HomeSouth CarolinaSpartanburg County
Spartanburg County, South Carolina: commercial real estate data.
Spartanburg County, South Carolina had an estimated 369,256 residents on July 1, 2024, up 12.6 percent since the 2020 census base of 327,997, across 808 square miles. County output reached $22.98 bn in 2024, 7,399 establishments operate here, and the SBA record carries 272 7(a) approvals worth $176.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Spartanburg County
How many people live in Spartanburg County
- Population, American Community Survey 2020-2024347,852
- Households131,672
- Average household size2.64
- Median household income$66,234
- Median age37.8
- Median gross rent$1,084 per month
- Median owner-occupied home value$233,300
- Home value to household income3.5 times
- Annual rent as a share of median income19.6 percent
- Adults 25 and over with a bachelor degree or higher25.1 percent
- Adults 25 and over with a graduate degree9.6 percent
- Adults 25 and over235,642
- Population under 1881,285
- Share under 1823.4 percent
- Population 65 and over56,675
- Share 65 and over16.3 percent
- Working age population, 18 to 64209,892
- Civilian labor force171,295
- Unemployment rate4.3 percent
- Labor force participation, adults 18 and over64.3 percent
- Rank by population among South Carolina counties5th of 46
- Rank by population among US county-equivalents, Puerto Rico included215th of 3,222
Spartanburg County is the 5th largest of 46 South Carolina counties by population. A median home costs 3.5 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 23.4 percent against 16.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Spartanburg County
Is Spartanburg County's population growing?
- Population, July 1, 2024369,256
- Census 2020 base population327,997
- Population change since the 2020 census base12.58 percent
- Population change, 2023 to 202410,566
- Births, 20244,107
- Deaths, 20243,569
- Natural change, 2024538
- Net domestic migration, 20248,119
- Net international migration, 20241,918
- Total net migration, 202410,037
- Cumulative net domestic migration, 2021 to 202434,371
- Rank by growth among US county-equivalents98th of 3,144
The county has grown 12.58 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Spartanburg County
Where are people moving to Spartanburg County from?
- Tax returns filed by households arriving10,597
- People arriving, from those returns20,852
- Tax returns filed by households leaving6,784
- Net household movement3,813
- Adjusted gross income arriving$630.7 m
- Net adjusted gross income movement$230.5 m
- Average income of an arriving household$59,513
- Average income of a leaving household$58,985
- Largest single originGreenville County (2,659 households)
- Largest single destinationGreenville County (1,834 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Greenville County | 2,659 | 5,110 | $149.2 m |
| Cherokee County | 453 | 842 | $21.5 m |
| Sacramento County | 219 | 670 | $12.8 m |
| Anderson County | 215 | 367 | $10.9 m |
| Buncombe County | 183 | 344 | $9.7 m |
| Union County | 179 | 329 | $7.3 m |
| Laurens County | 171 | 321 | $6.7 m |
| Henderson County | 161 | 298 | $9.4 m |
Households arriving report $528 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Greenville County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Spartanburg County
What is the Spartanburg County economy?
- County GDP, 2024$22.98 bn
- County GDP, 2023$21.61 bn
- GDP change, 2023 to 20246.3 percent
- GDP change over five years37.7 percent
- Rank by GDP among the South Carolina areas BEA publishes4th of 46
- Rank by GDP among the US county areas BEA publishes239th of 3,127
- GDP per resident$66,062
Output grew 6.3 percent in the latest year and 37.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Spartanburg County
Employment by industry in Spartanburg County
- Covered employment, annual average155,484
- Establishments reporting8,388
- Average annual pay$59,564
- Average weekly wage$1,145
- Manufacturing, employment37,316
- Manufacturing, average annual pay$75,914
- Retail trade, employment17,672
- Retail trade, average annual pay$35,900
- Accommodation and food services, employment12,829
- Accommodation and food services, average annual pay$24,891
- Health care and social assistance, employment11,852
- Health care and social assistance, average annual pay$48,347
- Transportation and warehousing, employment8,554
- Administrative and support and waste management services, employment7,559
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 37,316 | 616 | $75,914 |
| Retail trade | 17,672 | 1,120 | $35,900 |
| Accommodation and food services | 12,829 | 680 | $24,891 |
| Health care and social assistance | 11,852 | 818 | $48,347 |
| Transportation and warehousing | 8,554 | 378 | $57,342 |
| Administrative and support and waste management services | 7,559 | 582 | $44,172 |
| Construction | 7,274 | 730 | $71,090 |
| Wholesale trade | 6,662 | 485 | $71,630 |
Manufacturing is the largest private sector at 37,316 jobs, 24.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Spartanburg County
How many businesses are in Spartanburg County?
