HomeSouth CarolinaHorry CountySurfside Beach
Surfside Beach, South Carolina: commercial real estate data.
Surfside Beach is a Census town of 4,270 people across 1.95 square miles of land, in Horry County. Median household income is $70,106, 67.5 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $11.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Surfside Beach
What Surfside Beach is
- Census place typetown
- Land area1.95 sq mi
- Water area0.02 sq mi
- Population per square mile of land2,192
- County holding the largest share of its areaHorry County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside Beach
How many people live in Surfside Beach
- Population4,270
- Median age55.5
- Population under 18512 plus or minus 179
- Share under 1812.0 percent plus or minus 4.2
- Population 65 and over1,235
- Share 65 and over28.9 percent
- Households2,034
- Family households1,225
- Share of households that are families60.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside Beach
Income and work in Surfside Beach
- Median household income$70,106
- Per capita income$40,980
- Civilian labor force1,811
- Employed1,656
- Unemployed155 plus or minus 87
- Unemployment rate8.6 percent plus or minus 4.7
- Adults 25 and over3,512
- Adults 25 and over with a high school diploma or higher96.6 percent
- Adults 25 and over with a bachelor degree or higher39.5 percent
- Adults 25 and over with a graduate degree17.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside Beach
Housing in Surfside Beach
- Housing units4,254
- Occupied units2,034
- Vacant units2,220
- Vacancy rate52.2 percent
- Owner occupied1,372
- Renter occupied662 plus or minus 157
- Ownership rate67.5 percent
- Median owner-occupied home value$450,100
- Median gross rent, monthly$1,274
- Annual rent as a share of median income21.8 percent plus or minus 4.4
- Single family units2,638
- Share single family62.0 percent
- Units in buildings of two or more1,523
- Share in buildings of two or more35.8 percent
- Mobile homes93 plus or minus 57
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside Beach
How Surfside Beach gets to work
- Workers 16 and over who commute1,426
- Commuting under 15 minutes484 plus or minus 143
- Share commuting under 15 minutes33.9 percent plus or minus 9.2
- Commuting 30 minutes or more360 plus or minus 108
- Share commuting 30 minutes or more25.2 percent plus or minus 7.0
- Drove alone71.1 percent
- Carpooled7.7 percent plus or minus 4.4
- Public transport0.0 percent
- Walked0.6 percent plus or minus 0.9
- Worked from home12.7 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside Beach
SBA loans in Surfside Beach (7(a))
- Approvals16
- Gross approval$10,992,800
- Average approval$687,050
- Median approval$125,000
- Largest approval$4,675,000
- Jobs supported86
- Jobs per approval5.4
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises18.8 percent
- Distinct lenders13
- Distinct industries by NAICS13
Counted by borrower city: approvals to borrowers whose address is in Surfside Beach, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Surfside Beach
SBA loans in Surfside Beach (504)
- Approvals2
- Gross approval$603,000
- Average approval$301,500
- Median approval$301,500
- Largest approval$439,000
- Jobs supported13
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Surfside Beach, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Surfside Beach
Flood risk in Surfside Beach
- NFIP communityTown of Surfside Beach
- NFIP community number450111
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date12/16/21
The Town of Surfside Beach participates in the National Flood Insurance Program as community 450111 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Horry County, not Surfside Beach
Horry County context, not Surfside Beach figures
- Establishments in Horry County10,550
- Covered employment, Horry County144,489
- Average annual pay, Horry County$48,046
- Housing units permitted, Horry County7,331
Every figure in this section is published for Horry County as a whole and is not a measurement of Surfside Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Surfside Beach questions, answered from the record.
How many people live in Surfside Beach, South Carolina?
4,270, in 2,034 households. Surfside Beach town covers 1.95 square miles of land, which is 2,192 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Surfside Beach in?
Horry County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Surfside Beach?
$70,106. The median owner-occupied home is valued at $450,100. Median gross rent is $1,274 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Surfside Beach businesses?
16 7(a) approvals totaling $11.0 m since FY2020, across 13 lenders, median approval $125,000, plus 2 504 approvals worth $603,000 since FY2010. These count approvals to borrowers whose address is in Surfside Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Surfside Beach borrowers get paid back?
No rate is published for Surfside Beach. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Surfside Beach in the National Flood Insurance Program?
Yes. Surfside Beach appears in the FEMA Community Status Book as Surfside Beach, town of, community 450111, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Surfside Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Horry County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Surfside Beach.
Is zoning published for Surfside Beach?
No. Nothing on this page presents parcel level zoning.