HomeSouth CarolinaHorry CountySurfside Beach town
Surfside Beach town, South Carolina: commercial real estate data.
Surfside Beach town is a Census town of 4,270 people across 1.95 square miles of land, in Horry County. Median household income is $70,106, 67.5 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $11.0 m.
76 sourced place values · tier FULL · 8 sections
Surfside Beach
What Surfside Beach is
- Census place typetown
- Land area1.95 sq mi
- Water area0.02 sq mi
- Population per square mile of land2,192
- County holding the largest share of its areaHorry County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside Beach
How many people live in Surfside Beach
- Population4,270
- Median age55.5
- Population under 18512 plus or minus 179
- Share under 1812.0 percent plus or minus 4.2
- Population 65 and over1,235
- Share 65 and over28.9 percent
- Households2,034
- Family households1,225
- Share of households that are families60.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside Beach
Income and work in Surfside Beach
- Median household income$70,106
- Per capita income$40,980
- Civilian labor force1,811
- Employed1,656
- Unemployed155 plus or minus 87
- Unemployment rate8.6 percent plus or minus 4.7
- Adults 25 and over3,512
- Adults 25 and over with a high school diploma or higher96.6 percent
- Adults 25 and over with a bachelor degree or higher39.5 percent
- Adults 25 and over with a graduate degree17.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside Beach
Housing in Surfside Beach
- Housing units4,254
- Occupied units2,034
- Vacant units2,220
- Vacancy rate52.2 percent
- Owner occupied1,372
- Renter occupied662 plus or minus 157
- Ownership rate67.5 percent
- Median owner-occupied home value$450,100
- Median gross rent, monthly$1,274
- Annual rent as a share of median income21.8 percent plus or minus 4.4
- Single family units2,638
- Share single family62.0 percent
- Units in buildings of two or more1,523
- Share in buildings of two or more35.8 percent
- Mobile homes93 plus or minus 57
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside Beach
How Surfside Beach gets to work
- Workers 16 and over who commute1,426
- Commuting under 15 minutes484 plus or minus 143
- Share commuting under 15 minutes33.9 percent plus or minus 9.2
- Commuting 30 minutes or more360 plus or minus 108
- Share commuting 30 minutes or more25.2 percent plus or minus 7.0
- Drove alone71.1 percent
- Carpooled7.7 percent plus or minus 4.4
- Public transport0.0 percent
- Walked0.6 percent plus or minus 0.9
- Worked from home12.7 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside Beach
SBA 7(a) lending to Surfside Beach borrowers
- Approvals16
- Gross approval$10,992,800
- Average approval$687,050
- Median approval$150,000
- Ninetieth percentile approval$2,587,500
- Largest approval$4,675,000
- Jobs supported86
- Jobs per approval5.4
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises18.8 percent
- Distinct lenders13
- Distinct industries by NAICS13
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Surfside Beach
SBA 504 lending to Surfside Beach borrowers
- Approvals2
- Gross approval$603,000
- Average approval$301,500
- Median approval$439,000
- Largest approval$439,000
- Jobs supported13
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Horry County, not Surfside Beach
Horry County context, not Surfside Beach figures
These are Horry County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Surfside Beach measurements.
- Establishments in Horry County10,550
- Employment at those establishments, Horry County123,792
- Covered employment, Horry County144,489
- Average annual pay, Horry County$48,046
- Average weekly wage, Horry County$924
- Housing units permitted, Horry County7,331
- Of those, single family, Horry County7,269
- County product, 2024, Horry County$22,774,481,000
- County product change over the prior year, Horry County7.3 percent
- Average income of an arriving household, Horry County$86,199
Every figure in this section is published for Horry County as a whole and is not a measurement of Surfside Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Surfside Beach questions, answered from the record.
How many people live in Surfside Beach, South Carolina?
4,270, in 2,034 households. Surfside Beach town covers 1.95 square miles of land, which is 2,192 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Surfside Beach in?
Horry County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Surfside Beach?
$70,106. The median owner-occupied home is valued at $450,100. Median gross rent is $1,274 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Surfside Beach businesses?
16 7(a) approvals totalling $11.0 m, across 13 lenders, median approval $150,000, plus 2 504 approvals worth $603,000. These count approvals to borrowers whose address is in Surfside Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Surfside Beach borrowers get paid back?
No rate is published for Surfside Beach. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Surfside Beach figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Horry County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Surfside Beach.
Is zoning published for Surfside Beach?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.