- Establishments, all industries7,399
- Employment at those establishments150,332
- Annual payroll$8.48 bn
- Establishments per 1,000 residents21.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Spartanburg County
Building permits in Spartanburg County
- Housing units authorized by permit, 20243,129
- Declared construction value permitted$612.3 m
- Single family units authorized3,089
- Multifamily units authorized40
- Multifamily share of units1.3 percent
- Average declared value per unit$195,694
- Units authorized per 1,000 households23.8
Single-family homes are 98.7 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Spartanburg County
SBA loans in Spartanburg County (7(a) and 504)
- 7(a) approvals recorded272
- 7(a) gross approval dollars$176.9 m
- Average 7(a) approval$650,277
- Median 7(a) approval$300,000
- 10th percentile approval$25,000
- 90th percentile approval$1,875,400
- Largest single approval$4,500,000
- Jobs reported supported, 7(a)2,694
- Jobs per approval9.9
- Distinct 7(a) lenders active60
- Distinct industries receiving approvals128
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer23.9 percent
- Loans on real estate terms65
- Loans on working capital terms, 120 months or shorter187
- Franchise loans57
- Franchise share of approvals21.0 percent
- Leading industry by approval countFull-Service Restaurants (16)
- Most active lenderTD Bank, National Association (28)
- 504 approvals recorded46
- 504 gross approval dollars$35.8 m
- Average 504 approval$777,413
- Median 504 approval$604,500
- Distinct CDCs active4
- 504 jobs per approval11.5
- 504 jobs per million dollars approved14.8
- Most active CDCAppalachian Development Corporation (26)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$212.6 m
The average approval of $650,277 sits well above the median of $300,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 23.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Spartanburg County
SBA loan default and charge-off rates in Spartanburg County
Do SBA loans in Spartanburg County get paid back?
- Loans with a final outcome recorded48
- Paid in full46
- Charged off2
- Charge-off rate on resolved loans4.2 percent
- Status: Paid in full46
- Status: Exempt from disclosure173
- Status: Charged off2
- Status: Cancelled31
- Status: Committed, not yet disbursed20
Of the 48 loans that have reached a final outcome, 4.2 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Spartanburg County
SBA lending by place in Spartanburg County
- Borrower cities with recorded lending21
- Spartanburg, approvals119
- Duncan, approvals35
- Inman, approvals25
- Boiling Springs, approvals20
- Woodruff, approvals10
- Moore, approvals10
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Spartanburg | 119 | $92,812,600 |
| Duncan | 35 | $23,706,100 |
| Inman | 25 | $17,592,500 |
| Boiling Springs | 20 | $10,494,600 |
| Woodruff | 10 | $3,644,500 |
| Moore | 10 | $3,640,600 |
| Lyman | 9 | $1,137,700 |
| Greer | 8 | $4,530,000 |
| 13 other borrower cities | 36 | $19,316,800 |
Spartanburg accounts for 119 approvals against 35 in Duncan. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Spartanburg County
How large is Spartanburg County?
- Land area808 sq mi
- Rank by land area among South Carolina counties9th of 46
- Width, east to west29.1 mi
- Height, north to south41.5 mi
- Geographies sharing a boundary6
- Residents per square mile of land431
- Establishments per square mile9.16
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Spartanburg County
Flood risk in Spartanburg County
- Participation of the county's own NFIP community Spartanburg County, unincorporated areasParticipating, community 450176
- Communities in the county in the NFIP Community Status Book14
- Of those, participating in the NFIP12
- NFIP participation rate85.7 percent
- Communities carrying a CRS class0
- Radon levels in Spartanburg County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Spartanburg County (community 450176), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Spartanburg County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 85.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Spartanburg County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Spartanburg County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024347,852
- Households131,672
- Average household size2.64
- Median household income$66,234
- Median age37.8
Common questions
Spartanburg County questions, answered from the record.
How many people live in Spartanburg County, South Carolina?
The Census Bureau estimates 369,256 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 347,852, in 131,672 households, ranking 5th of 46 South Carolina counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Spartanburg County's population growing?
