HomeSouth CarolinaChesterfield County
Chesterfield County, South Carolina: commercial real estate data.
Chesterfield County, South Carolina had an estimated 44,488 residents on July 1, 2024, up 2.8 percent since the 2020 census base of 43,267, across 799 square miles. County output reached $1.90 bn in 2024, 690 establishments operate here, and the SBA record carries 15 7(a) approvals worth $12.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Chesterfield County
How many people live in Chesterfield County
- Population, American Community Survey 2020-202443,784
- Households17,534
- Average household size2.50
- Median household income$49,235
- Median age42.0
- Median gross rent$762 per month
- Median owner-occupied home value$116,200
- Home value to household income2.4 times
- Annual rent as a share of median income18.6 percent
- Adults 25 and over with a bachelor degree or higher13.6 percent
- Adults 25 and over with a graduate degree6.1 percent
- Adults 25 and over30,678
- Population under 189,709
- Share under 1822.2 percent
- Population 65 and over8,332
- Share 65 and over19.0 percent
- Working age population, 18 to 6425,743
- Civilian labor force20,032
- Unemployment rate7.5 percent
- Labor force participation, adults 18 and over58.8 percent
- Rank by population among South Carolina counties25th of 46
- Rank by population among US county-equivalents, Puerto Rico included1125th of 3,222
Chesterfield County is the 25th largest of 46 South Carolina counties by population. A median home costs 2.4 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 22.2 percent against 19.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Chesterfield County
Is Chesterfield County's population growing?
- Population, July 1, 202444,488
- Census 2020 base population43,267
- Population change since the 2020 census base2.82 percent
- Population change, 2023 to 2024368
- Births, 2024516
- Deaths, 2024575
- Natural change, 2024-59
- Net domestic migration, 2024207
- Net international migration, 2024222
- Total net migration, 2024429
- Cumulative net domestic migration, 2021 to 20241,244
- Rank by growth among US county-equivalents919th of 3,144
The county has grown 2.82 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Chesterfield County
Where are people moving to Chesterfield County from?
- Tax returns filed by households arriving929
- People arriving, from those returns1,818
- Tax returns filed by households leaving758
- Net household movement171
- Adjusted gross income arriving$43.0 m
- Net adjusted gross income movement$12.5 m
- Average income of an arriving household$46,295
- Average income of a leaving household$40,208
- Largest single originUnion County (132 households)
- Largest single destinationDarlington County (90 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Union County | 132 | 273 | $5.9 m |
| Darlington County | 84 | 172 | $3.7 m |
| Mecklenburg County | 80 | 151 | $3.3 m |
| Lancaster County | 53 | 108 | $2.2 m |
| Marlboro County | 53 | 96 | $1.5 m |
| Anson County | 29 | 60 | $944,000 |
| York County | 25 | 58 | $999,000 |
| Richland County | 23 | 46 | $1.1 m |
Households arriving report $6,087 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Union County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Chesterfield County
What is the Chesterfield County economy?
- County GDP, 2024$1.90 bn
- County GDP, 2023$1.84 bn
- GDP change, 2023 to 20243.6 percent
- GDP change over five years32.1 percent
- Rank by GDP among the South Carolina areas BEA publishes27th of 46
- Rank by GDP among the US county areas BEA publishes1325th of 3,127
- GDP per resident$43,435
Output grew 3.6 percent in the latest year and 32.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Chesterfield County
Employment by industry in Chesterfield County
- Covered employment, annual average14,200
- Establishments reporting792
- Average annual pay$49,211
- Average weekly wage$946
- Manufacturing, employment4,552
- Manufacturing, average annual pay$60,377
- Transportation and warehousing, employment1,507
- Transportation and warehousing, average annual pay$54,362
- Retail trade, employment1,244
- Retail trade, average annual pay$28,093
- Accommodation and food services, employment927
- Accommodation and food services, average annual pay$16,713
- Administrative and support and waste management services, employment519
- Construction, employment367
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 4,552 | 56 | $60,377 |
| Transportation and warehousing | 1,507 | 34 | $54,362 |
| Retail trade | 1,244 | 128 | $28,093 |
| Accommodation and food services | 927 | 69 | $16,713 |
| Administrative and support and waste management services | 519 | 36 | $55,778 |
| Construction | 367 | 55 | $52,249 |
| Wholesale trade | 284 | 30 | $57,155 |
| Agriculture, forestry, fishing and hunting | 275 | 27 | $43,255 |
Manufacturing is the largest private sector at 4,552 jobs, 32.1 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Chesterfield County
How many businesses are in Chesterfield County?
