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Georgetown, South Carolina: commercial real estate data.

Georgetown is a Census city of 8,565 people across 6.99 square miles of land, in Georgetown County. Median household income is $56,981, 71.6 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $11.6 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Georgetown

What Georgetown is

  • Census place typecity
  • Land area6.99 sq mi
  • Water area0.59 sq mi
  • Population per square mile of land1,225
  • County holding the largest share of its areaGeorgetown County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Georgetown

How many people live in Georgetown

  • Population8,565
  • Median age46.3
  • Population under 181,345 plus or minus 292
  • Share under 1815.7 percent plus or minus 3.4
  • Population 65 and over2,421
  • Share 65 and over28.3 percent
  • Households3,532
  • Family households2,181
  • Share of households that are families61.7 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Georgetown

Income and work in Georgetown

  • Median household income$56,981
  • Per capita income$31,035
  • Civilian labor force4,143
  • Employed3,753
  • Unemployed390 plus or minus 327
  • Unemployment rate9.4 percent plus or minus 7.9
  • Adults 25 and over6,205
  • Adults 25 and over with a high school diploma or higher89.8 percent
  • Adults 25 and over with a bachelor degree or higher22.1 percent plus or minus 4.9
  • Adults 25 and over with a graduate degree7.8 percent plus or minus 3.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Georgetown

Housing in Georgetown

  • Housing units4,182
  • Occupied units3,532
  • Vacant units650 plus or minus 263
  • Vacancy rate15.5 percent plus or minus 6.1
  • Owner occupied2,530
  • Renter occupied1,002 plus or minus 243
  • Ownership rate71.6 percent
  • Median owner-occupied home value$168,100
  • Median gross rent, monthly$780 plus or minus $180
  • Annual rent as a share of median income16.4 percent plus or minus 4.0
  • Single family units2,717
  • Share single family65.0 percent
  • Units in buildings of two or more990 plus or minus 291
  • Share in buildings of two or more23.7 percent plus or minus 6.6
  • Mobile homes475 plus or minus 236
  • Median year structure built1977

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Georgetown

How Georgetown gets to work

  • Workers 16 and over who commute3,551
  • Commuting under 15 minutes1,647 plus or minus 399
  • Share commuting under 15 minutes46.4 percent plus or minus 9.9
  • Commuting 30 minutes or more1,014 plus or minus 307
  • Share commuting 30 minutes or more28.6 percent plus or minus 8.0
  • Drove alone76.2 percent
  • Carpooled15.4 percent plus or minus 6.7
  • Public transport0.0 percent
  • Walked1.4 percent plus or minus 1.1
  • Worked from home2.0 percent plus or minus 1.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Georgetown

SBA loans in Georgetown (7(a))

  • Approvals17
  • Gross approval$11,585,300
  • Average approval$681,488
  • Median approval$188,200
  • Largest approval$2,182,000
  • Jobs supported107
  • Jobs per approval6.3
  • Loans with a final outcome1
  • Paid in full0
  • Charged off1
  • Median term120 months
  • Share on real estate terms of 20 years or more23.5 percent
  • Share to franchises11.8 percent
  • Distinct lenders11
  • Distinct industries by NAICS15

Counted by borrower city: approvals to borrowers whose address is in Georgetown, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Georgetown

SBA loans in Georgetown (504)

  • Approvals2
  • Gross approval$5,728,000
  • Average approval$2,864,000
  • Median approval$2,864,000
  • Largest approval$4,302,000
  • Jobs supported150
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Georgetown, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Georgetown

Flood risk in Georgetown

  • NFIP communityCity of Georgetown
  • NFIP community number450087
  • Participating in the NFIPYes
  • Community Rating System classClass 7
  • Currently effective map date05/09/23

The City of Georgetown participates in the National Flood Insurance Program as community 450087 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Georgetown County, not Georgetown

Georgetown County context, not Georgetown figures

  • Establishments in Georgetown County2,038
  • Covered employment, Georgetown County26,006
  • Average annual pay, Georgetown County$50,335
  • Housing units permitted, Georgetown County327

Every figure in this section is published for Georgetown County as a whole and is not a measurement of Georgetown.

All Georgetown County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Georgetown questions, answered from the record.

How many people live in Georgetown, South Carolina?

8,565, in 3,532 households. Georgetown city covers 6.99 square miles of land, which is 1,225 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Georgetown in?

Georgetown County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Georgetown?

$56,981. The median owner-occupied home is valued at $168,100. Median gross rent is $780 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Georgetown businesses?

17 7(a) approvals totaling $11.6 m since FY2020, across 11 lenders, median approval $188,200, plus 2 504 approvals worth $5.7 m since FY2010. These count approvals to borrowers whose address is in Georgetown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Georgetown borrowers get paid back?

No rate is published for Georgetown. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Georgetown in the National Flood Insurance Program?

Yes. Georgetown appears in the FEMA Community Status Book as Georgetown, city of, community 450087, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Georgetown figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Georgetown County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Georgetown.

Is zoning published for Georgetown?

No. Nothing on this page presents parcel level zoning.