The population has grown 12.58 percent since the 2020 census base of 327,997, to 369,256 on July 1, 2024. In 2024 there were 4,107 births against 3,569 deaths, with net migration of 10,037. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Spartanburg County?
$66,234. The median owner-occupied home is valued at $233,300, which is 3.5 times income, and median gross rent is $1,084 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Spartanburg County?
7,399 establishments, employing 150,332 people with an annual payroll of $8.48 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Spartanburg County?
Manufacturing is the largest private sector at 37,316 jobs, 24.0 percent of covered employment. Covered employment averages 155,484 jobs at an average annual pay of $59,564, or $1,145 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Spartanburg County?
272 7(a) approvals totaling $176.9 m since FY2020, across 60 lenders, with a median approval of $300,000, plus 46 504 approvals worth $35.8 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Spartanburg County get paid back?
Of the 48 loans that have reached a final outcome, 46 were paid in full and 2 charged off, a charge-off rate of 4.2 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Spartanburg County?
3,129 housing units were authorized by permit in 2024, with a declared construction value of $612.3 m. Multifamily was 1.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Spartanburg County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Spartanburg County come from?
The largest single origin is Greenville County, with 2,659 households. Arriving households report an average income of $59,513 against $58,985 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Spartanburg County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Spartanburg County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Spartanburg County
Cities and places in Spartanburg.
39 Census places lie wholly or partly in Spartanburg County. All 39 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Greer | city | 41,536 | 8 | 43.9 percent here, 56.1 percent Greenville County |
| Spartanburg | city | 38,910 | 119 | Wholly in this county |
| Boiling Springs | CDP | 12,936 | 20 | Wholly in this county |
| Valley Falls | CDP | 8,239 | None recorded | Wholly in this county |
| Lyman | town | 6,547 | 9 | Wholly in this county |
| Woodruff | city | 4,538 | 10 | Wholly in this county |
| Duncan | town | 4,310 | 35 | Wholly in this county |
| Saxon | CDP | 4,085 | None recorded | Wholly in this county |
| Southern Shops | CDP | 3,797 | None recorded | Wholly in this county |
| Whitney | CDP | 3,685 | None recorded | Wholly in this county |
| Wellford | city | 3,515 | 3 | Wholly in this county |
| Arcadia | CDP | 3,426 | None recorded | Wholly in this county |
| Inman | city | 3,166 | 25 | Wholly in this county |
| Hilltop | CDP | 2,950 | None recorded | Wholly in this county |
| Roebuck | CDP | 2,902 | 8 | Wholly in this county |
| Arkwright | CDP | 2,816 | None recorded | Wholly in this county |
| Landrum | city | 2,620 | 5 | Wholly in this county |
| Ben Avon | CDP | 2,487 | None recorded | Wholly in this county |
| Pacolet | town | 2,419 | 1 | Wholly in this county |
| Mayo | CDP | 2,305 | None recorded | Wholly in this county |
| Reidville | town | 2,194 | 1 | Wholly in this county |
| Cowpens | town | 1,840 | 1 | Wholly in this county |
| Fairforest | CDP | 1,727 | None recorded | Wholly in this county |
| Camp Croft | CDP | 1,586 | None recorded | Wholly in this county |
| Drayton | CDP | 1,452 | None recorded | Wholly in this county |
| Inman Mills | CDP | 923 | None recorded | Wholly in this county |
| Chesnee | city | 896 | 3 | 98.0 percent here, 2.0 percent Cherokee County |
| Clifton | CDP | 792 | None recorded | Wholly in this county |
| Campobello | town | 776 | 6 | Wholly in this county |
| Startex | CDP | 668 | None recorded | Wholly in this county |
| Converse | CDP | 463 | None recorded | Wholly in this county |
| Pauline | CDP | 447 | 2 | Wholly in this county |
| Enoree | CDP | 370 | 2 | Wholly in this county |
| Glenn Springs | CDP | 236 | None recorded | Wholly in this county |
| Glendale | CDP | 211 | None recorded | Wholly in this county |
| Central Pacolet | town | 206 | None recorded | Wholly in this county |
| Fingerville | CDP | 204 | None recorded | Wholly in this county |
| Cross Anchor | CDP | 98 | None recorded | Wholly in this county |
| Gramling | CDP | 95 | None recorded | Wholly in this county |
A further 14 of the county's 272 SBA 7(a) approvals are to borrowers in cities that match no Census place in Spartanburg County, the largest being Moore (10), Saratoga (2), Simpsonville (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.