HomeSouth CarolinaKershaw CountyLugoff
Lugoff, South Carolina: commercial real estate data.
Lugoff is a Census CDP of 9,786 people across 22.78 square miles of land, in Kershaw County. Median household income is $69,485, 87.3 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $18.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lugoff
What Lugoff is
- Census place typeCDP
- Land area22.78 sq mi
- Water area0.29 sq mi
- Population per square mile of land430
- County holding the largest share of its areaKershaw County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lugoff
How many people live in Lugoff
- Population9,786
- Median age38.8
- Population under 182,251
- Share under 1823.0 percent
- Population 65 and over1,803
- Share 65 and over18.4 percent
- Households3,771
- Family households2,816
- Share of households that are families74.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lugoff
Income and work in Lugoff
- Median household income$69,485
- Per capita income$33,631
- Civilian labor force4,796
- Employed4,704
- Unemployed92 plus or minus 63
- Unemployment rate1.9 percent plus or minus 1.3
- Adults 25 and over6,707
- Adults 25 and over with a high school diploma or higher93.6 percent
- Adults 25 and over with a bachelor degree or higher29.7 percent
- Adults 25 and over with a graduate degree9.8 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lugoff
Housing in Lugoff
- Housing units3,995
- Occupied units3,771
- Vacant units224 plus or minus 149
- Vacancy rate5.6 percent plus or minus 3.7
- Owner occupied3,293
- Renter occupied478 plus or minus 142
- Ownership rate87.3 percent
- Median owner-occupied home value$223,900
- Median gross rent, monthly$915
- Annual rent as a share of median income15.8 percent plus or minus 3.5
- Single family units3,274
- Share single family82.0 percent
- Units in buildings of two or more325 plus or minus 164
- Share in buildings of two or more8.1 percent plus or minus 4.1
- Mobile homes396 plus or minus 129
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lugoff
How Lugoff gets to work
- Workers 16 and over who commute4,124
- Commuting under 15 minutes890 plus or minus 207
- Share commuting under 15 minutes21.6 percent plus or minus 4.5
- Commuting 30 minutes or more2,191
- Share commuting 30 minutes or more53.1 percent
- Drove alone77.8 percent
- Carpooled9.1 percent plus or minus 3.5
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home13.2 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lugoff
SBA loans in Lugoff (7(a))
- Approvals17
- Gross approval$18,281,000
- Average approval$1,075,353
- Median approval$250,000
- Largest approval$4,750,000
- Jobs supported428
- Jobs per approval25.2
- Loans with a final outcome1
- Paid in full0
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more17.6 percent
- Share to franchises11.8 percent
- Distinct lenders8
- Distinct industries by NAICS12
Counted by borrower city: approvals to borrowers whose address is in Lugoff, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lugoff
SBA loans in Lugoff (504)
- Approvals1
- Gross approval$5,500,000
- Average approval$5,500,000
- Median approval$5,500,000
- Largest approval$5,500,000
- Jobs supported30
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Lugoff, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kershaw County, not Lugoff
Kershaw County context, not Lugoff figures
- Establishments in Kershaw County1,208
- Covered employment, Kershaw County18,335
- Average annual pay, Kershaw County$49,084
- Housing units permitted, Kershaw County474
Every figure in this section is published for Kershaw County as a whole and is not a measurement of Lugoff.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lugoff questions, answered from the record.
How many people live in Lugoff, South Carolina?
9,786, in 3,771 households. Lugoff CDP covers 22.78 square miles of land, which is 430 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lugoff in?
Kershaw County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lugoff?
$69,485. The median owner-occupied home is valued at $223,900. Median gross rent is $915 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lugoff businesses?
17 7(a) approvals totaling $18.3 m since FY2020, across 8 lenders, median approval $250,000, plus 1 504 approvals worth $5.5 m since FY2010. These count approvals to borrowers whose address is in Lugoff, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lugoff borrowers get paid back?
No rate is published for Lugoff. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Lugoff figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kershaw County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lugoff.
Is zoning published for Lugoff?
No. Nothing on this page presents parcel level zoning.
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