- Establishments, all industries690
- Employment at those establishments13,223
- Annual payroll$699.7 m
- Establishments per 1,000 residents15.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Chesterfield County
Building permits in Chesterfield County
- Housing units authorized by permit, 2024147
- Declared construction value permitted$35.7 m
- Single family units authorized135
- Multifamily units authorized12
- Multifamily share of units8.2 percent
- Average declared value per unit$242,726
- Units authorized per 1,000 households8.4
Single-family homes are 91.8 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Chesterfield County
SBA loans in Chesterfield County (7(a) and 504)
- 7(a) approvals recorded15
- 7(a) gross approval dollars$12.3 m
- Average 7(a) approval$823,040
- Median 7(a) approval$704,300
- Largest single approval$3,123,000
- Jobs reported supported, 7(a)102
- Jobs per approval6.8
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals9
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer53.3 percent
- Loans on real estate terms8
- Loans on working capital terms, 120 months or shorter7
- Franchise loans4
- Franchise share of approvals26.7 percent
- Leading industry by approval countLandscaping Services (3)
- Most active lenderTD Bank, National Association (4)
- 504 approvals recorded1
- 504 gross approval dollars$1.7 m
- Average 504 approval$1,707,000
- Median 504 approval$1,707,000
- Distinct CDCs active1
- 504 jobs per approval96.0
- 504 jobs per million dollars approved56.2
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$14.1 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chesterfield County
SBA loan default and charge-off rates in Chesterfield County
Do SBA loans in Chesterfield County get paid back?
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Exempt from disclosure8
- Status: Cancelled1
- Status: Committed, not yet disbursed2
Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chesterfield County
SBA lending by place in Chesterfield County
- Borrower cities with recorded lending3
- Pageland, approvals8
- Cheraw, approvals5
- Jefferson, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Pageland | 8 | $6,571,000 |
| Cheraw | 5 | $5,589,600 |
| Jefferson | 2 | $185,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chesterfield County
How large is Chesterfield County?
- Land area799 sq mi
- Rank by land area among South Carolina counties11th of 46
- Width, east to west44.5 mi
- Height, north to south31.2 mi
- Geographies sharing a boundary6
- Residents per square mile of land55
- Establishments per square mile0.86
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Chesterfield County
Flood risk in Chesterfield County
- Participation of the county's own NFIP community Chesterfield County, unincorporated areasParticipating, community 450228
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Chesterfield County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Chesterfield County (community 450228), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Chesterfield County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Chesterfield County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Chesterfield County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202443,784
- Households17,534
- Average household size2.50
- Median household income$49,235
- Median age42.0
Common questions
Chesterfield County questions, answered from the record.
How many people live in Chesterfield County, South Carolina?
The Census Bureau estimates 44,488 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 43,784, in 17,534 households, ranking 25th of 46 South Carolina counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Chesterfield County's population growing?
The population has grown 2.82 percent since the 2020 census base of 43,267, to 44,488 on July 1, 2024. In 2024 there were 516 births against 575 deaths, with net migration of 429. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Chesterfield County?
$49,235. The median owner-occupied home is valued at $116,200, which is 2.4 times income, and median gross rent is $762 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Chesterfield County?
690 establishments, employing 13,223 people with an annual payroll of $699.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Chesterfield County?
Manufacturing is the largest private sector at 4,552 jobs, 32.1 percent of covered employment. Covered employment averages 14,200 jobs at an average annual pay of $49,211, or $946 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Chesterfield County?
15 7(a) approvals totaling $12.3 m since FY2020, across 8 lenders, with a median approval of $704,300, plus 1 504 approvals worth $1.7 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Chesterfield County?
147 housing units were authorized by permit in 2024, with a declared construction value of $35.7 m. Multifamily was 8.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Chesterfield County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Chesterfield County come from?
The largest single origin is Union County, with 132 households. Arriving households report an average income of $46,295 against $40,208 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Chesterfield County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Chesterfield County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Chesterfield County
Cities and places in Chesterfield.
9 Census places lie wholly or partly in Chesterfield County. All 9 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Cheraw | town | 4,960 | 5 | Wholly in this county |
| Pageland | town | 2,489 | 8 | Wholly in this county |
| Chesterfield | town | 1,465 | None recorded | Wholly in this county |
| McBee | town | 818 | None recorded | Wholly in this county |
| Cash | CDP | 754 | None recorded | Wholly in this county |
| Jefferson | town | 737 | 2 | Wholly in this county |
| Patrick | town | 331 | None recorded | Wholly in this county |
| Ruby | town | 244 | None recorded | Wholly in this county |
| Mount Croghan | town | 170 | None recorded | Wholly in this county |