HomeSouth CarolinaSpartanburg CountyCowpens
Cowpens, South Carolina: commercial real estate data.
Cowpens is a Census town of 1,840 people across 2.29 square miles of land, in Spartanburg County. Median household income is $39,094, 68.9 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $470,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cowpens
What Cowpens is
- Census place typetown
- Land area2.29 sq mi
- Water area0 sq mi
- Population per square mile of land802 plus or minus 196
- County holding the largest share of its areaSpartanburg County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cowpens
How many people live in Cowpens
- Population1,840 plus or minus 450
- Median age54.3
- Population under 18239 plus or minus 92
- Share under 1813.0 percent plus or minus 3.9
- Population 65 and over660 plus or minus 264
- Share 65 and over35.9 percent plus or minus 11.3
- Households855 plus or minus 184
- Family households545 plus or minus 188
- Share of households that are families63.7 percent plus or minus 17.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cowpens
Income and work in Cowpens
- Median household income$39,094 plus or minus $12,091
- Per capita income$32,703 plus or minus $9,400
- Civilian labor force785 plus or minus 196
- Employed770 plus or minus 195
- Unemployed15 plus or minus 19
- Unemployment rate1.9 percent plus or minus 2.4
- Adults 25 and over1,486 plus or minus 375
- Adults 25 and over with a high school diploma or higher91.7 percent plus or minus 31.0
- Adults 25 and over with a bachelor degree or higher15.1 percent plus or minus 4.6
- Adults 25 and over with a graduate degree6.7 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cowpens
Housing in Cowpens
- Housing units994
- Occupied units855 plus or minus 184
- Vacant units139 plus or minus 66
- Vacancy rate14.0 percent plus or minus 6.1
- Owner occupied589 plus or minus 166
- Renter occupied266 plus or minus 91
- Ownership rate68.9 percent
- Median owner-occupied home value$160,300 plus or minus $58,590
- Median gross rent, monthly$815 plus or minus $427
- Annual rent as a share of median income25.0 percent plus or minus 15.2
- Single family units776 plus or minus 180
- Share single family78.1 percent
- Units in buildings of two or more144 plus or minus 78
- Share in buildings of two or more14.5 percent plus or minus 7.4
- Mobile homes74 plus or minus 43
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cowpens
How Cowpens gets to work
- Workers 16 and over who commute702 plus or minus 189
- Commuting under 15 minutes129 plus or minus 62
- Share commuting under 15 minutes18.4 percent plus or minus 7.3
- Commuting 30 minutes or more250 plus or minus 102
- Share commuting 30 minutes or more35.6 percent plus or minus 11.0
- Drove alone84.8 percent
- Carpooled5.0 percent plus or minus 5.4
- Public transport0.0 percent
- Walked1.2 percent plus or minus 1.9
- Worked from home8.1 percent plus or minus 6.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cowpens
SBA loans in Cowpens (7(a))
- Approvals3
- Gross approval$470,000
- Average approval$156,667
- Median approval$125,000
- Largest approval$250,000
- Jobs supported10
- Jobs per approval3.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Cowpens, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cowpens
SBA loans in Cowpens (504)
- Approvals5
- Gross approval$1,958,000
- Average approval$391,600
- Median approval$283,000
- Largest approval$732,000
- Jobs supported26
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Cowpens, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cowpens
Flood risk in Cowpens
- NFIP communityTown of Cowpens
- NFIP community number450286
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date01/06/11
The Town of Cowpens does not participate in the National Flood Insurance Program as community 450286 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Spartanburg County, not Cowpens
Spartanburg County context, not Cowpens figures
- Establishments in Spartanburg County7,399
- Covered employment, Spartanburg County155,484
- Average annual pay, Spartanburg County$59,564
- Housing units permitted, Spartanburg County3,129
Every figure in this section is published for Spartanburg County as a whole and is not a measurement of Cowpens.
All Spartanburg County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cowpens questions, answered from the record.
How many people live in Cowpens, South Carolina?
1,840, in 855 households. Cowpens town covers 2.29 square miles of land, which is 802 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cowpens in?
Spartanburg County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cowpens?
$39,094. The median owner-occupied home is valued at $160,300. Median gross rent is $815 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cowpens businesses?
3 7(a) approvals totaling $470,000 since FY2020, across 1 lenders, median approval $125,000, plus 5 504 approvals worth $2.0 m since FY2010. These count approvals to borrowers whose address is in Cowpens, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cowpens borrowers get paid back?
No rate is published for Cowpens. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cowpens in the National Flood Insurance Program?
No, it is listed but not participating. Cowpens appears in the FEMA Community Status Book as Cowpens, town of, community 450286, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cowpens figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Spartanburg County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cowpens.
Is zoning published for Cowpens?
No. Nothing on this page presents parcel level zoning.
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