson | 2 | $316,300 |
| Friendsville | 2 | $259,500 |
| South Gibson | 2 | $198,500 |
| New Milford | 2 | $166,000 |
| Thompson | 1 | $401,500 |
| Clifford Township | 1 | $125,000 |
| 3 other borrower cities | 3 | $207,200 |
Montrose accounts for 9 approvals against 6 in Union Dale. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Susquehanna County
How large is Susquehanna County?
- Land area823 sq mi
- Rank by land area among Pennsylvania counties22nd of 67
- Width, east to west35.2 mi
- Height, north to south24.7 mi
- Geographies sharing a boundary6
- Residents per square mile of land46
- Establishments per square mile1.04
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Susquehanna County
Flood risk in Susquehanna County
- Communities in the county in the NFIP Community Status Book40
- Of those, participating in the NFIP38
- NFIP participation rate95.0 percent
- Communities carrying a CRS class0
- Radon levels in Susquehanna County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The EPA places Susquehanna County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 95.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Susquehanna County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Susquehanna County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202438,219
- Households15,517
- Average household size2.46
- Median household income$68,487
- Median age48.6
Common questions
Susquehanna County questions, answered from the record.
How many people live in Susquehanna County, Pennsylvania?
The Census Bureau estimates 38,100 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 38,219, in 15,517 households, ranking 54th of 67 Pennsylvania counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Susquehanna County's population growing?
The population has fallen 0.88 percent since the 2020 census base of 38,437, to 38,100 on July 1, 2024. In 2024 there were 375 births against 520 deaths, with net migration of 140. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Susquehanna County?
$68,487. The median owner-occupied home is valued at $216,400, which is 3.2 times income, and median gross rent is $933 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Susquehanna County?
855 establishments, employing 7,461 people with an annual payroll of $361.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Susquehanna County?
Retail trade is the largest private sector at 1,226 jobs, 13.7 percent of covered employment. Covered employment averages 8,955 jobs at an average annual pay of $50,769, or $976 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Susquehanna County?
28 7(a) approvals totaling $6.9 m since FY2020, across 8 lenders, with a median approval of $81,350, plus 12 504 approvals worth $10.8 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Susquehanna County?
70 housing units were authorized by permit in 2024, with a declared construction value of $21.0 m. Multifamily was 5.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Susquehanna County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Susquehanna County come from?
The largest single origin is Lackawanna County, with 139 households. Arriving households report an average income of $87,335 against $56,108 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Susquehanna County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Susquehanna County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Susquehanna County
Cities and places in Susquehanna.
19 Census places lie wholly or partly in Susquehanna County. All 19 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Forest City | borough | 1,770 | None recorded | Wholly in this county |
| Montrose | borough | 1,512 | 9 | Wholly in this county |
| Susquehanna Depot | borough | 1,297 | None recorded | Wholly in this county |
| Hallstead | borough | 1,217 | None recorded | Wholly in this county |
| New Milford | borough | 748 | 2 | Wholly in this county |
| Lanesboro | borough | 669 | None recorded | Wholly in this county |
| Great Bend | borough | 581 | None recorded | Wholly in this county |
| Oakland | borough | 527 | None recorded | Wholly in this county |
| Thompson | borough | 327 | 1 | Wholly in this county |
| Hop Bottom | borough | 291 | None recorded | Wholly in this county |
| Springville | CDP | 246 | None recorded | Wholly in this county |
| Little Meadows | borough | 239 | None recorded | Wholly in this county |
| Union Dale | borough | 225 | 6 | Wholly in this county |
| South Montrose | CDP | 199 | None recorded | Wholly in this county |
| Friendsville | borough | 162 | 2 | Wholly in this county |
| Laurel Lake | CDP | 144 | None recorded | Wholly in this county |
| Harford | CDP | 115 | None recorded | Wholly in this county |
| Lakeside | CDP | 96 | None recorded | Wholly in this county |
| Forest Lake | CDP | 89 | None recorded | Wholly in this county |
A further 8 of the county's 28 SBA 7(a) approvals are to borrowers in cities that match no Census place in Susquehanna County, the largest being Nicholson (2), South Gibson (2), Clifford Township (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
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