HomeSouth CarolinaJasper CountyRidgeland
Ridgeland, South Carolina: commercial real estate data.
Ridgeland is a Census town of 3,764 people across 48.34 square miles of land, lying across Jasper County and Beaufort County. Median household income is $62,981, 47.0 percent of occupied homes are owned, and the SBA record carries 20 7(a) approvals to borrowers here worth $17.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ridgeland
What Ridgeland is
- Census place typetown
- Land area48.34 sq mi
- Water area0.47 sq mi
- Population per square mile of land78
- County holding the largest share of its areaJasper County, 91.6 percent
- Counties this place lies inJasper County 91.6 percent, Beaufort County 8.4 percent
Ridgeland crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgeland
How many people live in Ridgeland
- Population3,764
- Median age32.7
- Population under 18805 plus or minus 195
- Share under 1821.4 percent plus or minus 5.2
- Population 65 and over311 plus or minus 109
- Share 65 and over8.3 percent plus or minus 2.9
- Households858
- Family households705
- Share of households that are families82.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgeland
Income and work in Ridgeland
- Median household income$62,981 plus or minus $22,007
- Per capita income$17,637
- Civilian labor force1,463
- Employed1,427
- Unemployed36 plus or minus 33
- Unemployment rate2.5 percent plus or minus 2.2
- Adults 25 and over2,491
- Adults 25 and over with a high school diploma or higher78.5 percent
- Adults 25 and over with a bachelor degree or higher8.4 percent plus or minus 3.0
- Adults 25 and over with a graduate degree3.1 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgeland
Housing in Ridgeland
- Housing units966
- Occupied units858
- Vacant units108 plus or minus 60
- Vacancy rate11.2 percent plus or minus 6.0
- Owner occupied403 plus or minus 117
- Renter occupied455 plus or minus 134
- Ownership rate47.0 percent plus or minus 12.2
- Median owner-occupied home value$228,400
- Median gross rent, monthly$734 plus or minus $454
- Annual rent as a share of median income14.0 percent plus or minus 9.9
- Single family units505 plus or minus 127
- Share single family52.3 percent plus or minus 11.4
- Units in buildings of two or more256 plus or minus 129
- Share in buildings of two or more26.5 percent plus or minus 13.0
- Mobile homes205 plus or minus 75
- Median year structure built1999
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgeland
How Ridgeland gets to work
- Workers 16 and over who commute1,315
- Commuting under 15 minutes316 plus or minus 158
- Share commuting under 15 minutes24.0 percent plus or minus 11.4
- Commuting 30 minutes or more762 plus or minus 200
- Share commuting 30 minutes or more57.9 percent plus or minus 12.1
- Drove alone71.4 percent
- Carpooled27.2 percent plus or minus 12.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home1.4 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgeland
SBA loans in Ridgeland (7(a))
- Approvals20
- Gross approval$17,700,600
- Average approval$885,030
- Median approval$343,500
- Ninetieth percentile approval$1,950,500
- Largest approval$4,280,000
- Jobs supported245
- Jobs per approval12.3
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more15.0 percent
- Share to franchises20.0 percent
- Distinct lenders16
- Distinct industries by NAICS16
Counted by borrower city: approvals to borrowers whose address is in Ridgeland, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ridgeland
SBA loans in Ridgeland (504)
- Approvals3
- Gross approval$2,304,000
- Average approval$768,000
- Median approval$309,000
- Largest approval$1,710,000
- Jobs supported65
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Ridgeland, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ridgeland
Flood risk in Ridgeland
- NFIP communityTown of Ridgeland
- NFIP community number450114
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/18/19
The Town of Ridgeland participates in the National Flood Insurance Program as community 450114 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Jasper County, not Ridgeland
Jasper County context, not Ridgeland figures
- Establishments in Jasper County838
- Covered employment, Jasper County10,961
- Average annual pay, Jasper County$53,877
- Housing units permitted, Jasper County1,408
Every figure in this section is published for Jasper County as a whole and is not a measurement of Ridgeland.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ridgeland questions, answered from the record.
How many people live in Ridgeland, South Carolina?
3,764, in 858 households. Ridgeland town covers 48.34 square miles of land, which is 78 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ridgeland in?
Ridgeland lies in more than one. By area it is 91.6 percent in Jasper County, 8.4 percent in Beaufort County. This page sits under Jasper County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Ridgeland?
$62,981. The median owner-occupied home is valued at $228,400. Median gross rent is $734 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ridgeland businesses?
20 7(a) approvals totaling $17.7 m since FY2020, across 16 lenders, median approval $343,500, plus 3 504 approvals worth $2.3 m since FY2010. These count approvals to borrowers whose address is in Ridgeland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ridgeland borrowers get paid back?
No rate is published for Ridgeland. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ridgeland in the National Flood Insurance Program?
Yes. Ridgeland appears in the FEMA Community Status Book as Ridgeland, town of, community 450114, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ridgeland figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jasper County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ridgeland.
Is zoning published for Ridgeland?
No. Nothing on this page presents parcel level zoning.
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