HomeSouth CarolinaFairfield CountyWinnsboro town
Winnsboro town, South Carolina: commercial real estate data.
Winnsboro town is a Census town of 3,322 people across 3.90 square miles of land, in Fairfield County. Median household income is $37,434, 50.6 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $5.7 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Winnsboro
What Winnsboro is
- Census place typetown
- Land area3.9 sq mi
- Water area0 sq mi
- Population per square mile of land851
- County holding the largest share of its areaFairfield County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winnsboro
How many people live in Winnsboro
- Population3,322
- Median age39.3
- Population under 18851 plus or minus 221
- Share under 1825.6 percent plus or minus 6.6
- Population 65 and over592 plus or minus 162
- Share 65 and over17.8 percent plus or minus 4.9
- Households1,435
- Family households1,045
- Share of households that are families72.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winnsboro
Income and work in Winnsboro
- Median household income$37,434
- Per capita income$22,349 plus or minus $4,473
- Civilian labor force1,589
- Employed1,467
- Unemployed122 plus or minus 81
- Unemployment rate7.7 percent plus or minus 5.0
- Adults 25 and over2,230
- Adults 25 and over with a high school diploma or higher84.5 percent
- Adults 25 and over with a bachelor degree or higher16.5 percent plus or minus 6.5
- Adults 25 and over with a graduate degree6.6 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winnsboro
Housing in Winnsboro
- Housing units1,798
- Occupied units1,435
- Vacant units363 plus or minus 117
- Vacancy rate20.2 percent plus or minus 6.1
- Owner occupied726 plus or minus 166
- Renter occupied709 plus or minus 186
- Ownership rate50.6 percent
- Median owner-occupied home value$132,400 plus or minus $48,422
- Median gross rent, monthly$856
- Annual rent as a share of median income27.4 percent
- Single family units1,068 plus or minus 226
- Share single family59.4 percent
- Units in buildings of two or more507 plus or minus 198
- Share in buildings of two or more28.2 percent plus or minus 10.6
- Mobile homes223 plus or minus 122
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winnsboro
How Winnsboro gets to work
- Workers 16 and over who commute1,217
- Commuting under 15 minutes451 plus or minus 165
- Share commuting under 15 minutes37.1 percent plus or minus 11.8
- Commuting 30 minutes or more480 plus or minus 166
- Share commuting 30 minutes or more39.4 percent plus or minus 11.7
- Drove alone71.1 percent plus or minus 14.4
- Carpooled12.9 percent plus or minus 7.3
- Public transport1.8 percent plus or minus 2.3
- Walked0.8 percent plus or minus 1.8
- Worked from home13.5 percent plus or minus 9.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winnsboro
SBA loans in Winnsboro (7(a))
- Approvals10
- Gross approval$5,745,600
- Average approval$574,560
- Median approval$500,000
- Ninetieth percentile approval$2,021,000
- Largest approval$2,021,000
- Jobs supported65
- Jobs per approval6.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more30.0 percent
- Share to franchises10.0 percent
- Distinct lenders6
- Distinct industries by NAICS9
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fairfield County, not Winnsboro
Fairfield County context, not Winnsboro figures
These are Fairfield County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Winnsboro measurements.
- Establishments in Fairfield County331
- Employment at those establishments, Fairfield County4,558
- Covered employment, Fairfield County6,051
- Average annual pay, Fairfield County$62,001
- Average weekly wage, Fairfield County$1,192
- Housing units permitted, Fairfield County91
- Of those, single family, Fairfield County91
- County product, 2024, Fairfield County$1,422,514,000
- County product change over the prior year, Fairfield County6.4 percent
- Average income of an arriving household, Fairfield County$64,588
Every figure in this section is published for Fairfield County as a whole and is not a measurement of Winnsboro. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Winnsboro questions, answered from the record.
How many people live in Winnsboro, South Carolina?
3,322, in 1,435 households. Winnsboro town covers 3.90 square miles of land, which is 851 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Winnsboro in?
Fairfield County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Winnsboro?
$37,434. The median owner-occupied home is valued at $132,400. Median gross rent is $856 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Winnsboro businesses?
10 7(a) approvals totalling $5.7 m, across 6 lenders, median approval $500,000. These count approvals to borrowers whose address is in Winnsboro, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Winnsboro borrowers get paid back?
No rate is published for Winnsboro. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Winnsboro figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Fairfield County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Winnsboro.
Is zoning published for Winnsboro?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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